3284 GORSE COURT, PALM HARBOR, FL, 34684
Active33 days on marketListed Jul 1, 2026MLS #O6419468
About this home
3284 GORSE COURT
Experience resort-style living in this beautifully maintained 2-bedroom, 2-bathroom villa located at 3284 Gorse Court in Highland Lakes, Palm Harbor's premier 55+ community. Offering 1,148 square feet of thoughtfully designed living space, this home combines comfort, convenience, energy efficiency, and an unmatched amenity-rich lifestyle. Inside, you'll find a bright and inviting open floor plan featuring modern updates throughout, including luxury vinyl flooring, solid surface countertops, and attractive wood cabinetry. The spacious bedrooms offer generous closet space, while the enclosed Florida room, complete with its own A/C vent, provides the perfect year-round retreat for relaxing, entertaining, or pursuing hobbies. This exceptional home is loaded with valuable upgrades, including a whole-home water filtration system, hurricane-impact windows and a hurricane-impact front door, and an owned solar energy system with battery backup. Designed for both efficiency and peace of mind, the solar system powers six essential household circuits during power outages, while delivering remarkably low utility costs, with the owners averaging just $65 per month in electric expenses over the past 12 months. Additional peace of mind comes from the home's high elevation—no flood insurance required. As a resident of Highland Lakes, you'll enjoy access to one of Tampa Bay's most active and desirable 55+ communities. Amenities include unlimited free golf on three private executive courses, heated pools, a whirlpool spa, tennis courts, pickleball, bocce ball, and a vibrant clubhouse offering year-round social events, clubs, workshops, and performing arts programs. For boating and fishing enthusiasts, the exclusive Lake Tarpon Lodge features a private boat ramp, fishing pier, community pontoon boats, and even transportation to waterfront restaurants. Residents also benefit from free secure storage for RVs and boats. Whether you're seeking an active lifestyle, low-maintenance living, exceptional energy savings, or a welcoming community atmosphere, this outstanding villa offers the perfect opportunity to enjoy the very best of Florida living.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,148
Sqft
0.09 ac
Lot size
1
Garage
1982
Year built
One
Levels
$283
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,478 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,478/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.2%
$/sqft vs HIGHLAND LAKES
$283 vs $263
Days on market
33 vs 42 typical
Where $283/sqft sits among the 25 homes for sale in HIGHLAND LAKES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Highland Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Highland Lakes — neighborhood snapshot
Population
5,270
Median age
69
Median income
$65,822
Median home value
$287,444
Avg household
2
Households w/ children
226
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $445K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
13 of 25
HIGHLAND LAKES have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% above the PALM HARBOR 34684 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 3284 GORSE COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$294,500
3470 MACLAREN DRIVE · same community
2 bd · 2 ba · 1,178 sqft · $250/sqft · 4 DOM
Sold · Mar ’26$340,000
2949 BRIAR CLIFF DRIVE · same community
2 bd · 2 ba · 1,211 sqft · $281/sqft · 75 DOM
Sold · Jun ’26$290,000
2954 CURLING COURT · same community
2 bd · 2 ba · 1,069 sqft · $271/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3284 GORSE COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3284 GORSE COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3284 GORSE COURT FAQs
What would the monthly payment be for 3284 GORSE COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,478/mo — principal and interest, the actual property-tax bill, the $164/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3284 GORSE COURT?+
The association fee works out to $164 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3284 GORSE COURT?+
The most recent tax bill on record (2025) was $1,160. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3284 GORSE COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $325,000, this home is listed about 13% below the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3284 GORSE COURT?+
Joseph L. Carwise Middle School (middle), Highland Lakes Elementary School (elementary), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HOUWZER INC · Daniel Robinson. MLS #O6419468.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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