1154 KERSFIELD CIRCLE, LAKE MARY, FL, 32746
Active31 days on marketListed Jul 6, 2026MLS #O6420220
About this home
1154 KERSFIELD CIRCLE
Welcome to 1154 Kersfield Circle, a meticulously maintained 3-bedroom, 2-bathroom home tucked inside the sought-after, gated Keenwicke enclave of Heathrow. Set on a quiet, tree-lined street, this 1,783-square-foot home blends comfortable living with thoughtful, move-in-ready updates. Step inside to find fresh tile flooring (2023) and lovely wood floors in the great room. The kitchen was refreshed in 2023 with new stainless steel appliances, ready for everyday cooking or entertaining. The spacious primary suite offers a true retreat, complete with a walk-in closet, a corner glass-enclosed shower, a separate soaking garden tub, and an updated dual-sink vanity. The secondary bathroom also received a stylish vanity upgrade, with crisp marble-look countertops and modern fixtures throughout. Out back, unwind on the covered, screened lanai overlooking a fenced yard with mature landscaping and serene tree views beyond — the perfect spot for morning coffee or evening relaxation in true Florida fashion. Major systems have been well cared for, with a newer roof (2019), Carrier AC unit (2014, professionally cleaned and serviced in 2026), offering peace of mind for years to come. Located in Heathrow, one of Seminole County's premier gated communities, residents enjoy access to top-rated schools, beautifully maintained common areas, and a quiet, established neighborhood feel — all just minutes from I-4, the 417, shopping, dining, and major employment corridors. This is a rare opportunity to own in Keenwicke. Contact me today to schedule your private showing! Pick your colors... seller will offer credit or replace the bedroom carpet before close with an acceptable offer.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,783
Sqft
0.14 ac
Lot size
2
Garage
2000
Year built
One
Levels
$302
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,069 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,069/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.1%
$/sqft vs Lake Mary actives
$302 vs $237
Days on market
31 vs 42 typical
Where $302/sqft sits among the 158 Lake Mary actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Mary
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Mary. See the full Lake Mary guide →
LAKE MARY 32746 — neighborhood snapshot
Population
45,970
Median age
43.8
Median income
$111,534
Median home value
$420,200
Avg household
2.41
Households w/ children
5,472
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Mary market
$446K → $488K
Lake Mary median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
92 of 158
Lake Mary actives have cut their price
Median sold price, Lake Mary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% above the LAKE MARY 32746 median. See the full Lake Mary market guide →
Paper trail
This home's history
Reality check
What actually sold near 1154 KERSFIELD CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$530,000
1178 KERSFIELD CIRCLE · same community
3 bd · 2 ba · 1,783 sqft · $297/sqft · 30 DOM
Sold · May ’26$568,000
990 RIDGEMOUNT PLACE · same community
3 bd · 2 ba · 1,957 sqft · $290/sqft · 6 DOM
Sold · Jun ’26$544,900
864 LAKEWORTH CIRCLE
3 bd · 2 ba · 1,747 sqft · $312/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1154 KERSFIELD CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1154 KERSFIELD CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1154 KERSFIELD CIRCLE FAQs
What would the monthly payment be for 1154 KERSFIELD CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,069/mo — principal and interest, the actual property-tax bill, the $75/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1154 KERSFIELD CIRCLE?+
The association fee works out to $75 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1154 KERSFIELD CIRCLE?+
The most recent tax bill on record (2025) was $5,068. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1154 KERSFIELD CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Mary?+
At $539,000, this home is listed about 25% above the Lake Mary median of $432,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1154 KERSFIELD CIRCLE?+
Heathrow Elementary School (elementary), Markham Woods Middle School (middle), Seminole High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$539,000 runs 35% above the LAKE MARY 32746 median.
02Strong assigned schools
Heathrow Elementary School, Markham Woods Middle School, Seminole High School — Heathrow Elementary School rates 5 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $550,000, now $539,000 — a $11K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY AT THE PARKS · Angela Mccloskey, PA. MLS #O6420220.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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