David Ramirez
$510,0003 bd2 ba2,123 sqft$240 /sqft$3,980 /mo all-in ↓

4315 REFLECTIONS PARKWAY, SARASOTA, FL, 34233

Active32 days on marketListed Jun 23, 2026MLS #O6418235

Single Family ResidenceVILLA ROSA

About this home

4315 REFLECTIONS PARKWAY

Tucked within a secure gated enclave in Sarasota’s highly desirable 34233 area, this beautifully reimagined Spanish Mediterranean residence blends timeless architecture with a refined, modern interior designed for effortless coastal living. A classic tile roof and elegant exterior detailing set the tone for what awaits inside—soaring ceilings and thoughtfully designed tray accents create a sense of volume and light throughout the home. The open-concept layout has been fully transformed to meet today’s lifestyle expectations, offering seamless flow between the main living spaces while still preserving a sense of warmth and sophistication. At the heart of the home, the chef-inspired kitchen showcases rich wood cabinetry, brushed brass fixtures, and a clean, elevated design that pairs beauty with functionality. A dedicated dining area provides the perfect setting for both intimate dinners and effortless entertaining. The spacious primary suite serves as a private retreat, complete with a well-appointed en-suite bath featuring dual vanities and a generous walk-in closet. Secondary bedrooms are notably oversized, offering flexibility for guests, family, or dedicated work-from-home spaces. Designed for low-maintenance living, the HOA maintains the general area landscaping, allowing more time to enjoy the lifestyle this location is known for. An attached two-car garage adds everyday convenience and storage. There is also a screened-in back porch where you can spend your quiet time, as the home backs onto preserved land, so you can enjoy your privacy with no neighbors at the back to worry about. Perfectly positioned less than 8 miles from the world-renowned Siesta Key Beach, consistently ranked among the best beaches in the United States, this home offers the rare combination of architectural charm, modern updates, and unbeatable proximity to Sarasota’s most coveted coastal experiences. A true lock-and-leave opportunity where elegance, comfort, and location come together in one exceptional offering.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,123

Sqft

0.12 ac

Lot size

2

Garage

2001

Year built

One

Levels

$240

Per sqft

Pets allowed

Inside

FlooringLuxury Vinyl · Porcelain Tile
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · Primary Bedroom Main Floor · Stone Counters · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionStucco
FoundationSlab
FacesWest
ExteriorIrrigation System

Community & fees

HOA fee$312/mo
Taxes (2025)$3,361/yr
PetsYes
CommunityClubhouse · Fitness Center · Gated Community - No Guard · Pool

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,980 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,002
FHA mortgage insurance (est.)$226
Property tax — 2025 actual bill$280
HOA fee — from the listing$312
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,850Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,850
Interest rate6.00%
Loan term

Estimated payment

$3,980/mo

Principal & interest$3,002
FHA mortgage insurance (est.)$226
Property taxes (actual bill)$280
HOA / condo fee$312
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $510K
$355KedgeAI estimate $460,709 · range $370K$523K$544K

vs edgeAI estimate

+10.7%

$/sqft vs Sarasota actives

$240 vs $331

Days on market

32 vs 58 typical

Where $240/sqft sits among the 400 Sarasota actives

228 · this home
62
30
27
19
34
$153–391$391–629$629–867$867–1105$1105–1344$1344+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sarasota

Map of 4315 REFLECTIONS PARKWAY

Drive times from this address

Downtown Tampa59 min
Tampa Int’l Airport (TPA)70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

SARASOTA 34233 — neighborhood snapshot

Population

18,875

Median age

52.4

Median income

$77,041

Median home value

$364,300

Avg household

2.23

Households w/ children

1,770

For the school run

Sarasota County School District

MiddleSarasota Middle School★★★★
ElementaryAshton Elementary School★★★★★
HighRiverview High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$470K$470K

Sarasota median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

151 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 81% above the SARASOTA 34233 median. See the full Sarasota market guide →

Paper trail

This home's history

Jun 23, 2026Listed at $510,000 · 32 days on market since
2001Built · VILLA ROSA

Reality check

What actually sold near 4315 REFLECTIONS PARKWAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4315 REFLECTIONS PARKWAYSold · Feb ’26

$345,000

4315 REFLECTIONS PARKWAY · same community

2 bd · 2 ba · 2,123 sqft · $163/sqft · 0 DOM

4244 REFLECTIONS PARKWAYSold · Aug ’25

$465,000

4244 REFLECTIONS PARKWAY · same community

3 bd · 2 ba · 2,138 sqft · $217/sqft · 157 DOM

4226 REFLECTIONS PARKWAYSold · Apr ’26

$432,500

4226 REFLECTIONS PARKWAY · same community

3 bd · 2 ba · 2,147 sqft · $201/sqft · 92 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4315 REFLECTIONS PARKWAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4315 REFLECTIONS PARKWAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

4315 REFLECTIONS PARKWAY FAQs

What would the monthly payment be for 4315 REFLECTIONS PARKWAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,980/mo — principal and interest, the actual property-tax bill, the $312/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4315 REFLECTIONS PARKWAY?+

The association fee works out to $312 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4315 REFLECTIONS PARKWAY?+

The most recent tax bill on record (2025) was $3,361. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4315 REFLECTIONS PARKWAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $510,000, this home is listed about 11% below the Sarasota median of $570,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4315 REFLECTIONS PARKWAY?+

Sarasota Middle School (middle), Ashton Elementary School (elementary), Riverview High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of SAND DOLLAR REALTY GROUP INC · Chris Romany. MLS #O6418235.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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