5032 BEACH RIVER ROAD, WINDERMERE, FL, 34786
Active31 days on marketListed Jun 22, 2026MLS #O6418594
About this home
5032 BEACH RIVER ROAD
Imagine living where everything you love is just a short walk away. Welcome to 5032 Beach River in Windermere's beloved Summerport community. This move-in ready 4-bedroom, 2.5-bath home offers a lifestyle that's hard to find and even harder to leave. Start your mornings with a stroll to Foxtail Coffee, cool off with an afternoon treat from Kelly's Homemade Ice Cream, walk to highly sought-after Keene's Crossing Elementary, or spend evenings enjoying Summerport's parks, playgrounds, fishing dock, community center and so much more—all just minutes from your front door. Nestled beneath mature trees that create a picturesque streetscape and added privacy, this home welcomes you with timeless curb appeal and a rear-loaded garage complemented by an extended driveway—providing plenty of parking for family and guests. Inside, you'll find a well-maintained home with recently refreshed kitchen, a functional layout, and peace of mind with a new roof installed in 2025. Step outside to the oversized screened-in patio, a true extension of the living space with endless potential for entertaining, outdoor dining, game days, or simply relaxing and enjoying Florida's beautiful weather year-round. With unmatched walkability, exceptional community amenities, and a prime Windermere location, this is more than a home—it's the lifestyle you've been waiting for.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,306
Sqft
0.15 ac
Lot size
2
Garage
2004
Year built
Two
Levels
$247
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,966 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,966/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.8%
Days on market
31 vs 32 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerport
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Windermere. See the full Windermere guide →
Summerport — neighborhood snapshot
Population
4,110
Median age
39
Median income
$144,490
Median home value
$461,800
Avg household
4
Households w/ children
638
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Windermere market
$839K → $1.0M
Windermere median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
Median sold price, Windermere, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% below the WINDERMERE 34786 median. See the full Windermere market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5032 BEACH RIVER ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5032 BEACH RIVER ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5032 BEACH RIVER ROAD FAQs
What would the monthly payment be for 5032 BEACH RIVER ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,966/mo — principal and interest, the actual property-tax bill, the $130/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5032 BEACH RIVER ROAD?+
The association fee works out to $130 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5032 BEACH RIVER ROAD?+
The most recent tax bill on record (2025) was $4,711. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5032 BEACH RIVER ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Windermere?+
At $569,000, this home is listed about 48% below the Windermere median of $1,099,500. The market section on this page shows how the area is trending.
Which schools are assigned to 5032 BEACH RIVER ROAD?+
Keenes Crossing Elementary (elementary), Windermere High (high), Bridgewater Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of COMPASS FLORIDA LLC · Nickolas Amburgey. MLS #O6418594.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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