4123 RUBY RUN, HAINES CITY, FL, 33844
Active27 days on marketListed Jun 23, 2026MLS #O6419317
About this home
4123 RUBY RUN
Experience modern living at its finest in this 2022-built single-family home with access to community pool, three mins drive from the home. Thoughtfully designed for comfort and style, this residence features 4 spacious bedrooms, 2.0 bathroom, a dining room, and large open living area with a light-filled floor plan with Luxury vinyl flooring in the main living area. All Bedrooms are carpeted. . The spacious living and dining areas flow seamless into a well-appointed kitchen with plenty of storage and prep space. A large screened-in back porch with concrete flooring offers an ideal space for entertaining family and friends while enjoy looking outside. A two car garage, low-maintenance landscaping, and location close to shopping, dining, parks and major road ways make this home a true standout. This home also features solar panels designed to help reduce monthly electric costs. SELLER WILL ASSIST TOWARDS PAYOFF FOR THE SOLAR SYSTEM. You will enjoy huge savings on electricity. Don't miss this chance to own this move in ready home. Schedule your showing today.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,990
Sqft
0.13 ac
Lot size
2
Garage
2022
Year built
One
Levels
$176
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,975 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,975/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.7%
$/sqft vs Haines City actives
$176 vs $175
Days on market
27 vs 36 typical
Where $176/sqft sits among the 400 Haines City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Haines City
Get to know Haines City. See the full Haines City guide →
The numbers that matter
The Haines City market
$311K → $320K
Haines City median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
191 of 400
Haines City actives have cut their price
Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% above the Haines City median. See the full Haines City market guide →
Paper trail
This home's history
Reality check
What actually sold near 4123 RUBY RUN
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$315,000
4115 RUBY RUN · same community
4 bd · 2.5 ba · 2,029 sqft · $155/sqft · 39 DOM
Sold · Aug ’25$320,000
4231 SWAN STREET · same community
3 bd · 2.5 ba · 2,032 sqft · $157/sqft · 102 DOM
Sold · Aug ’25$365,000
4518 HUMMINGBIRD LANE · same community
4 bd · 2 ba · 1,802 sqft · $203/sqft · 112 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4123 RUBY RUN — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4123 RUBY RUN — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4123 RUBY RUN FAQs
What would the monthly payment be for 4123 RUBY RUN?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,975/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4123 RUBY RUN?+
The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4123 RUBY RUN?+
The most recent tax bill on record (2025) was $7,105. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4123 RUBY RUN?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Haines City?+
At $350,000, this home is listed about 11% above the Haines City median of $314,900. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of VIVA ORLANDO REALTY INC. · Susan Rinaldi. MLS #O6419317.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Haines City homes, in your inbox
Like 4123 RUBY RUN but not quite? A daily digest of every new listing in Haines City — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →