2130 PINE OAK TRAIL, SANFORD, FL, 32773
Active29 days on marketListed Jun 25, 2026MLS #O6419227
About this home
2130 PINE OAK TRAIL
Short Sale. Welcome home to Magnolia Club — a place where comfort, convenience, and community come together. This charming 3-bedroom, 2.5-bath, two-story townhome offers a bright and open first-floor layout that’s perfect for everyday living and easy entertaining. The spacious eat-in kitchen features 42" cabinets, stainless steel appliances, and plenty of room to gather around the table. A convenient half bath is also located downstairs. Thoughtful updates bring peace of mind, including a newer water heater (2021), A/C (2017), updated ceiling fans and light fixtures (2017), and a brand-new roof being installed by the HOA. Upstairs, the inviting master suite offers a walk-in closet and a roomy bathroom with double vanities and a walk-in shower. The additional bedrooms are surprisingly spacious, giving everyone room to relax. An indoor laundry room provides excellent storage and keeps daily tasks simple. Magnolia Club is a gated community with wonderful amenities — enjoy sunny afternoons at the community pool or let little ones play at the neighborhood playground. With quick access to SR-417 and I-4, plus nearby shopping, dining, and Sanford International Airport, this location makes Central Florida living incredibly convenient. Come see why this townhome feels like the perfect place to settle in
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,530
Sqft
0.03 ac
Lot size
2
Garage
2005
Year built
Two
Levels
$183
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,650 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,650/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.7%
$/sqft vs Sanford actives
$183 vs $217
Days on market
29 vs 29 typical
Where $183/sqft sits among the 400 Sanford actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sanford
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sanford. See the full Sanford guide →
SANFORD 32773 — neighborhood snapshot
Population
33,184
Median age
38.2
Median income
$63,496
Median home value
$259,600
Avg household
2.56
Households w/ children
4,114
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sanford market
$354K → $383K
Sanford median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
205 of 400
Sanford actives have cut their price
Median sold price, Sanford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% above the SANFORD 32773 median. See the full Sanford market guide →
Paper trail
This home's history
Reality check
What actually sold near 2130 PINE OAK TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$275,000
2430 LITTLE GEM LOOP · same community
3 bd · 2.5 ba · 1,530 sqft · $180/sqft · 102 DOM
Sold · Oct ’25$312,500
1521 PINE OAK TRAIL · same community
3 bd · 2.5 ba · 1,624 sqft · $192/sqft · 19 DOM
Sold · Jan ’26$275,000
1620 LITTLE GEM LOOP · same community
3 bd · 2.5 ba · 1,624 sqft · $169/sqft · 39 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2130 PINE OAK TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2130 PINE OAK TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2130 PINE OAK TRAIL FAQs
What would the monthly payment be for 2130 PINE OAK TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,650/mo — principal and interest, the actual property-tax bill, the $337/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2130 PINE OAK TRAIL?+
The association fee works out to $337 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2130 PINE OAK TRAIL?+
The most recent tax bill on record (2025) was $4,572. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2130 PINE OAK TRAIL?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sanford?+
At $280,000, this home is listed about 23% below the Sanford median of $365,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2130 PINE OAK TRAIL?+
Lake Mary High School (high), Highlands Elementary School (elementary), Greenwood Lakes Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CFRP REALTY LLC · Kelly Carr. MLS #O6419227.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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