David Ramirez
$485,0002 bd2 ba1,932 sqft$251 /sqft$4,200 /mo all-in ↓

965 AVERY MEADOWS WAY, DELAND, FL, 32724

Active27 days on marketListed Jun 28, 2026MLS #O6420163

Single Family ResidenceVICTORIA GARDENS PH 6 REPLAT

About this home

965 AVERY MEADOWS WAY

Stunning, Light & Bright Kolter Lily with a front porch & a 40’ x 22’ brick paver screened lanai on a pie-shaped homesite providing total privacy overlooking a conservation area within the 55+ Victoria Gardens neighborhood. Homeowner selected many upgrades to enhance its functionality! Personalized features include impact resistant windows/doors, 24’9” air- conditioned garage, whole home water softener, central vacuum system, custom closet organizer for primary bedroom & built-in storage cabinets, laundry tub & folding table in the utility room. This 2 Bedroom 2 Bath plus Den floorplan has a GREAT ROOM layout. The gourmet kitchen is a chef’s dream that offers 42” wood cabinets w/ crown molding, under & above cabinet lighting, Pull-out drawers, Quartz countertops, large breakfast island w/ pendant lighting above, single basin kitchen sink, convection double wall oven/microwave, 4-burner natural gas cooktop, range hood, tile backsplash, wine refrigerator, walk-in pantry & GE Profile stainless-steel appliances. Porcelain tile flooring flows throughout the entire home. Interior details include crown molding, 5” baseboards, leaded glass front entry door & sliding screen, recessed lighting & remote-controlled shades throughout majority of the home. The 14’ x 17’ primary bedroom offers a tray ceiling, ceiling fan, crown molding & a fantastic conservation area view. En suite bathroom provides raised height separate Quartz countertop vanities, glass enclosed walk-in shower w/ bench seat & a 13’6” x 5’6” walk-in closet. Second bedroom offers a ceiling fan & Shangri-la blinds for privacy. The 12’6” x 11’6” Den offers the flexibility to be a game room or office space. Homeowner will enjoy having their morning coffee or late afternoon beverage on the 40’ x 22’ screen enclosed covered lanai w/ recessed lighting, wall mounted TV & 2 ceiling fans. The 19’ x 24’9” garage provides additional space for larger vehicles, 2 ceiling mounted storage racks & a mini split for air conditioning. All appliances stay with the home. Victoria Garden residents have access to their own social Private Clubhouse. HOA fee includes lawn care, Spectrum HFC TV & internet and reclaimed water for yard irrigation and access to all community amenities. Community is within 1 mile of I-4 that offers great access to the east coast beaches, Orlando (40 minutes) and 3 International airports within 1 hour.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,932

Sqft

0.19 ac

Lot size

2

Garage

2018

Year built

One

Levels

$251

Per sqft

Trees/Woods view55+ communityPets allowed

Inside

FlooringPorcelain Tile
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Range Hood · Refrigerator · Tankless Water Heater · Touchless Faucet · Washer · Water Softener · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Central Vacuum · Crown Molding · In Wall Pest System · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryGas Dryer Hookup · Inside · Other · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric · Natural Gas

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesNorth
ParkingDriveway · Garage Door Opener · Other · Oversized
ExteriorIrrigation System · Private Mailbox · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$546/mo
Taxes (2025)$5,090/yr
PetsYes
CommunityFishing · Association Recreation - Owned · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Irrigation-Reclaimed Water · Pool · Restaurant · Sidewalks · Special Community Restrictions · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Fiber Optics · Natural Gas Connected · Public · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,200 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,855
FHA mortgage insurance (est.)$215
Property tax — 2025 actual bill$424
HOA fee — from the listing$546
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,975Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,975
Interest rate6.00%
Loan term

Estimated payment

$4,200/mo

Principal & interest$2,855
FHA mortgage insurance (est.)$215
Property taxes (actual bill)$424
HOA / condo fee$546
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $485K
$420KedgeAI estimate $440,083 · range $438K$443K$504K

vs edgeAI estimate

+10.2%

$/sqft vs Deland actives

$251 vs $204

Days on market

27 vs 37 typical

Where $251/sqft sits among the 390 Deland actives

66
89
93
66
35 · this home
41
$145–170$170–195$195–220$220–245$245–270$270+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Cresswind Gardens

Map of 965 AVERY MEADOWS WAY inside its neighborhood boundary

Drive times from this address

Downtown Orlando44 min
Universal Orlando56 min
Orlando Int’l Airport (MCO)63 min
Walt Disney World68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Deland. See the full Deland guide →

Cresswind Gardens — neighborhood snapshot

Population

1,787

Median age

66

Median income

$85,781

Median home value

$381,500

Avg household

2

Households w/ children

90%

For the school run

Volusia County School District

ElementaryFreedom Elementary School★★★★★
MiddleDeland Middle School★★★★★
HighDeland High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Deland market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$346K$350K

Deland median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

203 of 390

Deland actives have cut their price

Median sold price, Deland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 54% above the DELAND 32724 median. See the full Deland market guide →

Paper trail

This home's history

Jun 28, 2026Listed at $485,000 · 27 days on market since
2018Built · VICTORIA GARDENS PH 6 REPLAT

Reality check

What actually sold near 965 AVERY MEADOWS WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1121 AVERY MEADOWS WAYSold · Sep ’25

$510,000

1121 AVERY MEADOWS WAY · same community

3 bd · 3 ba · 2,191 sqft · $233/sqft · 89 DOM

215 FOXGLOVE WAYSold · Aug ’25

$421,000

215 FOXGLOVE WAY

3 bd · 2 ba · 1,931 sqft · $218/sqft · 5 DOM

221 RAVENSHILL WAYSold · Oct ’25

$416,000

221 RAVENSHILL WAY

3 bd · 2 ba · 1,926 sqft · $216/sqft · 44 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 965 AVERY MEADOWS WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 965 AVERY MEADOWS WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

965 AVERY MEADOWS WAY FAQs

What would the monthly payment be for 965 AVERY MEADOWS WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,200/mo — principal and interest, the actual property-tax bill, the $546/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 965 AVERY MEADOWS WAY?+

The association fee works out to $546 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 965 AVERY MEADOWS WAY?+

The most recent tax bill on record (2025) was $5,090. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 965 AVERY MEADOWS WAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Deland?+

At $485,000, this home is listed about 28% above the Deland median of $380,000. The market section on this page shows how the area is trending.

Which schools are assigned to 965 AVERY MEADOWS WAY?+

Freedom Elementary School (elementary), Deland Middle School (middle), Deland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$485,000 runs 54% above the DELAND 32724 median.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $546/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

Listing courtesy of BETTER HOMES AND GARDENS REAL ESTATE MANN GLOBAL P · Eric Hansen. MLS #O6420163.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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