David Ramirez
$524,990$539,9903 bd2.5 ba2,078 sqft$253 /sqft$3,788 /mo all-in ↓

13023 TRANQUIL WATER ALLEY, WINTER GARDEN, FL, 34787

Active50 days on marketListed Jun 23, 2026MLS #O6419366

Reduced $15KNew constructionSingle Family ResidenceSERENADE AT OVATION

About this home

13023 TRANQUIL WATER ALLEY

Major Price Improvement!! Take advantage of the 4.99% interest rate (call for details) with a 2% credit towards buyers closing costs!!! Welcome to Serenade at Ovation, one of Winter Garden's most desirable new home communities, where modern design meets an unbeatable Central Florida lifestyle. This completed brand-new Cooper floor plan offers 2,078 square feet of thoughtfully designed living space with 3 bedrooms, 2.5 baths, a versatile loft, and a 2-car garage, all perfectly positioned with the front of the home overlooking peaceful conservation views. The open-concept layout is ideal for both everyday living and entertaining. At the heart of the home, the gourmet kitchen showcases beautiful quartz countertops, elegant linen cabinetry, and abundant workspace while seamlessly connecting to the spacious dining and living areas. Stunning level-three natural wood-look plank tile flooring flows throughout the first floor, creating warmth, durability, and timeless appeal. Upstairs, the spacious primary suite serves as a private retreat featuring a large walk-in closet, dual-sink vanity, and oversized walk-in shower. Two additional bedrooms, a full bath, and a flexible loft provide plenty of space for a home office, media room, playroom, or additional gathering area. Modern finishes, energy-efficient construction, and thoughtful design details throughout make this home truly move-in ready. Residents of Serenade at Ovation enjoy an exceptional location in the heart of Winter Garden, one of Central Florida's fastest-growing and most sought-after communities. Just minutes away, Historic Downtown Winter Garden offers charming brick-lined streets, boutique shopping, farmers markets, live entertainment, and an impressive selection of local restaurants, cafés, breweries, and outdoor dining options. Nearby Winter Garden Village provides convenient access to popular retailers, grocery stores, fitness centers, and everyday conveniences. Outdoor enthusiasts will appreciate close proximity to the award-winning West Orange Trail, numerous parks, lakes, golf courses, and recreational opportunities throughout the area. Families and professionals alike will enjoy the community's convenient access to major roadways including State Road 429, Florida's Turnpike, State Road 535, and Interstate 4, providing quick connections to Downtown Orlando, Disney, Orlando International Airport, and the region's major employment centers, entertainment destinations, and attractions. Experience the perfect combination of contemporary living, natural surroundings, and unmatched convenience in this exceptional new home at Serenade at Ovation.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,078

Sqft

0.08 ac

Lot size

2

Garage

2025

Year built

Two

Levels

$253

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile · Laminate
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Exhaust Fan · Microwave
InteriorHigh Ceilings · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air · Humidity Control
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionCement Siding · Wood Frame
FoundationSlab
FacesNorth
ParkingDriveway · Garage Door Opener · Garage Faces Rear
ExteriorIrrigation System · Lighting · Sidewalk · Sliding Doors

Community & fees

HOA fee$160/mo
Taxes (2025)$1,747/yr
PetsYes
CommunityCommunity Mailbox · Deed Restrictions · Golf Carts OK · Park · Playground · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Available · Phone Available · Public · Sewer Available · Underground Utilities · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,788 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,091
FHA mortgage insurance (est.)$232
Property tax — 2025 actual bill$146
HOA fee — from the listing$160
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,375Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,375
Interest rate6.00%
Loan term

Estimated payment

$3,788/mo

Principal & interest$3,091
FHA mortgage insurance (est.)$232
Property taxes (actual bill)$146
HOA / condo fee$160
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $525K
$504KedgeAI estimate $543,642 · range $537K$557K$579K

vs edgeAI estimate

−3.4%

$/sqft vs SERENADE AT OVATION

$253 vs $279

Days on market

50 vs 41 typical

Where $253/sqft sits among the 8 homes for sale in SERENADE AT OVATION

2 · this home
1
2
2
0
1
$248–259$259–270$270–281$281–291$291–302$302+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Winter Garden

Map of 13023 TRANQUIL WATER ALLEY

Drive times from this address

Walt Disney World14 min
Universal Orlando29 min
Downtown Orlando34 min
Orlando Int’l Airport (MCO)40 min
Downtown Tampa72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Garden. See the full Winter Garden guide →

WINTER GARDEN 34787 — neighborhood snapshot

Population

93,064

Median age

37.4

Median income

$114,988

Median home value

$475,000

Avg household

3.02

Households w/ children

13,499

For the school run

Orange County School District

ElementarySunridge Elementary★★★★★
MiddleSunridge Middle★★★★
HighWest Orange High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Garden market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$585K$623K

Winter Garden median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

2 of 8

SERENADE AT OVATION have cut their price

Median sold price, Winter Garden, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2% below the WINTER GARDEN 34787 median. See the full Winter Garden market guide →

Paper trail

This home's history

CurrentPrice reduced to $524,990 $15K
Jun 23, 2026Listed at $539,990 · 50 days on market since
2025Built · SERENADE AT OVATION

Reality check

What actually sold near 13023 TRANQUIL WATER ALLEY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13036 SERENE GLADE ROADSold · Nov ’25

$544,990

13036 SERENE GLADE ROAD · same community

3 bd · 2.5 ba · 2,078 sqft · $262/sqft · 0 DOM

13030 SERENE GLADE ROADSold · Dec ’25

$545,000

13030 SERENE GLADE ROAD · same community

3 bd · 3 ba · 2,083 sqft · $262/sqft · 0 DOM

13025 SERENE GLADE ROADSold · Dec ’25

$570,000

13025 SERENE GLADE ROAD · same community

4 bd · 3 ba · 2,083 sqft · $274/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 13023 TRANQUIL WATER ALLEY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13023 TRANQUIL WATER ALLEY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

13023 TRANQUIL WATER ALLEY FAQs

What would the monthly payment be for 13023 TRANQUIL WATER ALLEY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,788/mo — principal and interest, the actual property-tax bill, the $160/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 13023 TRANQUIL WATER ALLEY?+

The association fee works out to $160 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 13023 TRANQUIL WATER ALLEY?+

The most recent tax bill on record (2025) was $1,747. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 13023 TRANQUIL WATER ALLEY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Garden?+

At $524,990, this home is listed about 10% below the Winter Garden median of $581,000. The market section on this page shows how the area is trending.

Which schools are assigned to 13023 TRANQUIL WATER ALLEY?+

Sunridge Elementary (elementary), Sunridge Middle (middle), West Orange High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LPT REALTY LLC · Peter Yates, PA. MLS #O6419366.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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