David Ramirez
$656,5004 bd3.5 ba2,581 sqft$254 /sqft$5,283 /mo all-in ↓

8878 BISMARCK PALM DRIVE, WINTER GARDEN, FL, 34787

Active47 days on marketListed Jun 20, 2026MLS #O6418128

TownhouseLAKESHORE PRESERVE PH 1

About this home

8878 BISMARCK PALM DRIVE

Welcome to a beautifully upgraded residence in Lakeshore Preserve, one of Horizon West premier Toll Brothers communities. Perfectly positioned in the heart of Winter Garden’s most desirable growth corridor, this home offers the rare combination of refined design, intelligent functionality, and private outdoor living. With over 2,500 square feet of thoughtfully designed space, this home stands apart from the ordinary. From the moment you enter, the quality is evident. Designer lighting, premium flooring, upgraded interior doors, extensive trimwork, crown molding, wainscoting, and a custom accent wall create a polished, elevated feel throughout. Every detail has been carefully selected to add warmth, character, and sophistication. The heart of the home flows beautifully for everyday living and entertaining, while the private courtyard creates a true outdoor retreat. Enhanced by a full breezeway and additional separation from the adjoining residence, this space offers a level of privacy rarely found in this style of home. Whether enjoying morning coffee, evening wine, or quiet time outdoors, the courtyard feels like your own secluded escape. One of the home’s most valuable and unique features is the detached garage with an impressive private suite above, offering nearly 500 square feet of flexible living space. Complete with a spacious bedroom area, family room, ensuite bath, walk-in closet, and wet bar with both upper and lower cabinetry, this suite is ideal for guests, extended family, a private office, studio or media room. This is not just another home in Lakeshore Preserve. It is a thoughtfully upgraded property with exceptional use of space, privacy, and versatility. For buyers seeking luxury, comfort, and function in one of Winter Garden’s most desirable communities, this residence is a must-see. Experience the lifestyle, the quality, and the rare flexibility this home offers

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

2,581

Sqft

0.07 ac

Lot size

2

Garage

2018

Year built

Two

Levels

$254

Per sqft

Trees/Woods viewPets allowed

Inside

FlooringTile
AppliancesBuilt-In Oven · Dishwasher · Gas Water Heater · Refrigerator · Tankless Water Heater
InteriorEating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Solid Surface Counters
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionBlock
FoundationSlab
ViewTrees/Woods
FacesEast
ParkingAlley Access
ExteriorIrrigation System · Sidewalk · Sliding Doors

Community & fees

HOA fee$600/mo
Taxes (2025)$8,813/yr
PetsYes
CommunityDock · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesElectricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,283 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,542
PMI (est., until 20% equity)$246
Property tax — 2025 actual bill$734
HOA fee — from the listing$600
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $65,650Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $65,650
Interest rate6.00%
Loan term

Estimated payment

$5,283/mo

Principal & interest$3,542
PMI (est., until 20% equity)$246
Property taxes (actual bill)$734
HOA / condo fee$600
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $657K
$599KedgeAI estimate $640,216 · range $624K$682K$709K

vs edgeAI estimate

+2.5%

$/sqft vs LAKESHORE PRESERVE PH 1

$254 vs $285

Days on market

47 vs 37 typical

Where $254/sqft sits among the 9 homes for sale in LAKESHORE PRESERVE PH 1

1
1 · this home
3
2
1
1
$229–249$249–269$269–289$289–309$309–328$328+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Village F

Map of 8878 BISMARCK PALM DRIVE inside its neighborhood boundary

Drive times from this address

Walt Disney World13 min
Universal Orlando29 min
Downtown Orlando29 min
Orlando Int’l Airport (MCO)40 min
Downtown Tampa72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Garden. See the full Winter Garden guide →

Village F — neighborhood snapshot

Population

8,788

Median age

37

Median income

$130,745

Median home value

$496,000

Avg household

3

Households w/ children

1,130

For the school run

Orange County School District

HighHorizon High School★★★★
MiddleWater Spring Middle School★★★★
ElementaryPanther Lake Elementary★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Garden market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$585K$611K

Winter Garden median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

5 of 9

LAKESHORE PRESERVE PH 1 have cut their price

Median sold price, Winter Garden, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 23% above the WINTER GARDEN 34787 median. See the full Winter Garden market guide →

Paper trail

This home's history

Jun 20, 2026Listed at $656,500 · 47 days on market since
2018Built · LAKESHORE PRESERVE PH 1

Reality check

What actually sold near 8878 BISMARCK PALM DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8955 LAKESHORE POINTE DRIVESold · Jul ’26

$620,000

8955 LAKESHORE POINTE DRIVE · same community

4 bd · 3.5 ba · 2,539 sqft · $244/sqft · 299 DOM

8836 LAKESHORE POINTE DRIVESold · Dec ’25

$1,095,000

8836 LAKESHORE POINTE DRIVE · same community

4 bd · 3.5 ba · 3,104 sqft · $353/sqft · 84 DOM

8848 BISMARCK PALM DRIVESold · Aug ’25

$552,500

8848 BISMARCK PALM DRIVE · same community

3 bd · 2.5 ba · 2,052 sqft · $269/sqft · 87 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8878 BISMARCK PALM DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8878 BISMARCK PALM DRIVE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

8878 BISMARCK PALM DRIVE FAQs

What would the monthly payment be for 8878 BISMARCK PALM DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,283/mo — principal and interest, the actual property-tax bill, the $600/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8878 BISMARCK PALM DRIVE?+

The association fee works out to $600 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8878 BISMARCK PALM DRIVE?+

The most recent tax bill on record (2025) was $8,813. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8878 BISMARCK PALM DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Garden?+

At $656,500, this home is listed about 11% above the Winter Garden median of $589,000. The market section on this page shows how the area is trending.

Which schools are assigned to 8878 BISMARCK PALM DRIVE?+

Horizon High School (high), Water Spring Middle School (middle), Panther Lake Elementary (elementary) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$656,500 runs 23% above the WINTER GARDEN 34787 median — but at 2,581 sqft it's also 19% larger than the typical Winter Garden listing.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $600/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

Horizon High School, Water Spring Middle School, Panther Lake Elementary — Horizon High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of EXP REALTY LLC · Jaime Leizan. MLS #O6418128.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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