David Ramirez
$695,400$695,9007 bd5 ba4,681 sqft$149 /sqft$4,770 /mo all-in ↓

2711 CYPRESS TREE TRAIL, ST CLOUD, FL, 34772

Active35 days on marketListed Jun 18, 2026MLS #O6417996

Reduced $500Single Family ResidenceCYPRESS PRESERVE

About this home

2711 CYPRESS TREE TRAIL

Welcome to this expansive 7-bedroom, 5-bathroom residence in St. Cloud, offering a generous layout and extensive premium updates completed between 2024 and 2026. Designed with dual primary suites—one on the first floor and one on the second floor—each suite features elevated dual vanities, a soaking tub, a separate shower, and newly installed custom closets (2024/2026). Solid wood floors flow through the formal living and dining rooms, leading to a gourmet kitchen equipped with 42" cabinetry, granite countertops, a breakfast bar, an eat-in nook, and included stainless steel appliances. The second floor features a large loft space with extra storage rooms, complete with a custom-made bar. Adjacent to the game room/loft/library is a fully equipped, dedicated movie theater room—with the screen, projector, sound system, and theater chairs all included in the sale. Double sliding doors open from the main living area on the first floor onto a covered lanai and a fully fenced backyard. This outdoor space is designed for low-maintenance enjoyment, featuring brick pavers, a built-in outdoor kitchen (2024), a fire pit, vinyl fencing and brand-new patio awnings (2025). This property features a comprehensive list of recent mechanical and aesthetic updates, offering excellent structural integrity and peace of mind including a new Air handler (2025), two newer A/C units, and two brand-new hot water heaters (2024). Fresh exterior paint (2025), new sod and updated landscaping (2025), a newly installed sprinkler system (2025), and a brick paver driveway leading to a dry-stack stone front porch. Interior Accents include new sliding door blinds (2025), modern ceiling fans (2025), a washer/dryer set (2024), and a new secondary refrigerator located in the garage. The tandem 3-car garage provides substantial space for multiple vehicles, storage, or a home gym setup. Situated in a highly sought-after Central Florida corridor, this property offers convenient access to local parks, lakefront recreation, and major transport links. Enjoy the benefits of a quiet residential neighborhood while remaining within an easy commute of Lake Nona’s Medical City, and the greater Orlando employment and entertainment districts including Disney and Universal Studio Parks! Seller is offering a $1,000 credit for Buyer's closing costs.

Facts & features

The home at a glance

7

Bedrooms

5

Bathrooms

4,681

Sqft

0.2 ac

Lot size

3

Garage

2012

Year built

Two

Levels

$149

Per sqft

NegotiablePets allowed

Inside

FlooringCarpet · Ceramic Tile · Hardwood
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Dry Bar · High Ceilings · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesSoutheast
ParkingDriveway · Garage Door Opener · On Street · Tandem
ExteriorFire Pit · Irrigation System · Lighting · Outdoor Grill · Outdoor Kitchen · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$68/mo
Taxes (2025)$6,347/yr
PetsYes
CommunityPlayground · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,770 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,752
PMI (est., until 20% equity)$261
Property tax — 2025 actual bill$529
HOA fee — from the listing$68
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $69,540Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $69,540
Interest rate6.00%
Loan term

Estimated payment

$4,770/mo

Principal & interest$3,752
PMI (est., until 20% equity)$261
Property taxes (actual bill)$529
HOA / condo fee$68
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside St Cloud

Map of 2711 CYPRESS TREE TRAIL

Drive times from this address

Universal Orlando36 min
Orlando Int’l Airport (MCO)36 min
Walt Disney World37 min
Downtown Orlando37 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34772 — neighborhood snapshot

Population

33,542

Median age

39.9

Median income

$86,900

Median home value

$352,400

Avg household

3.05

Households w/ children

4,027

For the school run

Osceola County School District

ElementaryHickory Tree Elementary School★★★★★
MiddleSt. Cloud Middle School★★★★★
HighHarmony High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$414K$400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 88% above the ST CLOUD 34772 median. See the full St Cloud market guide →

Paper trail

This home's history

CurrentPrice reduced to $695,400 $500
Jun 18, 2026Listed at $695,900 · 35 days on market since
2012Built · CYPRESS PRESERVE

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2711 CYPRESS TREE TRAIL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2711 CYPRESS TREE TRAIL — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2711 CYPRESS TREE TRAIL FAQs

What would the monthly payment be for 2711 CYPRESS TREE TRAIL?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,770/mo — principal and interest, the actual property-tax bill, the $68/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2711 CYPRESS TREE TRAIL?+

The association fee works out to $68 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2711 CYPRESS TREE TRAIL?+

The most recent tax bill on record (2025) was $6,347. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2711 CYPRESS TREE TRAIL?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $695,400, this home is listed about 64% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2711 CYPRESS TREE TRAIL?+

Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LPT REALTY, LLC · Amy Thrailkill. MLS #O6417996.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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