2695 NOTTEL DRIVE, ST CLOUD, FL, 34772
Active17 days on marketListed Jul 3, 2026MLS #O6418558
Come see it
Upcoming open house
Mon, Jul 20
5:00 PM – 6:00 PM
About this home
2695 NOTTEL DRIVE
Short Sale. Short Sale Opportunity in Hanover Lakes! Why wait for new construction when this beautiful 2024-built single-family home is already available in one of St. Cloud’s growing communities? This home offers 4 bedrooms, 3 full bathrooms, 1,704 sq ft of heated living space, and 2,305 total sq ft, with a bright open-concept floor plan designed for modern living. The spacious kitchen opens seamlessly to the dining and living areas, creating a comfortable layout for everyday living, entertaining, and family gatherings. The primary suite features a walk-in closet and private bathroom, while the additional bedrooms provide great flexibility for family, guests, a home office, or multigenerational living. Enjoy a covered lanai, irrigation system, public utilities, and the benefit of owning a newer home with low HOA fees. Located in Hanover Lakes, this property offers convenient access to Narcoossee Road, US-192, Lake Nona, Orlando International Airport, and Central Florida attractions, making it an excellent option for buyers looking for location, comfort, and long-term value. This is a strong opportunity to own a newer construction home in a rapidly growing area of Central Florida. Schedule your private showing today. Short sale approval required. Property is being sold as a short sale and is subject to third-party lender approval. Buyer and buyer’s agent are responsible for verifying all HOA information, room measurements, restrictions, taxes, schools, square footage, and property details. Showings by appointment only. Please allow 24-48 hour notice.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,704
Sqft
0.14 ac
Lot size
1
Garage
2024
Year built
One
Levels
$203
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,997 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,997/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Cloud actives
$203 vs $221
Days on market
17 vs 33 typical
Where $203/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
189 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% below the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 2695 NOTTEL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$410,000
4855 MEADOW DRIVE
3 bd · 2 ba · 1,667 sqft · $246/sqft · 8 DOM
Sold · Sep ’25$383,500
5052 BLANCHARD COURT
3 bd · 2 ba · 1,747 sqft · $220/sqft · 131 DOM
Sold · May ’26$295,000
4701 LAKE SHORE DRIVE
4 bd · 3 ba · 1,653 sqft · $178/sqft · 41 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2695 NOTTEL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2695 NOTTEL DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2695 NOTTEL DRIVE FAQs
What would the monthly payment be for 2695 NOTTEL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,997/mo — principal and interest, the actual property-tax bill, the $112/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2695 NOTTEL DRIVE?+
The association fee works out to $112 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2695 NOTTEL DRIVE?+
The most recent tax bill on record (2025) was $6,418. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2695 NOTTEL DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $346,000, this home is listed about 19% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2695 NOTTEL DRIVE?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MELIN REALTY LLC · Andreina Herrera. MLS #O6418558.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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