2540 ALBANY DRIVE, KISSIMMEE, FL, 34758
Active50 days on marketListed Jun 17, 2026MLS #O6417958
About this home
2540 ALBANY DRIVE
QUALIFY TO RENT THIS PROPERTY TODAY! FULLY FURNISHED! Discover this magnificent single-family home with distinct English style, located in a community with NO association fees (NO HOA). This property, spanning 3,817 square feet, features 4 bedrooms and 4 bathrooms on a HUGE 1.13 ACRE lot! Completely furnished with new furniture, the home retains its timeless elegance and charm. It offers a spacious reception area in the foyer and a combined kitchen and living room complemented by a cozy wood-burning fireplace, ideal for cold winter evenings. It also has 2 playrooms and a private pool! The large lot is big enough to accommodate a large family with ample space for outdoor activities. Its location is strategic, close to major highways, attractions, shopping and restaurants. All this on a sprawling 1.13 acre lot adorned with shade trees. Don't miss this one of a kind!
Facts & features
The home at a glance
6
Bedrooms
4
Bathrooms
3,817
Sqft
1.13 ac
Lot size
1984
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$189 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$189/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Kissimmee actives
$1 vs $209
Days on market
50 vs 53 typical
Where $1/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St. James Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kissimmee. See the full Kissimmee guide →
St. James Park — neighborhood snapshot
Population
1,575
Median age
30
Median income
$76,942
Median home value
$325,100
Avg household
4
Households w/ children
213
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
169 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% below the KISSIMMEE 34758 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 2540 ALBANY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$360,000
2900 MOONSTONE BEND
5 bd · 4.5 ba · 3,614 sqft · $100/sqft · 37 DOM
Sold · May ’26$450,000
5516 WILLOW BEND TRAIL
5 bd · 3 ba · 3,140 sqft · $143/sqft · 8 DOM
Sold · Nov ’25$475,000
2527 CALLA LILY COVE
5 bd · 3 ba · 2,869 sqft · $166/sqft · 26 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2540 ALBANY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2540 ALBANY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2540 ALBANY DRIVE FAQs
What would the monthly payment be for 2540 ALBANY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $189/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 2540 ALBANY DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $4,000, this home is listed about 99% below the Kissimmee median of $379,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2540 ALBANY DRIVE?+
Reedy Creek Elementary School (elementary), Poinciana High School (high), Horizon Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the KISSIMMEE 34758 market on paper
$4,000 is 98% below the KISSIMMEE 34758 median of $260,000, and at $1/sqft it sits under the Kissimmee average of $216.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $4,500, now $4,000 — a $500 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Andres Ospina Rivera. MLS #O6417958.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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