
3912 NE 9TH AVENUE, CAPE CORAL, FL, 33909
Active38 days on marketListed Jun 28, 2026MLS #O6418754
About this home
3912 NE 9TH AVENUE
Build your dream home on this prime homesite in desirable NE Cape Coral! This generous 80' x 125' lot offers plenty of room for a spacious custom home, pool, and outdoor living area. Situated on a quiet street in an established neighborhood with NO HOA, you'll enjoy easy access to shopping, dining, schools, parks, and major roadways while maintaining a peaceful residential setting. Located in Flood Zone X, this property is outside the Special Flood Hazard Area according to FEMA maps. Whether you're ready to build your forever home or invest for the future, this property offers an outstanding opportunity in one of Southwest Florida's fastest-growing communities. Enjoy convenient access to the Caloosahatchee River, where public parks, boat ramps, fishing, kayaking, and waterfront recreation are just a short drive away—giving you all the benefits of the Florida lifestyle without paying waterfront prices. As Cape Coral continues to grow, vacant lots in desirable neighborhoods are becoming increasingly scarce. Don't miss your chance to secure your piece of paradise and start building the home you've always envisioned. Disclaimer: A gopher tortoise burrow was previously identified on the property (March 2023). Gopher tortoises are a protected species under Florida law, and the current status of the burrow or any tortoise occupancy has not been verified by the seller. Buyers are encouraged to conduct their own due diligence regarding the property's current conditions, permitting, construction requirements, and any relocation or mitigation that may be necessary prior to development.
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$548 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$548/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Gator Circle
Get to know Cape Coral. See the full Cape Coral guide →
Gator Circle — neighborhood snapshot
Population
5,296
Median age
39
Median income
$68,630
Median home value
$304,234
Avg household
4
Households w/ children
570
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$375K → $390K
Cape Coral median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% below the CAPE CORAL 33909 median. See the full Cape Coral market guide →
Paper trail
This home's history
Reality check
What actually sold near 3912 NE 9TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$260,000
930 SW 34TH STREET · same community
3 bd · 2 ba · 1,182 sqft · $220/sqft · 68 DOM
Sold · Dec ’25$254,000
1714 NE 40TH LANE · same community
3 bd · 2 ba · 1,357 sqft · $187/sqft · 43 DOM
Sold · Mar ’26$298,000
4404 SW 7TH AVENUE · same community
3 bd · 2 ba · 1,359 sqft · $219/sqft · 51 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3912 NE 9TH AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3912 NE 9TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3912 NE 9TH AVENUE FAQs
What would the monthly payment be for 3912 NE 9TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $548/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3912 NE 9TH AVENUE?+
The most recent tax bill on record (2025) was $867. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Cape Coral?+
At $49,900, this home is listed about 89% below the Cape Coral median of $449,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3912 NE 9TH AVENUE?+
Island Coast High School (high), Dr Carrie D Robinson Littleton Elementary School (elementary), Diplomat Elementary School (elementary), Diplomat Middle School (middle), Tropic Isles Elementary School (elementary), North Fort Myers High School (high), Hancock Creek Elementary School (elementary), Mariner High School (high), Caloosa Middle School (middle), Caloosa Elementary School (elementary) — Lee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SUNSTAR METRO REALTY · Samuel Guerrier. MLS #O6418754.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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