10864 PENNY GALE LOOP, SAN ANTONIO, FL, 33576
Active31 days on marketListed Jun 22, 2026MLS #O6418982
About this home
10864 PENNY GALE LOOP
***LVP Floors, Fresh Paint, Glass Shower Door, Fenced in Backyard and Water Softener *** Well kept single story home for Rent in Mirada Resort-Style Living! Ready to move in spacious 1,541sq. ft 3 bed, 2.5 bath single-story (ranch) home located in the sought-after Mirada Planned Unit Development home to the nation's largest man-made lagoon, built on 15 acres of crystal-clear water with Attached 2 car Garage | Covered Patio Home Features: Modern open floor plan with living room and kitchen and Master Bedroom to the rear and dining, laundry and other two bedrooms in the front. Master suite includes a large walk-in closet, double vanity, and standing shower. Washer and dryer included in the unit. Ceiling fans installed in 2 bedrooms and living area. Private covered patio and the garage are painted with Epoxy floors for a sleak and clean look. Community Highlights: Enjoy resort-style amenities year-round as part of the exclusive Resident Lagoon Membership: Unlimited access to the 15-acre lagoon with sandy beaches, swim-up bars, paddle boating, and more. Regular resident-only events: live music, trivia night, movie nights, and more. Scenic walking and biking trails, dog parks, play areas, fountains, and lush green spaces What's Included in the Rent: Cable TV & High-Speed Internet (ULTRAFi Technology). Lawn maintenance. Unlimited Lagoon access
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,504
Sqft
0.15 ac
Lot size
2
Garage
2021
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$177 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$177/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs MIRADA
$2 vs $186
Days on market
31 vs 57 typical
Where $2/sqft sits among the 26 homes for sale in MIRADA
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside San Antonio
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know San Antonio. See the full San Antonio guide →
SAN ANTONIO 33576 — neighborhood snapshot
Population
6,415
Median age
61.1
Median income
$77,950
Median home value
$330,500
Avg household
2.21
Households w/ children
337
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The San Antonio market
$360K → $352K
San Antonio median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
17 of 26
MIRADA have cut their price
Median sold price, San Antonio, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the SAN ANTONIO 33576 median. See the full San Antonio market guide →
Paper trail
This home's history
Reality check
What actually sold near 10864 PENNY GALE LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$339,990
32909 OSPREY PEAK WAY · same community
3 bd · 2 ba · 1,560 sqft · $218/sqft · 38 DOM
Sold · Dec ’25$324,990
32995 OSPREY PEAK WAY · same community
3 bd · 2 ba · 1,560 sqft · $208/sqft · 67 DOM
Sold · Mar ’26$322,490
32785 RUSTIC RISE ROAD · same community
3 bd · 2 ba · 1,564 sqft · $206/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10864 PENNY GALE LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10864 PENNY GALE LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10864 PENNY GALE LOOP FAQs
What would the monthly payment be for 10864 PENNY GALE LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $177/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 10864 PENNY GALE LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in San Antonio?+
At $2,299, this home is listed about 99% below the San Antonio median of $347,925. The market section on this page shows how the area is trending.
Which schools are assigned to 10864 PENNY GALE LOOP?+
San Antonio Elementary School (elementary), Pasco High School (high), Pasco Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REAL FL PROPERTIES LLC · Lakshmi Vemuri. MLS #O6418982.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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