4554 LIVE OAK TRAIL, OXFORD, FL, 34484
Active40 days on marketListed Jun 20, 2026MLS #O6418694
About this home
4554 LIVE OAK TRAIL
Under Construction. Welcome to Grand Oaks Manor in Oxford! This beautifully designed two story Everglades floor plan offers 2,373 sq. ft. of living space with 4 bedrooms, 2.5 baths, a flex room and an upstairs loft. Thoughtfully appointed with luxury vinyl plank flooring, upgraded carpet, quartz countertops and soft-close cabinets and drawers, this home combines style and functionality. The open-concept kitchen features stainless steel appliances, a gas range, French-door refrigerator and designer tile backsplash overlooking the spacious living and dining areas. Upstairs, the private owner's suite includes a large walk-in closet and a beautifully tiled shower. Additional highlights include a covered screened lanai, paver driveway, walkway and entry, plus a two-car garage. Ideally located in sought-after Grand Oaks Manor, residents enjoy easy access to shopping, dining, entertainment and The Villages®.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,373
Sqft
0.14 ac
Lot size
2
Garage
2026
Year built
Two
Levels
$209
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,479 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,479/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10%
$/sqft vs Oxford actives
$209 vs $215
Days on market
40 vs 49 typical
Where $209/sqft sits among the 61 Oxford actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Grand Oaks Manor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oxford. See the full Oxford guide →
Grand Oaks Manor — neighborhood snapshot
Population
15
Median age
78
Median income
$87,832
Median home value
$382,300
Avg household
2
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oxford market
$326K → $360K
Oxford median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
28 of 61
Oxford actives have cut their price
Median sold price, Oxford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% above the OXFORD 34484 median. See the full Oxford market guide →
Paper trail
This home's history
Reality check
What actually sold near 4554 LIVE OAK TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$350,000
9735 PEPPER TREE TRAIL
4 bd · 2 ba · 2,347 sqft · $149/sqft · 101 DOM
Sold · Jul ’26$455,000
10131 LAKE MIONA WAY
3 bd · 2 ba · 2,340 sqft · $194/sqft · 20 DOM
Sold · Dec ’25$649,000
10156 LAKE MIONA WAY
3 bd · 2 ba · 2,319 sqft · $280/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4554 LIVE OAK TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4554 LIVE OAK TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4554 LIVE OAK TRAIL FAQs
What would the monthly payment be for 4554 LIVE OAK TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,479/mo — principal and interest, the actual property-tax bill, the $150/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4554 LIVE OAK TRAIL?+
The association fee works out to $150 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4554 LIVE OAK TRAIL?+
The most recent tax bill on record (2025) was $430. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4554 LIVE OAK TRAIL?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Oxford?+
At $494,990, this home is listed about 23% above the Oxford median of $402,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4554 LIVE OAK TRAIL?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LENNAR REALTY · Ben Goldstein. MLS #O6418694.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Oxford homes, in your inbox
Like 4554 LIVE OAK TRAIL but not quite? A daily digest of every new listing in Oxford — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →