418 MONROE CIRCLE, DAVENPORT, FL, 33896
Active30 days on marketListed Jun 23, 2026MLS #O6419223
About this home
418 MONROE CIRCLE
Welcome to this lovely 3 bedroom, 2 1/2 bath townhome within a gated community. Open Floor plan. Upon entering this townhome you will see the Kitchen expanding to a well sized family room with large ceilings. Sliding glass doors leading out to a patio that overlooks a greenbelt. Upstairs you will find three lovely bedrooms with the master having its own private bathroom. Totally painted inside with a very neutral color. BRAND NEW AC unit! Pick out your own carpet. Homeowner is giving an allowance for new carpet. This townhouse is close to everything. Come make this home your own. Don't miss out!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,262
Sqft
0.03 ac
Lot size
2003
Year built
Two
Levels
$186
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,992 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,992/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.7%
Days on market
30 vs 42 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Windwood Bay, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental · projected
$34,090/yr gross
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,295/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
The Florida short-term market
▼ Softening46%
Occupancy
▼ 35% yr/yr
$302
Avg nightly rate
▲ 16% yr/yr
$31K/yr
Revenue per listing
$138
RevPAR
70 days
Booking lead time
5.9 nights
Avg stay
3
Typical min nights
3,730
Active rentals
▲ 7% supply
Seasonality — monthly occupancy
Peaks at 55% in Mar · bottoms at 36% in Jun
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Florida — the projection above is specific to this home’s size.
Where it sits
Inside Windwood Bay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Windwood Bay is a short-term-rental community. See the full guide →
Windwood Bay — neighborhood snapshot
Population
1,136
Median age
29
Median income
$59,938
Median home value
$291,500
Avg household
3
Households w/ children
147
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$342K → $363K
Davenport median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 37% below the DAVENPORT 33896 median. See the full Davenport market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 418 MONROE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 418 MONROE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
418 MONROE CIRCLE FAQs
What would the monthly payment be for 418 MONROE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,992/mo — principal and interest, the actual property-tax bill, the $71/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 418 MONROE CIRCLE?+
The association fee works out to $71 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 418 MONROE CIRCLE?+
The most recent tax bill on record (2025) was $3,280. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 418 MONROE CIRCLE be rented short-term?+
Yes — this home sits inside Windwood Bay, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 418 MONROE CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $235,000, this home is listed about 40% below the Davenport median of $388,995. The market section on this page shows how the area is trending.
Which schools are assigned to 418 MONROE CIRCLE?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the DAVENPORT 33896 market on paper
$235,000 is 37% below the DAVENPORT 33896 median of $375,000, and at $186/sqft it sits under the Davenport average of $196.
02Zoned for nightly rentals
Windwood Bay is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Park/Greenbelt views
The park/greenbelt view is part of what you're buying — views hold value independently of the structure.
Listing courtesy of CLASSIC INTERNATIONAL REALTY LLC · Barbara Schafer Holland. MLS #O6419223.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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