634 STEAMBOAT COURT UNIT 172, ALTAMONTE SPRINGS, FL, 32714
Active51 days on marketListed Jun 24, 2026MLS #O6419302
About this home
634 STEAMBOAT COURT UNIT 172
Welcome to one of Hidden Springs' most extensively updated condos — where the work has already been done, and the value is built right in. Soaring vaulted ceilings, an impressive arched architectural window, and a classic brick wood-burning fireplace create a living space that feels more like a townhome than a traditional condo. Updated vinyl flooring flows throughout, and updated ceiling fans and lighting fixtures add a modern finishing touch to every room. The kitchen has been completely transformed with rich raised-panel cabinetry, gleaming granite countertops, tile backsplash, stainless steel appliances, and stylish pendant lighting — a setup that rivals homes priced far higher in Seminole County. Both bathrooms have been fully remodeled from top to bottom. The guest bath features an updated vanity with granite top and a framed mirror. The master bath impresses with a double-sink granite vanity, updated cabinetry, new lighting, and a beautifully tiled walk-in shower with raindrop shower head — a rare and coveted upgrade in this community. The spacious bedrooms offer vaulted ceilings, generous, mirrored closets, updated flooring, and modern ceiling fans — rooms that feel light, airy, and truly move-in ready. Step outside to your private balcony and take in the lush, mature landscaping that makes Hidden Springs one of Altamonte Springs' most sought-after communities. With top-rated Seminole County schools, quick access to I-4, and all the restaurants, shopping and medical centers Altamonte provides, the location is as strong as the updates inside. This is a true turnkey opportunity. Every dollar of renovation has already been invested for you — no projects, no surprises, no contractor quotes. Just move in and enjoy. This Property may be under Audio/Visual Surveillance.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,036
Sqft
1985
Year built
One
Levels
$174
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,053 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,053/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.9%
$/sqft vs HIDDEN SPGS CONDO
$174 vs $158
Days on market
51 vs 48 typical
Where $174/sqft sits among the 9 homes for sale in HIDDEN SPGS CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Altamonte Springs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Altamonte Springs. See the full Altamonte Springs guide →
The numbers that matter
The Altamonte Springs market
$313K → $315K
Altamonte Springs median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
3 of 9
HIDDEN SPGS CONDO have cut their price
Median sold price, Altamonte Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% below the Altamonte Springs median. See the full Altamonte Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 634 STEAMBOAT COURT UNIT 172
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$174,900
652 ROARING DRIVE UNIT 230 · same community
2 bd · 2 ba · 1,036 sqft · $169/sqft · 45 DOM
Sold · Oct ’25$175,000
652 ROARING DRIVE UNIT 234 · same community
2 bd · 2 ba · 1,036 sqft · $169/sqft · 120 DOM
Sold · Oct ’25$170,000
645 STAFFORD TERRACE UNIT 162 · same community
2 bd · 2 ba · 1,036 sqft · $164/sqft · 161 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 634 STEAMBOAT COURT UNIT 172 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 634 STEAMBOAT COURT UNIT 172 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
634 STEAMBOAT COURT UNIT 172 FAQs
What would the monthly payment be for 634 STEAMBOAT COURT UNIT 172?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,053/mo — principal and interest, the actual property-tax bill, the $500/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 634 STEAMBOAT COURT UNIT 172?+
The association fee works out to $500 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 634 STEAMBOAT COURT UNIT 172?+
The most recent tax bill on record (2025) was $3,047. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 634 STEAMBOAT COURT UNIT 172?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Altamonte Springs?+
At $180,000, this home is listed about 10% below the Altamonte Springs median of $199,900. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Robert Sullivan. MLS #O6419302.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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