1320 MILL CREEK PLACE, KISSIMMEE, FL, 34744
Active45 days on marketListed Jun 23, 2026MLS #O6419178
About this home
1320 MILL CREEK PLACE
Some homes check the boxes. This one checks the ones that matter. A brand-new 2023 roof means the biggest worry is already behind you. A spacious in-law suite with its own private kitchenette means room for everyone — family, guests, or a tenant who helps pay your mortgage every single month. That in-law suite isn't just a bonus room. It's a real, self-contained living space with its own kitchenette, its own entrance, and real rental appeal. In today's market, that kind of built-in income can cover hundreds of dollars off your monthly payment — turning a smart purchase into an even smarter investment. Live comfortably while your tenant helps carry the load. Porcelain tile flows throughout the main home, a corner lot brings light in from two sides, and a quiet street means the only traffic is neighbors walking their dogs. This is the kind of neighborhood where people stay for years — and you'll understand why the moment you arrive. 1320 Mill Creek Pl is move-in ready and built for real life — whether that means multigenerational living, supplemental income, or simply having the flexibility to decide later. Come see it before someone else does.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,363
Sqft
0.13 ac
Lot size
1979
Year built
One
Levels
$256
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,513 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,513/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.6%
$/sqft vs Kissimmee actives
$256 vs $209
Days on market
45 vs 52 typical
Where $256/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sweetwood Cove
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kissimmee. See the full Kissimmee guide →
Sweetwood Cove — neighborhood snapshot
Population
145
Median age
40
Median income
$53,750
Median home value
$259,800
Avg household
3
Households w/ children
9%
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
169 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% below the KISSIMMEE 34744 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 1320 MILL CREEK PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$370,000
1328 MILL CREEK PLACE · same community
3 bd · 2 ba · 1,285 sqft · $288/sqft · 74 DOM
Sold · May ’26$289,000
1305 MILL CREEK PLACE · same community
4 bd · 2 ba · 1,442 sqft · $200/sqft · 178 DOM
Sold · May ’26$242,500
301 LESESNE STREET
3 bd · 2 ba · 1,375 sqft · $176/sqft · 53 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1320 MILL CREEK PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1320 MILL CREEK PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1320 MILL CREEK PLACE FAQs
What would the monthly payment be for 1320 MILL CREEK PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,513/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1320 MILL CREEK PLACE?+
The most recent tax bill on record (2025) was $1,731. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Kissimmee?+
At $349,000, this home is listed about 8% below the Kissimmee median of $379,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1320 MILL CREEK PLACE?+
Mill Creek Elementary School (elementary), Denn John Middle School (middle), Gateway High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of GEEK REALTY · Mr.Geek Meah. MLS #O6419178.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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