David Ramirez
Short-Term Rental Eligible
$1,490,0004 bd3.5 ba5,636 sqft$264 /sqft$9,724 /mo all-in ↓

632 E CLUB CIRCLE, LONGWOOD, FL, 32779

Active11 days on marketListed Jul 23, 2026MLS #O6419914

Private poolSingle Family ResidenceSWEETWATER CLUB UNIT 7

About this home

632 E CLUB CIRCLE

Virtually Staged. Stunning Contemporary Estate Home in Guard Gated Sweetwater Club situated on 1.25 acres of lushly landscaped grounds! Welcome to this spectacular home featuring 4 Bedrooms, 3.5 Baths with tropical pool and spa, its a two story architectural masterpiece with 5636 square feet of living area, Circular Driveway and oversized 3 Car Garage! Nature greets from you from every room with soaring ceilings and expansive windows throughout. METICULOUSLY MAINTAINED and move in ready for new owners. RECENT IMPROVEMENTS include NEW EAGLE TILE Roof 2025, Complete Re-pipe of House 2024, Re-Sod of Front and Back Yards 2025, NEW PROVIA Double Front Doors 2022, Two NEW 5 Ton CARRIER A/C Heat PUMP Systems 2025, Two NEW 50 Gallon Water Heaters 2024, NEW Garage Door Openers (3) 2026, NEW 3M UV Tinting of All First Floor Windows 2025, and more. As you enter the welcoming Foyer you'll see the tropical views of treed back yard and fabulous Dining Room Chandelier. To your left will be the voluminous Living Room with breathtaking views from the expansive windows and soaring ceilings featuring two main seating areas. The Dining Room features a UNIQUE Maitland Smith Chandelier and exquisite burlwood maple table and chairs for 10 guests, the windows invite nature's beauty to the table. There is a Powder Room Bathroom off Entry for your guests. Onto the Gourmet Kitchen with separate Eat- In Nook Area, Double Islands for Gracious Entertaining, Many New Appliances and Solid Wood Cabinets and Granite Counters. You'll enjoy JennAir Double Ovens for holiday celebrations and a Sub-Zero Refrigerator, NEW CAFE Cooktop with downdraft Vent, NEW Kitchen Sink, NEW GROHE Faucet, NEW InSinkErator Garbage Disposal, NEW GE Trash Compactor, NEW BOSCH Dishwasher, NEW GE PROFILE Microwave Oven and there is a HUGE WALK IN PANTRY! Adjacent Family Room is ideal for entertaining or relaxing with views of the sparkling Pool and Spa. There is also an outdoor Kitchen for Pool Parties! The 4th Bedroom on the first floor has an ensuite pool bathroom and large walk in closet. This area can be used as an office or in-law suite. Upstairs is the generous Primary Suite with scenic sitting area and adjacent spacious bedroom suite. The Primary Bath is elegant and functional with double vanities, soaking tub, separate shower, water closet and extensive and organized walk in closet! Down the long hall are the other two bedrooms upstairs, each with their own access to the picturesque balcony and walk in closets! These two Bedrooms share a stylish bathroom. Laundry Room is also upstairs and includes the Washer and Dryer as are all appliances in the home. There is also an Mechanical Equipment/Storage Room off the Oversized 3 Car Garage. There are numerous extra storage cabinets in the Garage too. Sweetwater Club is Seminole's County Premier Guards Gated Community with minimum 1 acres home sites, wide tree lined streets, magnificent Estate homes at every turn, tennis/pickle ball courts and Deeded Lake Access to Lake Brantley for water sports and boating. Sweetwater Club is across from the WEKIWA STATE PARK with over 7000 acres! Excellent LAKE BRANTLEY Schools too! For your piece of mind, Seller is offering a One Year Assurant Premium Plan Home Warranty. Complete Improvements List available. Schedule your appointment today. Premises may be under audio visual surveillance.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

5,636

Sqft

1.25 ac

Lot size

3

Garage

1991

Year built

Two

Levels

$264

Per sqft

Private poolTrees/Woods viewPartially

Inside

FlooringCeramic Tile · Engineered Hardwood
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Refrigerator · Washer
InteriorEating Space In Kitchen · PrimaryBedroom Upstairs · Solid Wood Cabinets · Split Bedroom · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Laundry Room · Upper Level
CoolingCentral Air
HeatingElectric · Zoned
FurnishedPartially

