3809 ENCHANTMENT LANE, ST CLOUD, FL, 34772
Active36 days on marketListed Jun 19, 2026MLS #O6418542
About this home
3809 ENCHANTMENT LANE
Homeownership is calling your name, will you finally answer? 3809 Enchantment Lane is a place for your next home, offering abundant space coupled with a very well-thought-out design. Once across the threshold, you immediately appreciate the expansive hallway and foyer that draw your eye to the back of the home. A true three-way split floorplan is what every buyer doesn't know that they're looking for...until they actually see it in person. Your first of four bedrooms is separate from the others and located on the right hand side of the home; while two other generously sized bedrooms are on the opposite side, both serviced by a full bathroom between them; all with laminate flooring. As you proceed down the hallway, you'll find your primary bedroom, fully secluded from the remainder of the home for added privacy, updated with laminate flooring, and its own large en-suite bathroom, complete with a soaking tub and walk-in shower. Do you like to entertain? Are you normally the go-to person for holiday get togethers and birthday parties....well if you answered yes, then you'll be the envy of your circle with this kitchen! Granite countertops, stainless steel appliances, and unobstructed views of the family room and backyard allow you to remain fully engaged with everyone while hosting. A massive fenced backyard sets the backdrop for the ideal place for the kids to play and the puppies to get their daily exercise. Your new screened-in patio is the quintessential place to enjoy those morning cappuccinos or evening cabernets as you wind down the busy workday. > ZERO CARPET IN THE ENTIRE HOME | LOW HOA | MINUTES TO FLORIDA TURNPIKE | COMMUNITY POOL < Don't you deserve to finally become a homeowner in 2026?
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,859
Sqft
0.18 ac
Lot size
2
Garage
2012
Year built
One
Levels
$202
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,025 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,025/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.1%
$/sqft vs St Cloud actives
$202 vs $220
Days on market
36 vs 33 typical
Where $202/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Esprit, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental · projected
$35,060/yr gross
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,369/mo median
Live St Cloud rental listing data — this home’s rate depends on size, condition and furnishing.
The Saint Cloud short-term market
▼ Softening44%
Occupancy
▼ 9% yr/yr
$182
Avg nightly rate
▼ 21% yr/yr
$19K/yr
Revenue per listing
$84
RevPAR
38 days
Booking lead time
4.9 nights
Avg stay
4
Typical min nights
58
Active rentals
▲ 14% supply
Seasonality — monthly occupancy
Peaks at 54% in Feb · bottoms at 36% in May
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Saint Cloud — the projection above is specific to this home’s size.
Where it sits
Inside Esprit
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Esprit is a short-term-rental community. See the full guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
198 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% above the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 3809 ENCHANTMENT LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$420,000
3505 RHAPSODY STREET · same community
4 bd · 2 ba · 1,859 sqft · $226/sqft · 142 DOM
Sold · Jun ’26$440,000
3501 PIXIE LANE · same community
5 bd · 3 ba · 2,566 sqft · $171/sqft · 4 DOM
Sold · Jun ’26$440,000
3501 PIXIE LANE · same community
5 bd · 3 ba · 2,566 sqft · $171/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3809 ENCHANTMENT LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3809 ENCHANTMENT LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3809 ENCHANTMENT LANE FAQs
What would the monthly payment be for 3809 ENCHANTMENT LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,025/mo — principal and interest, the actual property-tax bill, the $85/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3809 ENCHANTMENT LANE?+
The association fee works out to $85 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3809 ENCHANTMENT LANE?+
The most recent tax bill on record (2025) was $4,889. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 3809 ENCHANTMENT LANE be rented short-term?+
Yes — this home sits inside Esprit, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 3809 ENCHANTMENT LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $374,900, this home is listed about 12% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3809 ENCHANTMENT LANE?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PRIME PROPERTIES · Steven Horner. MLS #O6418542.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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