David Ramirez
$424,990$450,0003 bd2.5 ba1,768 sqft$240 /sqft$3,397 /mo all-in ↓

1153 SPOTTED SANDPIPER LOOP, WINTER SPRINGS, FL, 32708

Active15 days on marketListed Jul 7, 2026MLS #O6419082

Reduced $25KTownhouseSEMINOLE CROSSING TOWNHOMES

About this home

1153 SPOTTED SANDPIPER LOOP

BETTER THAN NEW... Experience the perfect blend of luxury, convenience, and lifestyle in this stunning 3-bedroom, 2.5-bath designer townhome, ideally situated in the heart of Winter Springs, one of Central Florida's most sought-after communities. Beautifully appointed with designer finishes throughout, this exceptional residence offers an elevated living experience just moments from everything you love. Step inside to discover a bright, open-concept floor plan where sophistication meets functionality. Premium Wood Laminate flooring, upscale finishes like 42 inch kitchen cabinets with under-cabinet lighting, elegant fixtures, and thoughtfully curated décor create a warm yet contemporary atmosphere that feels straight out of a design magazine. The spacious living and dining areas flow seamlessly into the gourmet kitchen, making this home equally suited for entertaining guests or enjoying a quiet evening at home. EVERY window in this home has electric shades that can be customized with timers, or easily opened-and-closed with a remote as smart-home has other included features such as LED lights, smart thermostat, bluetooth garage door, and more. Upstairs, the spacious owner's retreat provides a private sanctuary complete with a luxurious en-suite bath, a walk-in custom closet, while two additional bedrooms have generous accommodations for family, guests, or a home office. You absolutely cannot overlook the loft and it's feature as an office, extra TV room, or a play area for the little ones - the possibilities of this bonus space upstairs is ready for your imagination! What truly sets this property apart are the rare features that are nearly impossible to find. Enjoy the convenience of being one of only three homes with an oversized driveway, providing additional parking and enhanced curb appeal, including an epoxy floor in the garage. Even more unique, this residence is one of only six homes that feels like a private green space directly outside the front door, offering a refreshing sense of openness, and privacy as you sit on your front porch. Location is everything, and this home delivers. Walk just steps to the renowned Seminole Wekiva Trail, where miles of scenic walking, jogging, and biking paths await. Spend your weekends exploring nearby parks, enjoying local events, or dining at the countless restaurants and cafés just minutes from your doorstep. Shopping, grocery stores, fitness centers, and everyday conveniences are so close that many daily errands can be accomplished within minutes. With easy access to major roadways, top-rated Seminole County schools, and the charming atmosphere that has made Winter Springs one of Central Florida's most desirable places to call home, this property offers an unmatched combination of luxury and location. This is more than just a townhome, it's a lifestyle. Opportunities to own one of the community's most desirable homes, complete with premium upgrades, rare outdoor space, and an unbeatable location, are exceptionally rare. Schedule your private showing today and discover why this remarkable residence stands above the rest.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,768

Sqft

0.03 ac

Lot size

2

Garage

2023

Year built

Two

Levels

$240

Per sqft

Pets allowed

Inside

FlooringLaminate · Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Exhaust Fan · Microwave · Range
InteriorCeiling Fan(s) · Crown Molding · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Laundry Room · Upper Level · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Cement Siding · Stucco · Wood Frame
FoundationSlab
FacesNortheast
ParkingDriveway · Garage Door Opener · Garage Faces Rear · Ground Level · On Street
ExteriorGarden · Irrigation System · Lighting · Sidewalk · Sprinkler Metered

Community & fees

HOA fee$236/mo
Taxes (2025)$3,737/yr
PetsYes
CommunityCommunity Mailbox · Deed Restrictions · Golf Carts OK · Park · Pool · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Available · Public · Sewer Available · Street Lights · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,397 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,502
FHA mortgage insurance (est.)$188
Property tax — 2025 actual bill$311
HOA fee — from the listing$236
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,875Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,875
Interest rate6.00%
Loan term

Estimated payment

$3,397/mo

Principal & interest$2,502
FHA mortgage insurance (est.)$188
Property taxes (actual bill)$311
HOA / condo fee$236
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $425K
$383KedgeAI estimate $413,746 · range $399K$425K$442K

vs edgeAI estimate

+2.7%

Days on market

15 vs 38 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Winter Springs

Map of 1153 SPOTTED SANDPIPER LOOP

Drive times from this address

Downtown Orlando23 min
Orlando Int’l Airport (MCO)32 min
Universal Orlando36 min
Walt Disney World49 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Springs. See the full Winter Springs guide →

WINTER SPRINGS 32708 — neighborhood snapshot

Population

48,034

Median age

41.6

Median income

$87,889

Median home value

$352,600

Avg household

2.49

Households w/ children

5,301

For the school run

Seminole County School District

ElementaryWinter Springs Elementary School★★★★★
MiddleMilwee Middle School★★★★★
HighWinter Springs High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Springs market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$420K$462K

Winter Springs median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

Median sold price, Winter Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 15% above the WINTER SPRINGS 32708 median. See the full Winter Springs market guide →

Paper trail

This home's history

CurrentPrice reduced to $424,990 $25K
Jul 7, 2026Listed at $450,000 · 15 days on market since
2023Built · SEMINOLE CROSSING TOWNHOMES

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1153 SPOTTED SANDPIPER LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1153 SPOTTED SANDPIPER LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1153 SPOTTED SANDPIPER LOOP FAQs

What would the monthly payment be for 1153 SPOTTED SANDPIPER LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,397/mo — principal and interest, the actual property-tax bill, the $236/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1153 SPOTTED SANDPIPER LOOP?+

The association fee works out to $236 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1153 SPOTTED SANDPIPER LOOP?+

The most recent tax bill on record (2025) was $3,737. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1153 SPOTTED SANDPIPER LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Springs?+

At $424,990, this home is listed about 1% above the Winter Springs median of $420,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1153 SPOTTED SANDPIPER LOOP?+

Winter Springs Elementary School (elementary), Milwee Middle School (middle), Winter Springs High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REAL ESTATE ON THE RIVIERA LLC · Joe Takacs, III. MLS #O6419082.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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