David Ramirez
Short-Term Rental Eligible
$585,0005 bd4.5 ba2,283 sqft$256 /sqft$4,917 /mo all-in ↓

108 JETTY WAY, DAVENPORT, FL, 33897

Active29 days on marketListed Jun 26, 2026MLS #O6419919

Est. $64K/yr short-term rental revenuePrivate poolFully furnishedTownhouseWINDSOR ISLAND RESIDENCE

About this home

108 JETTY WAY

Stylish former model home with private pool in the highly desirable Windsor Island Resort community! Located directly across from the clubhouse and resort amenities, this fully furnished end-unit home offers an excellent location, abundant natural light, and a bright, open floor plan. The kitchen features a breakfast bar, granite countertops, stainless steel appliances, and ample white cabinetry. Enjoy your own private screened pool, perfect for relaxing or entertaining. Windsor Island Resort offers outstanding amenities, including a clubhouse, fitness center, resort-style pool, waterslide, lazy river, volleyball and tennis courts, play zone, mini golf, and full-service bar. Conveniently located just minutes from Disney World, area attractions, restaurants, and shopping. Great opportunity for vacation use, short-term rental, or investment. Booking history and calendar available in MLS attachments.

Facts & features

The home at a glance

5

Bedrooms

4.5

Bathrooms

2,283

Sqft

0.09 ac

Lot size

2020

Year built

Two

Levels

$256

Per sqft

Private poolFurnished

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Ice Maker · Microwave · Range · Washer
InteriorCeiling Fan(s) · Solid Surface Counters · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesWest
ExteriorIrrigation System · Sliding Doors

Community & fees

HOA fee$791/mo
Taxes (2025)$7,086/yr
PetsNo
CommunityClubhouse · Deed Restrictions · Fitness Center

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,917 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,157
PMI (est., until 20% equity)$219
Property tax — 2025 actual bill$590
HOA fee — from the listing$791
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $58,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $58,500
Interest rate6.00%
Loan term

Estimated payment

$4,917/mo

Principal & interest$3,157
PMI (est., until 20% equity)$219
Property taxes (actual bill)$590
HOA / condo fee$791
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $585K
$434KedgeAI estimate $470,712 · range $453K$502K$608K

vs edgeAI estimate

+24.3%

$/sqft vs WINDSOR ISLAND RESIDENCE

$256 vs $218

Days on market

29 vs 42 typical

Where $256/sqft sits among the 38 homes for sale in WINDSOR ISLAND RESIDENCE

5
6
14
6
4 · this home
3
$170–188$188–205$205–223$223–241$241–258$258+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Windsor Island, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental · projected

$64,420/yr gross

Avg nightly rate$366
Occupancy (comp set)48%
CommunityWindsor Island
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,295/mo median

MarketDavenport
Annual gross at median$27,540
Gross yield on this price4.7%
Homes for rent right now587

Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.

The Four Corners short-term market

▼ Softening

48%

Occupancy

▼ 37% yr/yr

$325

Avg nightly rate

▲ 13% yr/yr

$38K/yr

Revenue per listing

$151

RevPAR

78 days

Booking lead time

5.7 nights

Avg stay

3

Typical min nights

11,479

Active rentals

▼ 20% supply

Seasonality — monthly occupancy

Peaks at 57% in Jul · bottoms at 36% in Jun

44%
56%
55%
54%
44%
36%
57%
48%
39%
44%
44%
46%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Four Corners — the projection above is specific to this home’s size.

Where it sits

Inside Windsor Island

Map of 108 JETTY WAY inside its neighborhood boundary

Drive times from this address

Walt Disney World19 min
Universal Orlando33 min
Downtown Orlando39 min
Orlando Int’l Airport (MCO)44 min
Downtown Tampa64 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Windsor Island is a short-term-rental community. See the full guide →

DAVENPORT 33897 — neighborhood snapshot

Population

29,206

Median age

38.9

Median income

$73,457

Median home value

$279,100

Avg household

2.85

Households w/ children

3,278

For the school run

Polk County School District

ElementaryLoughman Oaks Elementary School★★★★★
HighRidge Community High School★★★★
MiddleLake Alfred Polytech Academy★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Davenport market

Seller’s marketLeans buyer8.6 months of inventoryBuyer’s market

$342K$363K

Davenport median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

16 of 38

WINDSOR ISLAND RESIDENCE have cut their price

Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 67% above the DAVENPORT 33897 median. See the full Davenport market guide →

Paper trail

This home's history

Jun 26, 2026Listed at $585,000 · 29 days on market since
2020Built · WINDSOR ISLAND RESIDENCE

Reality check

What actually sold near 108 JETTY WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

136 JETTY WAYSold · Nov ’25

$485,000

136 JETTY WAY · same community

5 bd · 4.5 ba · 2,283 sqft · $212/sqft · 28 DOM

927 PARADISE DRIVESold · Nov ’25

$475,000

927 PARADISE DRIVE · same community

5 bd · 4.5 ba · 2,283 sqft · $208/sqft · 100 DOM

201 JETTY WAYSold · May ’26

$410,000

201 JETTY WAY · same community

5 bd · 4.5 ba · 2,283 sqft · $180/sqft · 21 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 108 JETTY WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 108 JETTY WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

108 JETTY WAY FAQs

What would the monthly payment be for 108 JETTY WAY?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,917/mo — principal and interest, the actual property-tax bill, the $791/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 108 JETTY WAY?+

The association fee works out to $791 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 108 JETTY WAY?+

The most recent tax bill on record (2025) was $7,086. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 108 JETTY WAY be rented short-term?+

Yes — this home sits inside Windsor Island, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 108 JETTY WAY?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Davenport?+

At $585,000, this home is listed about 50% above the Davenport median of $388,995. The market section on this page shows how the area is trending.

Which schools are assigned to 108 JETTY WAY?+

Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$585,000 runs 67% above the DAVENPORT 33897 median — but at 2,283 sqft it's also 17% larger than the typical Davenport listing.

02Zoned for nightly rentals

Windsor Island is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

04Know the monthly fee

The association fee is $791/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

Listing courtesy of ZEAL REALTY · Judy Chou. MLS #O6419919.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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