David Ramirez
$625,000$629,9004 bd3 ba2,497 sqft$250 /sqft$4,504 /mo all-in ↓

13000 CRYSTAL COVE DRIVE, ORLANDO, FL, 32828

Active47 days on marketListed Jun 20, 2026MLS #O6418414

Reduced $5KPrivate poolSingle Family ResidenceWATERFORD LAKES TR N24

About this home

13000 CRYSTAL COVE DRIVE

*Appraised at List Price!* This is the home where every weekend feels like a getaway! The backyard is a tropical oasis, fully fenced with a resort-style pool, and the home is move-in ready with four bedrooms and three baths on a corner lot in the amenity-rich community of Waterford Lakes. Whether you are hosting a crowd or relaxing with your morning coffee, the backyard is your own private paradise. The pool is wrapped in flagstone with a waterfall feature, alongside a spacious covered lanai with a tongue-and-groove wood ceiling overhead. Inside, it is open and bright with soaring ceilings. The kitchen features a large quartz center island to cook, work, and gather around, plus white cabinets, a tile backsplash, and upgraded appliances including built-in double ovens and a Samsung Bespoke refrigerator. The family room and its cozy fireplace anchor the open floor plan, with views to the backyard through oversized sliders and large windows by the breakfast nook. The three-way split floor plan is ideal. The primary suite sits on its own side of the home with high ceilings and sliding doors straight out to the lanai, while the other bedrooms are tucked away on the opposite side for privacy. One of the guest baths even doubles as a pool bath, so wet feet stay outside. Up front, a flex room with glass barn doors and an arched window gives you a true office, gym, playroom, or den. And the big work is already done here. New roof in 2024, a whole-home repipe in 2024, and the HVAC and water heater both updated in 2020, plus a refreshed kitchen and updated flooring throughout. The Waterford Lakes community gives you plenty to do, too: tennis, pickleball, basketball, racquetball, volleyball, baseball, and soccer, plus two gated dog parks, a full-size lap pool, a shaded playground, and a walking track. And the location is hard to beat. You are right in East Orlando's Alafaya corridor, minutes from Waterford Lakes Town Center, UCF, and the 408 and 417 for an easy commute in any direction. Call today for your private showing!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,497

Sqft

0.2 ac

Lot size

2

Garage

1994

Year built

One

Levels

$250

Per sqft

Private poolFireplacePool viewPets allowed

Inside

FlooringCarpet · Ceramic Tile · Luxury Vinyl · Tile
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewPool
FacesNorth
ParkingDriveway · Garage Door Opener · Ground Level
ExteriorIrrigation System · Lighting · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$83/mo
Taxes (2025)$7,851/yr
PetsYes
CommunityAssociation Recreation - Owned · Deed Restrictions · Dog Park · Park · Playground · Pool · Racquetball · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,504 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,372
PMI (est., until 20% equity)$234
Property tax — 2025 actual bill$654
HOA fee — from the listing$83
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $62,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $62,500
Interest rate6.00%
Loan term

Estimated payment

$4,504/mo

Principal & interest$3,372
PMI (est., until 20% equity)$234
Property taxes (actual bill)$654
HOA / condo fee$83
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $625K
$569KedgeAI estimate $605,409 · range $593K$612K$650K

vs edgeAI estimate

+3.2%

$/sqft vs Orlando actives

$250 vs $248

Days on market

47 vs 40 typical

Where $250/sqft sits among the 400 Orlando actives

117
125 · this home
87
31
10
30
$151–211$211–271$271–331$331–391$391–451$451+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Orlando

Map of 13000 CRYSTAL COVE DRIVE

Drive times from this address

Downtown Orlando16 min
Orlando Int’l Airport (MCO)25 min
Universal Orlando29 min
Walt Disney World41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

The numbers that matter

The Orlando market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$400K$395K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

174 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 44% above the ORLANDO 32828 median. See the full Orlando market guide →

Paper trail

This home's history

CurrentPrice reduced to $625,000 $5K
Jun 20, 2026Listed at $629,900 · 47 days on market since
1994Built · WATERFORD LAKES TR N24

Reality check

What actually sold near 13000 CRYSTAL COVE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

542 TERRACE COVE WAYSold · Oct ’25

$550,000

542 TERRACE COVE WAY · same community

4 bd · 4 ba · 2,433 sqft · $226/sqft · 139 DOM

515 KEY COURTSold · Nov ’25

$575,000

515 KEY COURT · same community

4 bd · 3.5 ba · 2,721 sqft · $211/sqft · 17 DOM

531 TERRACE COVE WAYSold · May ’26

$574,000

531 TERRACE COVE WAY · same community

4 bd · 2.5 ba · 2,828 sqft · $203/sqft · 16 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 13000 CRYSTAL COVE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13000 CRYSTAL COVE DRIVE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

13000 CRYSTAL COVE DRIVE FAQs

What would the monthly payment be for 13000 CRYSTAL COVE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,504/mo — principal and interest, the actual property-tax bill, the $83/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 13000 CRYSTAL COVE DRIVE?+

The association fee works out to $83 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 13000 CRYSTAL COVE DRIVE?+

The most recent tax bill on record (2025) was $7,851. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 13000 CRYSTAL COVE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $625,000, this home is listed about 59% above the Orlando median of $392,000. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$625,000 runs 44% above the ORLANDO 32828 median — but at 2,497 sqft it's also 56% larger than the typical Orlando listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $629,900, now $625,000 — a $5K cut. The full history is in the market section below.

Listing courtesy of REAL BROKER, LLC · Lindsey Hudson. MLS #O6418414.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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