David Ramirez
$3,6507 bd5 ba4,681 sqft$1 /sqft$186 /mo all-in ↓

3795 MARIETTA WAY, ST CLOUD, FL, 34772

Active28 days on marketListed Jun 25, 2026MLS #O6419913

Priced 99% below the ST CLOUD 34772 medianSingle Family ResidenceSTEVENS PLANTATION

About this home

3795 MARIETTA WAY

*** MOVE-IN SPECIAL! 50% off one month's rent for leases approved and signed by 7/15/26 *** Welcome home to this stunning 7-bedroom, 5-bathroom residence in the desirable Stevens Plantation community! This spacious home offers an open and inviting layout with plenty of room for both everyday living and entertaining. The main living areas feature tile flooring and flow seamlessly into a modern kitchen complete with granite countertops, 42” espresso cabinetry, and stainless steel appliances. Upstairs, you'll find a large bonus/loft space perfect for a game room, media room, home office, or additional living area, the possibilities are endless! The home also features two expansive primary suites, each with elegant en-suite bathrooms and generous walk-in closets, ideal for multi-generational living. Additional highlights include fresh interior paint, upgraded finishes throughout, mature landscaping, and a two-car garage. Conveniently located near top-rated schools, shopping, dining, and just minutes from the Florida Turnpike and major highways, this home offers the perfect blend of space, comfort, and location. Don't miss out, this one won't last!

Facts & features

The home at a glance

7

Bedrooms

5

Bathrooms

4,681

Sqft

0.22 ac

Lot size

2

Garage

2012

Year built

Two

Levels

$1

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorHigh Ceilings · Kitchen/Family Room Combo · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Walk-In Closet(s)
LaundryNone
CoolingCentral Air
HeatingCentral

Outside & construction

FacesWest
ExteriorIrrigation System · Sidewalk · Sliding Doors

Community & fees

PetsBreed Restrictions, Cats OK, Dogs OK, Yes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Phone Available · Public · Sewer Connected · Street Lights · Water Connected
WaterNone

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$186 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$21
FHA mortgage insurance (est.)$2
Est. property taxes (1.1%/yr)$3
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $128Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $128
Interest rate6.00%
Loan term

Estimated payment

$186/mo

Principal & interest$21
FHA mortgage insurance (est.)$2
Est. property taxes$3
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside St Cloud

Map of 3795 MARIETTA WAY

Drive times from this address

Universal Orlando34 min
Orlando Int’l Airport (MCO)34 min
Walt Disney World35 min
Downtown Orlando35 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34772 — neighborhood snapshot

Population

33,542

Median age

39.9

Median income

$86,900

Median home value

$352,400

Avg household

3.05

Households w/ children

4,027

For the school run

Osceola County School District

ElementaryHickory Tree Elementary School★★★★★
MiddleSt. Cloud Middle School★★★★★
HighHarmony High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$414K$400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the ST CLOUD 34772 median. See the full St Cloud market guide →

Paper trail

This home's history

Jun 25, 2026Listed at $3,650 · 28 days on market since
2012Built · STEVENS PLANTATION

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3795 MARIETTA WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3795 MARIETTA WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3795 MARIETTA WAY FAQs

What would the monthly payment be for 3795 MARIETTA WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $186/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 3795 MARIETTA WAY?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $3,650, this home is listed about 99% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3795 MARIETTA WAY?+

Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of THE LISTING REAL ESTATE MANAGEMENT · Jobe Peterson. MLS #O6419913.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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3795 MARIETTA WAY, ST CLOUD, FL — 7 Bed, 5 Bath — $3,650 | CENTURY 21 Edge