10735 N MALVA WAY DRIVE, CITRUS SPRINGS, FL, 34434
Active49 days on marketListed Jun 22, 2026MLS #O6419130
About this home
10735 N MALVA WAY DRIVE
Virtually Staged. CLOSING COST ASSISTANCE AVAILABLE!! IN-LAW SUITE with private entrance, kitchenette and laundry! Experience the perfect blend of flexibility, comfort, and modern design in this brand-new 2026 Next Generation home, ideally situated on a premium lot in the growing community of Citrus Springs. Designed for today's lifestyle, this unique 4 bedroom, 3 bath residence offers a private attached suite with its own entrance, making it ideal for multi-generational living, guests, a home office, rental income opportunity, or a private retreat. The thoughtfully designed floor plan lives like two homes in one, featuring expansive living areas, soaring ceilings, and elegant ceramic tile flooring throughout. At the heart of the home, the impressive chef's kitchen showcases granite countertops, a large center island with breakfast bar seating, a dedicated nook or workstation, and seamless flow into the dining and great room areas, perfect for entertaining and everyday living. The luxurious primary suite serves as a private sanctuary, complete with dual walk-in closets and a spa-inspired ensuite bath featuring dual vanities, a soaking tub, and a separate shower. The attached private suite includes its own kitchenette, laundry closet, living area, bedroom space, and private entrance. For even greater flexibility, the builder can add an additional door to create a two-bedroom, one-bath suite configuration. Enjoy Florida living year-round from the covered front porch or spacious covered lanai overlooking your backyard. A vinyl privacy fence can be added by the builder upon request, providing additional privacy and outdoor enjoyment. Located in a desirable no-flood zone with no HOA fees, this property offers exceptional value and freedom. Residents enjoy easy access to schools, medical facilities, shopping, dining, and the Suncoast Parkway for convenient travel to Tampa and surrounding areas. Citrus Springs also offers a golf course, clubhouse, parks, tennis courts, and scenic walking and biking trails. Whether you're seeking a multi-generational home, a flexible work-from-home setup, or simply a beautifully designed new construction residence, this exceptional property delivers endless possibilities.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,827
Sqft
0.24 ac
Lot size
2
Garage
2026
Year built
One
Levels
$181
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,271 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,271/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15%
$/sqft vs Citrus Springs actives
$181 vs $170
Days on market
49 vs 82 typical
Where $181/sqft sits among the 233 Citrus Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Citrus Springs
Get to know Citrus Springs. See the full Citrus Springs guide →
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Citrus Springs market
$269K → $260K
Citrus Springs median sold, yr/yr
98.8%
Sale-to-list ratio (12 mo)
130 of 233
Citrus Springs actives have cut their price
Median sold price, Citrus Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1000% above the CITRUS SPRINGS 34434 median. See the full Citrus Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 10735 N MALVA WAY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$244,990
2044 W CORRINE STREET · same community
3 bd · 2 ba · 1,552 sqft · $158/sqft · 65 DOM
Sold · Mar ’26$249,990
1700 W MAGENTA DRIVE · same community
3 bd · 2 ba · 1,552 sqft · $161/sqft · 58 DOM
Sold · Sep ’25$240,000
1971 W ANDROMEDAE DRIVE · same community
3 bd · 2 ba · 1,438 sqft · $167/sqft · 30 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10735 N MALVA WAY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10735 N MALVA WAY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10735 N MALVA WAY DRIVE FAQs
What would the monthly payment be for 10735 N MALVA WAY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,271/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10735 N MALVA WAY DRIVE?+
The most recent tax bill on record (2025) was $278. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Citrus Springs?+
At $329,900, this home is listed about 20% above the Citrus Springs median of $274,990. The market section on this page shows how the area is trending.
Which schools are assigned to 10735 N MALVA WAY DRIVE?+
Citrus Springs Elementary School (elementary), Citrus Springs Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WRA BUSINESS & REAL ESTATE · Rafael Teles Ramos. MLS #O6419130.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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