Outside & construction

RoofTile
ConstructionStucco · Wood Frame
FoundationSlab
ViewTrees/Woods
FacesWest
ParkingCircular Driveway · Garage Faces Side · Ground Level
ExteriorBalcony · Irrigation System · Lighting · Outdoor Kitchen · Private Mailbox · Private Yard · Rain Gutters · Sliding Doors · Storage

Community & fees

HOA fee$367/mo
Taxes (2025)$7,174/yr
PetsCats OK, Dogs OK
CommunityLake · Deed Restrictions · Gated Community - Guard · Golf Carts OK · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$9,724 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,040
PMI (est., until 20% equity)$559
Property tax — 2025 actual bill$598
HOA fee — from the listing$367
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $149,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $149,000
Interest rate6.00%
Loan term

Estimated payment

$9,724/mo

Principal & interest$8,040
PMI (est., until 20% equity)$559
Property taxes (actual bill)$598
HOA / condo fee$367
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.5M
$1.2MedgeAI estimate $1,429,979 · range $1.3M$1.7M$1.7M

vs edgeAI estimate

+4.2%

$/sqft vs Longwood actives

$264 vs $239

Days on market

11 vs 31 typical

Where $264/sqft sits among the 163 Longwood actives

37
45
49 · this home
11
7
14
$145–192$192–239$239–287$287–334$334–381$381+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Sweetwater Club, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunitySweetwater Club
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$1,950/mo median

MarketLongwood
Annual gross at median$23,400
Gross yield on this price1.6%
Homes for rent right now23

Live Longwood rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Sweetwater Club

Map of 632 E CLUB CIRCLE inside its neighborhood boundary

Drive times from this address

Downtown Orlando24 min
Universal Orlando36 min
Orlando Int’l Airport (MCO)43 min
Walt Disney World48 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Sweetwater Club is a short-term-rental community. See the full guide →

The numbers that matter

The Longwood market

Seller’s marketSeller’s market2.5 months of inventoryBuyer’s market

$465K$538K

Longwood median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

82 of 163

Longwood actives have cut their price

Median sold price, Longwood, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 226% above the Longwood median. See the full Longwood market guide →

Paper trail

This home's history

Jul 23, 2026Listed at $1,490,000 · 11 days on market since
1991Built · SWEETWATER CLUB UNIT 7

Reality check

What actually sold near 632 E CLUB CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

811 GREENSHIRE COURTSold · Jul ’26

$1,315,000

811 GREENSHIRE COURT · same community

5 bd · 4 ba · 4,293 sqft · $306/sqft · 61 DOM

628 E CLUB CIRCLESold · Jul ’26

$995,000

628 E CLUB CIRCLE · same community

4 bd · 3.5 ba · 4,026 sqft · $247/sqft · 17 DOM

270 LAKAY PLACESold · Jan ’26

$924,000

270 LAKAY PLACE

5 bd · 3.5 ba · 3,200 sqft · $289/sqft · 4 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 632 E CLUB CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 632 E CLUB CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

632 E CLUB CIRCLE FAQs

What would the monthly payment be for 632 E CLUB CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,724/mo — principal and interest, the actual property-tax bill, the $367/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 632 E CLUB CIRCLE?+

The association fee works out to $367 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 632 E CLUB CIRCLE?+

The most recent tax bill on record (2025) was $7,174. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 632 E CLUB CIRCLE be rented short-term?+

Yes — this home sits inside Sweetwater Club, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 632 E CLUB CIRCLE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Longwood?+

At $1,490,000, this home is listed about 226% above the Longwood median of $457,450. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$1,490,000 runs 226% above the Longwood median — but at 5,636 sqft it's also nearly 3 times the size of the typical Longwood listing.

02Zoned for nightly rentals

Sweetwater Club is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

Listing courtesy of COLDWELL BANKER REALTY · Carolyn Kickhofel. MLS #O6419914.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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