
1937 AMBERLY DRIVE, MIDDLEBURG, FL, 32068
Active15 days on marketListed Jul 9, 2026MLS #O6418384
About this home
1937 AMBERLY DRIVE
Short Sale. Welcome home to this beautifully appointed residence overlooking a peaceful preserve in the highly desirable GreyHawk community of Oakleaf Plantation. Designed with both comfort and entertaining in mind, the open-concept floor plan features a spacious great room with abundant natural light. The chef-inspired kitchen is the heart of the home, showcasing a large center island, farmhouse sink, double ovens, abundant cabinetry, and an inviting breakfast nook with four oversized sliding glass doors that open to a covered lanai--perfect for enjoying morning coffee or relaxing while taking in the tranquil preserve views. The spacious owner's suite offers a large walk-in closet and a spa-like ensuite bath with dual vanities. Two additional bedrooms, a full guest bath, and a generous flex room ideal for a home office, study, or playroom provide exceptional versatility. Located in GreyHawk at Oakleaf Plantation, residents enjoy outstanding community amenities including a resort-style pool, fitness center, tennis courts, basketball courts, walking paths, parks, playgrounds, and a dog park. This home offers the perfect blend of peaceful living and exceptional community amenities in one of Clay County's most sought-after neighborhoods. *Short Sale - Not Yet Approved by Bank* All information pertaining to the property is deemed reliable, but not guaranteed. Information to be verified by the Buyer. Be advised that cameras may exist recording audio and video inside/outside the property, such as ring doorbells. Photos are digitally enhanced and could be altered, please verify.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,813
Sqft
0.16 ac
Lot size
2
Garage
2022
Year built
One
Levels
$193
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,018 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,018/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.6%
$/sqft vs Middleburg actives
$193 vs $178
Days on market
15 vs 24 typical
Where $193/sqft sits among the 10 Middleburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Middleburg
Get to know Middleburg. See the full Middleburg guide →
MIDDLEBURG 32068 — neighborhood snapshot
Population
58,196
Median age
38.2
Median income
$82,410
Median home value
$264,300
Avg household
2.81
Households w/ children
7,692
For the school run
Clay County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Middleburg market
$371K → $470K
Middleburg median sold, yr/yr
99.3%
Sale-to-list ratio (12 mo)
6 of 10
Middleburg actives have cut their price
Median sold price, Middleburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% above the MIDDLEBURG 32068 median. See the full Middleburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 1937 AMBERLY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$374,900
519 TYNES BOULEVARD · same community
4 bd · 3 ba · 2,088 sqft · $180/sqft · 7 DOM
Sold · Aug ’25$1,017,270
9145 CAPE HONEY BEE LANE · same community
5 bd · 4.5 ba · 3,575 sqft · $285/sqft · 0 DOM
Sold · Apr ’26$197,000
359 SUNSTONE COURT
3 bd · 2.5 ba · 1,440 sqft · $137/sqft · 154 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1937 AMBERLY DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1937 AMBERLY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1937 AMBERLY DRIVE FAQs
What would the monthly payment be for 1937 AMBERLY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,018/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1937 AMBERLY DRIVE?+
The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1937 AMBERLY DRIVE?+
The most recent tax bill on record (2025) was $7,618. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1937 AMBERLY DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Middleburg?+
At $350,000, this home is listed about 23% above the Middleburg median of $285,072. The market section on this page shows how the area is trending.
Which schools are assigned to 1937 AMBERLY DRIVE?+
Coppergate Elementary School (elementary), Middleburg High School (high), Lake Asbury Junior High School (middle) — Clay County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of DJ & LINDSEY REAL ESTATE · Jocelyn Davis. MLS #O6418384.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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