3228 W CAMILO DRIVE, CITRUS SPRINGS, FL, 34433
Active44 days on marketListed Jun 23, 2026MLS #O6419293
About this home
3228 W CAMILO DRIVE
BRAND NEW CONSTRUCTION | MOVE-IN READY! Welcome to this beautifully crafted 3-bedroom, 2-bathroom home located in the growing community of Citrus Springs, where you'll enjoy NO HOA and NO CDD fees. Situated on a generous 0.31-acre lot, this property offers additional privacy, outdoor space, and a desirable elevated homesite that sits higher than the street, enhancing curb appeal and drainage. Designed with both style and functionality in mind, the home features a spacious open-concept floor plan with waterproof luxury vinyl plank (LVP) flooring throughout. The modern kitchen is the heart of the home, showcasing quartz countertops, 42-inch shaker cabinets, stainless steel appliances, and a large center island with breakfast bar seating, perfect for entertaining or everyday living. The thoughtfully designed split-bedroom layout provides privacy for the primary suite, which includes a walk-in closet and a beautifully appointed ensuite bathroom with dual vanities and a tiled walk-in shower. Enjoy Florida living year-round from the oversized covered lanai, ideal for relaxing, grilling, or hosting guests. Additional highlights include a welcoming front porch and a location on a quiet, established street surrounded by completed homes, just minutes from schools, parks, shopping, and the Citrus Springs Community Center. Don't miss this opportunity to own a brand-new, move-in-ready home in one of Citrus County's fastest-growing communities. Schedule your private showing today! Some photos have been virtually staged for illustrative purposes. Furniture, décor, and other virtual enhancements are not included in the sale.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,448
Sqft
0.31 ac
Lot size
2
Garage
2026
Year built
One
Levels
$180
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,830 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,830/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.4%
$/sqft vs Citrus Springs actives
$180 vs $170
Days on market
44 vs 81 typical
Where $180/sqft sits among the 234 Citrus Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Citrus Springs
Get to know Citrus Springs. See the full Citrus Springs guide →
CITRUS SPRINGS 34433 — neighborhood snapshot
Population
8,218
Median age
45.8
Median income
$70,024
Median home value
$217,100
Avg household
2.63
Households w/ children
696
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Citrus Springs market
$269K → $261K
Citrus Springs median sold, yr/yr
98.8%
Sale-to-list ratio (12 mo)
126 of 234
Citrus Springs actives have cut their price
Median sold price, Citrus Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 712% above the CITRUS SPRINGS 34433 median. See the full Citrus Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 3228 W CAMILO DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$245,000
8891 N AMBOY DRIVE · same community
4 bd · 2 ba · 1,580 sqft · $155/sqft · 363 DOM
Sold · Feb ’26$307,750
9016 N LANSEN WAY · same community
4 bd · 2 ba · 2,320 sqft · $133/sqft · 262 DOM
Sold · Sep ’25$275,000
8198 N BROOK WAY
3 bd · 2 ba · 1,448 sqft · $190/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3228 W CAMILO DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3228 W CAMILO DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3228 W CAMILO DRIVE FAQs
What would the monthly payment be for 3228 W CAMILO DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,830/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3228 W CAMILO DRIVE?+
The most recent tax bill on record (2026) was $297. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Citrus Springs?+
At $259,990, this home is listed about 6% below the Citrus Springs median of $275,798. The market section on this page shows how the area is trending.
Which schools are assigned to 3228 W CAMILO DRIVE?+
Citrus Springs Elementary School (elementary), Citrus Springs Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KAZA REAL ESTATE LLC · Raphael Sena Oliveira de Sena. MLS #O6419293.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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