David Ramirez
$435,000$449,9004 bd3 ba1,861 sqft$234 /sqft$4,087 /mo all-in ↓

14375 SAPELO BEACH DRIVE, ORLANDO, FL, 32827

Active38 days on marketListed Jun 19, 2026MLS #O6418202

Priced 27% below the ORLANDO 32827 medianReduced $15KTownhouseISLES/LK NONA PH 3B

About this home

14375 SAPELO BEACH DRIVE

One or more photo(s) has been virtually staged. MOVE-IN READY and located in the highly sought-after GATED COMMUNITY of Isles of Lake Nona, this beautifully upgraded 4-BEDROOM, 3-BATH townhome showcases the popular Trailwood floor plan with model-like finishes throughout. FRESHLY PAINTED and impeccably maintained, this residence offers the perfect blend of style, comfort, and convenience. The spacious open-concept design is anchored by a beautifully appointed GOURMET KITCHEN featuring 42" WHITE SHAKER CABINETRY, LEVEL 4 QUARTZ COUNTERTOPS, STAINLESS STEEL APPLIANCES, a DESIGNER TILE BACKSPLASH, recessed lighting, and a large peninsula with bar seating. LUXURY VINYL PLANK FLOORING enhances the main living areas and seamlessly connects the kitchen to the dining and gathering rooms, which open to a PRIVATE PAVER COURTYARD and DETACHED TWO-CAR GARAGE, creating the ideal space for entertaining and everyday living. A versatile first-floor bedroom and full bath provide the perfect setup for guests, a home office, or multigenerational living. Upstairs, the luxurious owner's suite offers a spacious retreat, while two additional bedrooms share a convenient Jack-and-Jill bathroom. A generously sized laundry room completes the second floor. Enjoy RESORT-STYLE LIVING with exceptional amenities including a clubhouse, fitness center, resort-style pool, splash pad, tennis courts, pickleball courts, basketball courts, walking trails, playgrounds, and more. Ideally situated near top-rated schools, Medical City, the USTA National Campus, Lake Nona Country Club, major highways, Orlando International Airport, and all that Lake Nona has to offer, this move-in ready home presents an incredible opportunity to enjoy one of Central Florida's most desirable communities. Schedule your private showing today!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

1,861

Sqft

0.05 ac

Lot size

2

Garage

2022

Year built

Two

Levels

$234

Per sqft

Inside

FlooringCarpet · Luxury Vinyl · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
FacesSouthwest
ParkingDriveway · Garage Door Opener · Garage Faces Rear · On Street · Open
ExteriorCourtyard · Irrigation System · Lighting · Rain Gutters · Sidewalk · Tennis Court(s)

Community & fees

HOA fee$456/mo
Taxes (2025)$8,612/yr
PetsCats OK, Dogs OK
CommunityClubhouse · Deed Restrictions · Fitness Center · Gated Community - No Guard · Park · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Available · Public · Sewer Available · Street Lights · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,087 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,561
FHA mortgage insurance (est.)$192
Property tax — 2025 actual bill$718
HOA fee — from the listing$456
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,225Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,225
Interest rate6.00%
Loan term

Estimated payment

$4,087/mo

Principal & interest$2,561
FHA mortgage insurance (est.)$192
Property taxes (actual bill)$718
HOA / condo fee$456
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $435K
$418KedgeAI estimate $456,618 · range $448K$478K$497K

vs edgeAI estimate

−4.7%

$/sqft vs Orlando actives

$234 vs $237

Days on market

38 vs 34 typical

Where $234/sqft sits among the 400 Orlando actives

87
120 · this home
99
49
20
25
$131–185$185–240$240–294$294–349$349–403$403+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside City Of Orlando/goaa

Map of 14375 SAPELO BEACH DRIVE inside its neighborhood boundary

Drive times from this address

Orlando Int’l Airport (MCO)21 min
Downtown Orlando26 min
Walt Disney World32 min
Universal Orlando33 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

For the school run

Orange County School District

HighLake Nona High★★★★
Middle34-M-W-7 (34-M-N-7)

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$400K$405K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

153 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 27% below the ORLANDO 32827 median. See the full Orlando market guide →

Paper trail

This home's history

CurrentPrice reduced to $435,000 $15K
Jun 19, 2026Listed at $449,900 · 38 days on market since
2022Built · ISLES/LK NONA PH 3B

Reality check

What actually sold near 14375 SAPELO BEACH DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

14319 SAPELO BEACH DRIVESold · Jun ’26

$406,000

14319 SAPELO BEACH DRIVE · same community

4 bd · 3 ba · 1,861 sqft · $218/sqft · 42 DOM

14390 ORCHID ISLAND DRIVESold · Aug ’25

$449,500

14390 ORCHID ISLAND DRIVE · same community

4 bd · 3 ba · 1,809 sqft · $248/sqft · 61 DOM

14416 ORCHID ISLAND DRIVESold · Dec ’25

$430,000

14416 ORCHID ISLAND DRIVE · same community

4 bd · 3 ba · 1,809 sqft · $238/sqft · 71 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 14375 SAPELO BEACH DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 14375 SAPELO BEACH DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

14375 SAPELO BEACH DRIVE FAQs

What would the monthly payment be for 14375 SAPELO BEACH DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,087/mo — principal and interest, the actual property-tax bill, the $456/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 14375 SAPELO BEACH DRIVE?+

The association fee works out to $456 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 14375 SAPELO BEACH DRIVE?+

The most recent tax bill on record (2025) was $8,612. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 14375 SAPELO BEACH DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $435,000, this home is listed about 12% above the Orlando median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 14375 SAPELO BEACH DRIVE?+

Lake Nona High (high), 34-M-W-7 (34-M-N-7) (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ORLANDO 32827 market on paper

$435,000 is 27% below the ORLANDO 32827 median of $598,000, and at $234/sqft it sits under the Orlando average of $264.

02Strong assigned schools

Lake Nona High, 34-M-W-7 (34-M-N-7) — Lake Nona High rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $449,900, now $435,000 — a $15K cut. The full history is in the market section below.

Listing courtesy of PREMIER LIVING, LLC. · Devin Kelley. MLS #O6418202.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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