6344 LAKE SMITH CIRCLE, WINDERMERE, FL, 34786
Active32 days on marketListed Jun 19, 2026MLS #O6418148
About this home
6344 LAKE SMITH CIRCLE
Beautiful Windermere townhome, Upscale community. 3/2/1. Brand new beautiful wood look tile and carpet, Granite countertops, stainless appliances,42 inch dark wood cabinets, new paint, private patio, master downstairs, end unit with a 2 car garage and much more. Come see this today because it will go quick. Tenant must have a credit score of 650+ and make 3x the rent. NO CATS.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,640
Sqft
0.1 ac
Lot size
2
Garage
2007
Year built
Two
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$179 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$179/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Windermere actives
$2 vs $348
Days on market
32 vs 32 typical
Where $2/sqft sits among the 238 Windermere actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerport Southbridge Village
Get to know Windermere. See the full Windermere guide →
Summerport Southbridge Village — neighborhood snapshot
Population
1,302
Median age
30
Median income
$107,895
Median home value
$382,500
Avg household
3
Households w/ children
139
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Windermere market
$839K → $1.0M
Windermere median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
115 of 238
Windermere actives have cut their price
Median sold price, Windermere, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the WINDERMERE 34786 median. See the full Windermere market guide →
Paper trail
This home's history
Reality check
What actually sold near 6344 LAKE SMITH CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$375,000
13730 LENSDALE LANE · same community
4 bd · 2.5 ba · 1,640 sqft · $229/sqft · 10 DOM
Sold · Jul ’25$400,000
6364 LAKE SMITH CIRCLE · same community
3 bd · 2.5 ba · 1,632 sqft · $245/sqft · 293 DOM
Sold · Oct ’25$315,000
13707 LENSDALE LANE · same community
3 bd · 2.5 ba · 1,490 sqft · $211/sqft · 22 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6344 LAKE SMITH CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6344 LAKE SMITH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6344 LAKE SMITH CIRCLE FAQs
What would the monthly payment be for 6344 LAKE SMITH CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $179/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 6344 LAKE SMITH CIRCLE?+
The listing reports pets: Breed Restrictions, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Windermere?+
At $2,600, this home is listed about 100% below the Windermere median of $1,099,500. The market section on this page shows how the area is trending.
Which schools are assigned to 6344 LAKE SMITH CIRCLE?+
Windermere High (high), Keenes Crossing Elementary (elementary), Bridgewater Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the WINDERMERE 34786 market on paper
$2,600 is 100% below the WINDERMERE 34786 median of $809,500, and at $2/sqft it sits under the Windermere average of $447.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Windermere High, Keenes Crossing Elementary, Bridgewater Middle — Windermere High rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of OPTIMA REAL ESTATE · Gina Loria. MLS #O6418148.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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