637 BELL PRAIRIE CIRCLE, LAKE WALES, FL, 33859
Active41 days on marketListed Jun 22, 2026MLS #O6419040
About this home
637 BELL PRAIRIE CIRCLE
Welcome to this beautifully maintained home located in the desirable Leoma's Landing community in Lake Wales. Proudly owned by its original owner, this property has been exceptionally cared for and offers a perfect combination of comfort, functionality, and value. The home features a spacious and inviting floor plan designed for modern living, with bright living areas, well-appointed bedrooms, and ample space for both everyday life and entertaining. The kitchen flows seamlessly into the main living areas, creating a warm and welcoming atmosphere. Situated in a growing area of Lake Wales, Leoma's Landing offers convenient access to shopping, dining, schools, and major roadways while maintaining a peaceful neighborhood setting. Whether you are a first-time homebuyer, looking to upgrade, or searching for an investment opportunity, this move-in-ready home is a must-see. Schedule your private showing today.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
1,931
Sqft
0.12 ac
Lot size
2
Garage
2023
Year built
Two
Levels
$166
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,827 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,827/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.9%
$/sqft vs Lake Wales actives
$166 vs $171
Days on market
41 vs 56 typical
Where $166/sqft sits among the 372 Lake Wales actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Wales
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Wales. See the full Lake Wales guide →
LAKE WALES 33859 — neighborhood snapshot
Population
10,827
Median age
50.2
Median income
$61,871
Median home value
$200,300
Avg household
2.36
Households w/ children
878
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Wales market
$275K → $275K
Lake Wales median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
164 of 372
Lake Wales actives have cut their price
Median sold price, Lake Wales, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% above the LAKE WALES 33859 median. See the full Lake Wales market guide →
Paper trail
This home's history
Reality check
What actually sold near 637 BELL PRAIRIE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$493,000
414 STARR RIDGE LOOP
3 bd · 3 ba · 1,944 sqft · $254/sqft · 6 DOM
Sold · Sep ’25$319,538
661 HENNEPIN LOOP
4 bd · 2 ba · 1,911 sqft · $167/sqft · 24 DOM
Sold · Aug ’25$323,443
207 RIVERMILL WAY
3 bd · 2.5 ba · 1,908 sqft · $170/sqft · 42 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 637 BELL PRAIRIE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 637 BELL PRAIRIE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
637 BELL PRAIRIE CIRCLE FAQs
What would the monthly payment be for 637 BELL PRAIRIE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,827/mo — principal and interest, the actual property-tax bill, the $82/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 637 BELL PRAIRIE CIRCLE?+
The association fee works out to $82 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 637 BELL PRAIRIE CIRCLE?+
The most recent tax bill on record (2025) was $6,713. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 637 BELL PRAIRIE CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Wales?+
At $320,000, this home is listed about 25% above the Lake Wales median of $256,490. The market section on this page shows how the area is trending.
Which schools are assigned to 637 BELL PRAIRIE CIRCLE?+
Spook Hill Elementary School (elementary), Winter Haven Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ORLANDO BROTHERS REAL ESTATE LLC · Iluska Kruse. MLS #O6419040.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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