10990 SE 170TH STREET ROAD, SUMMERFIELD, FL, 34491
Active46 days on marketListed Jun 23, 2026MLS #O6419009
About this home
10990 SE 170TH STREET ROAD
Welcome to the active adult lifestyle you've been dreaming of in the highly desirable 55+ golf community of Stonecrest. Perfectly situated in the sought-after North Valley, this beautifully maintained 2,300 SF split floor plan offers the ideal blend of comfort, functionality and Florida living. Step inside to discover an open-concept design, and a bright kitchen featuring skylights, solid wood cabinetry, SS appliances, abundant counter space and storage and a seamless flow that's perfect for entertaining family and friends. The generous primary suite serves as a private retreat with a. walk-in closet and an en-suite bath complete with a soaking tub, separate walk-in shower, dual vanities and a linen closet. 2 additional spacious bedrooms and 2 full guest bathrooms - including a convenient cabana bathroom with direct access to the enclosed lanai -- provide flexibility for guests and everyday living. Enjoy Florida's year-round sunshine from the enclosed lanai that opens to a screened birdcage, creating the perfect space for morning coffee, outdoor dining, or relaxing with friends. Highlights: New HVAC 2021 Updated SS appliances Neutral Interior Paint throughout 2 car garage plus a dedicated golf cart garage with built-in storage Desirable split bedroom floor plan Bonus room/Den/Office Located in the vibrant community of Stonecrest, residents enjoy championship golf, 4 pools, (one being indoors), spa, pickleball, tennis, fitness center, baseball fields, archery, countless social clubs, shuffleboard, and an active calendar of events -- all just minutes from shopping, dining and everyday conveniences.. Experience resort-style living in one of Central Florida's premier active adult communities. Schedule your private showing today!! Enjoy
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,043
Sqft
0.24 ac
Lot size
3
Garage
2008
Year built
One
Levels
$215
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,559 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,559/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.8%
$/sqft vs Summerfield actives
$215 vs $190
Days on market
46 vs 52 typical
Where $215/sqft sits among the 345 Summerfield actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Stonecrest
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Summerfield. See the full Summerfield guide →
Stonecrest — neighborhood snapshot
Population
3,009
Median age
73
Median income
$67,343
Median home value
$315,365
Avg household
2
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$279K → $270K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
168 of 345
Summerfield actives have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 60% above the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 10990 SE 170TH STREET ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$428,000
17899 SE 115TH CIRCLE
3 bd · 3 ba · 2,089 sqft · $205/sqft · 116 DOM
Sold · Jun ’26$223,000
13877 COUNTY ROAD 109F
4 bd · 2 ba · 1,960 sqft · $114/sqft · 104 DOM
Sold · Nov ’25$302,500
7823 COUNTY ROAD 109
4 bd · 2 ba · 1,932 sqft · $157/sqft · 29 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10990 SE 170TH STREET ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10990 SE 170TH STREET ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10990 SE 170TH STREET ROAD FAQs
What would the monthly payment be for 10990 SE 170TH STREET ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,559/mo — principal and interest, the actual property-tax bill, the $152/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10990 SE 170TH STREET ROAD?+
The association fee works out to $152 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10990 SE 170TH STREET ROAD?+
The most recent tax bill on record (2025) was $5,626. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10990 SE 170TH STREET ROAD?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Summerfield?+
At $439,000, this home is listed about 51% above the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 10990 SE 170TH STREET ROAD?+
Stanton-Weirsdale Elementary School (elementary), Lake Weir Middle School (middle), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of UNITED REALTY GROUP INC · Lindsey Monk. MLS #O6419009.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Summerfield homes, in your inbox
Like 10990 SE 170TH STREET ROAD but not quite? A daily digest of every new listing in Summerfield — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →