David Ramirez
$539,790$555,7904 bd2.5 ba1,896 sqft$285 /sqft$3,843 /mo all-in ↓

16681 SILVER BROOK WAY, WINTER GARDEN, FL, 34787

Active30 days on marketListed Jun 24, 2026MLS #O6419693

Reduced $16KSingle Family ResidenceSILVERLEAF OAKS

About this home

16681 SILVER BROOK WAY

Under Construction. Discover Silverleaf Oaks in Winter Garden! This new home community will feature a collection of single-family and townhomes in desirable Horizon West. Located in the heart of Orlando’s attractions, residents will enjoy an array of amenities, including a resort-style pool, cabana, and playground – without a CDD. Plus, minutes to shopping, dining, and entertaining! The new construction quick move-in Haddock bungalow features our CO1 exterior, Move-In Ready appliance and window blind package, our Luxe Fresh design package, 3 bedrooms, 2 full bathrooms, a powder room, loft and 2-car detached garage. The first floor is ideal for entertaining, with its combined gathering room, kitchen, café, powder room, and gorgeous Oceanfront wood-look luxury vinyl plank flooring. The kitchen features a center island, storage pantry, stainless steel Whirlpool appliances, white cabinets, a white herringbone tile backsplash and Lyra quartz countertops. The second floor offers privacy and space for everyone with the owner’s suite, two additional bedrooms, the second bathroom, the laundry room and loft. Your owner’s suite features a walk-in closet, en suite bathroom with a private water closet, linen closet, walk-in shower with a frameless glass door, and dual sink quartz-topped white vanity. Professionally curated design selections for this home include our FH1 exterior, Move-In Ready appliance and window blind package and Luxe Fresh design package: upgraded 42" soft close white cabinets, a white herringbone tile kitchen backsplash, Lyra quartz countertops, white Brescia porcelain tile flooring in the wet areas, and soft, stain-resistant Ornamental Gate carpet in the bedrooms and second floor living areas.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

1,896

Sqft

0.17 ac

Lot size

2

Garage

2024

Year built

Two

Levels

$285

Per sqft

Inside

FlooringCarpet · Luxury Vinyl · Porcelain Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorEating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Smart Home · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room · Upper Level
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · HardiPlank Type · Wood Frame
FoundationBlock
FacesNorth
ParkingDriveway · Garage Door Opener · Garage Faces Rear
ExteriorSidewalk · Sliding Doors

Community & fees

HOA fee$152/mo
Taxes (2024)$1,372/yr
PetsNumber Limit
CommunityClubhouse · Fitness Center · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Phone Available · Public · Sewer Connected · Street Lights · Underground Utilities · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,843 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,178
FHA mortgage insurance (est.)$239
Property tax — 2024 actual bill$114
HOA fee — from the listing$152
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,893Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,893
Interest rate6.00%
Loan term

Estimated payment

$3,843/mo

Principal & interest$3,178
FHA mortgage insurance (est.)$239
Property taxes (actual bill)$114
HOA / condo fee$152
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $540K
$424KedgeAI estimate $480,494 · range $442K$505K$561K

vs edgeAI estimate

+12.3%

$/sqft vs SILVERLEAF OAKS

$285 vs $283

Days on market

30 vs 31 typical

Where $285/sqft sits among the 6 homes for sale in SILVERLEAF OAKS

2
1
1 · this home
1
0
1
$263–273$273–283$283–293$293–303$303–313$313+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Hamlin

Map of 16681 SILVER BROOK WAY inside its neighborhood boundary

Drive times from this address

Walt Disney World21 min
Downtown Orlando28 min
Universal Orlando31 min
Orlando Int’l Airport (MCO)43 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Garden. See the full Winter Garden guide →

Hamlin — neighborhood snapshot

Population

3,047

Median age

38

Median income

$178,486

Median home value

$603,785

Avg household

3

Households w/ children

429

For the school run

Orange County School District

MiddleHamlin Middle★★★★
ElementaryHamlin Elementary★★★★★
HighHorizon High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Garden market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$580K$570K

Winter Garden median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

0 of 6

SILVERLEAF OAKS have cut their price

Median sold price, Winter Garden, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2% above the WINTER GARDEN 34787 median. See the full Winter Garden market guide →

Paper trail

This home's history

CurrentPrice reduced to $539,790 $16K
Jun 24, 2026Listed at $555,790 · 30 days on market since
2024Built · SILVERLEAF OAKS

Reality check

What actually sold near 16681 SILVER BROOK WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6102 WHISPERING GLENSold · Jul ’26

$540,000

6102 WHISPERING GLEN · same community

4 bd · 2.5 ba · 1,913 sqft · $282/sqft · 2 DOM

6505 BREEZE FILLED LANESold · Jul ’25

$570,000

6505 BREEZE FILLED LANE · same community

4 bd · 2.5 ba · 1,913 sqft · $298/sqft · 4 DOM

16286 BRIGHT LEAF ROADSold · Apr ’26

$474,790

16286 BRIGHT LEAF ROAD · same community

4 bd · 2.5 ba · 1,770 sqft · $268/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 16681 SILVER BROOK WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 16681 SILVER BROOK WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

16681 SILVER BROOK WAY FAQs

What would the monthly payment be for 16681 SILVER BROOK WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,843/mo — principal and interest, the actual property-tax bill, the $152/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 16681 SILVER BROOK WAY?+

The association fee works out to $152 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 16681 SILVER BROOK WAY?+

The most recent tax bill on record (2024) was $1,372. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 16681 SILVER BROOK WAY?+

The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Garden?+

At $539,790, this home is listed about 9% below the Winter Garden median of $589,945. The market section on this page shows how the area is trending.

Which schools are assigned to 16681 SILVER BROOK WAY?+

Hamlin Middle (middle), Hamlin Elementary (elementary), Horizon High School (high) — Orange County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of PULTE REALTY OF NORTH FLORIDA LLC · Adrienne Escott. MLS #O6419693.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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