David Ramirez
$609,999$639,000$3,780 /mo all-in ↓

8801 NE 90TH TRAIL, FRUITLAND PARK, FL, 34731

Active40 days on marketListed Jun 25, 2026MLS #O6419652

Reduced $29K

About this home

8801 NE 90TH TRAIL

Rare HUGE Opportunity – 12 Acres of Prime Land in Fruitland Park, Florida. Discover the perfect blend of privacy, space, and convenience with these two adjacent parcels being sold together, totaling 12 acres (6 acres each) in desirable Sumter County, Florida. This exceptional property is ready for your vision, with utilities already installed, saving valuable time and development costs. Enjoy the freedom of no HOA restrictions, allowing you to build and use the property to suit your needs. The property is also located outside of the flood zone, providing added peace of mind and flexibility for future development. Whether you're looking to build a private estate, family compound, hobby farm, equestrian property, or simply invest in a large tract of land in a growing area, this property offers endless possibilities. With 12 acres of usable land, you'll have plenty of room to create your ideal lifestyle while maintaining the privacy and seclusion that acreage living provides. Situated in the charming Fruitland Park area, you'll enjoy a peaceful rural setting while remaining conveniently close to shopping, dining, medical facilities, The Villages, and major roadways. This location offers the best of both worlds—country living with easy access to modern conveniences. Opportunities to purchase this much acreage with utilities in place, no HOA, and a desirable location are becoming increasingly rare. Don't miss your chance to own this outstanding 12-acre property in the heart of Central Florida.

Facts & features

The home at a glance

12 ac

Lot size

Inside

Outside & construction

FacesEast

Community & fees

Taxes (2025)$1,197/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Other
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,780 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,292
PMI (est., until 20% equity)$229
Property tax — 2025 actual bill$100
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $61,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $61,000
Interest rate6.00%
Loan term

Estimated payment

$3,780/mo

Principal & interest$3,292
PMI (est., until 20% equity)$229
Property taxes (actual bill)$100
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Fruitland Park

Map of 8801 NE 90TH TRAIL

Drive times from this address

Downtown Orlando68 min
Universal Orlando70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Fruitland Park. See the full Fruitland Park guide →

FRUITLAND PARK 34731 — neighborhood snapshot

Population

12,239

Median age

48.7

Median income

$63,329

Median home value

$185,900

Avg household

2.4

Households w/ children

978

For the school run

Lake County School District

ElementaryFruitland Park Elementary School★★★★
MiddleCarver Middle School★★★★
HighLeesburg High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Fruitland Park market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$345K$385K

Fruitland Park median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

Median sold price, Fruitland Park, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 97% above the FRUITLAND PARK 34731 median. See the full Fruitland Park market guide →

Paper trail

This home's history

CurrentPrice reduced to $609,999 $29K
Jun 25, 2026Listed at $639,000 · 40 days on market since

Reality check

What actually sold near 8801 NE 90TH TRAIL

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2457 FOSGATE PLACESold · Jan ’26

$263,000

2457 FOSGATE PLACE

2 bd · 2 ba · 1,132 sqft · $232/sqft · 2 DOM

870 ORWELL STREETSold · Jun ’26

$320,000

870 ORWELL STREET

2 bd · 2 ba · 1,138 sqft · $281/sqft · 18 DOM

2569 ERROL TERRACESold · Jul ’26

$275,000

2569 ERROL TERRACE

2 bd · 2 ba · 1,156 sqft · $238/sqft · 75 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8801 NE 90TH TRAIL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8801 NE 90TH TRAIL — before you fall in love.

See it in person

Schedule a tour

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Straight answers

8801 NE 90TH TRAIL FAQs

What would the monthly payment be for 8801 NE 90TH TRAIL?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,780/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 8801 NE 90TH TRAIL?+

The most recent tax bill on record (2025) was $1,197. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Fruitland Park?+

At $609,999, this home is listed about 78% above the Fruitland Park median of $341,950. The market section on this page shows how the area is trending.

Which schools are assigned to 8801 NE 90TH TRAIL?+

Fruitland Park Elementary School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of YASMINE KHRINO · Jasmine Khrino. MLS #O6419652.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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