122 SOPHIA MARIE CV, SANFORD, FL, 32771
Active46 days on marketListed Jun 24, 2026MLS #O6417808
About this home
122 SOPHIA MARIE CV
DISCOUNTED LOAN INTEREST RATE AND NO LENDER FEE FUTURE REFINANCINGG MAY BE AVAILABLE FOR QUALIFIED BUYERS. SEE LISTING AGENT FOR DETAILS. SELLER OFFERING $10,000 CREDIT TO BUYER at closing with reasonable offers. Click the Virtual Tour link to view the 3D walkthrough. Nestled at the end of a cul-de-sac within the gated Dakotas community, this inviting home offers a peaceful setting with beautiful pond and conservation views. Designed with both comfort and flexibility in mind, the spacious layout features multiple living and gathering areas, making it ideal for entertaining, working from home, or simply enjoying everyday life. The kitchen serves as the heart of the home, opening to the surrounding living spaces and providing plenty of room for hosting family and friends. A bedroom located on the first floor just off the family room offers flexibility for guests, a home office, or multi-generational living. Upstairs, the primary suite is accompanied by two additional bedrooms, creating a functional and private retreat. Large windows throughout fill the home with natural light and showcase the serene outdoor surroundings. Step outside to relax on the screened patio and enjoy the privacy of the fenced backyard with tranquil water views. Notable features include a 2020 roof, dual HVAC systems with a new upstairs HVAC system installed in 2026, and downstairs HVAC system serviced every six months, a refrigerator replaced in 2022, and a water softener added in 2022. Lawn maintenance and pest control are included through the HOA, providing added convenience and low-maintenance living. Ideally located near Downtown Sanford and Lake Mary, this home is just 35 minutes from Central Florida's world-famous theme parks and only 15 minutes from Rock Springs Run State Reserve, offering easy access to both entertainment and outdoor recreation.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
2,828
Sqft
0.23 ac
Lot size
2
Garage
2003
Year built
Two
Levels
$180
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,960 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,960/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Sanford actives
$180 vs $218
Days on market
46 vs 35 typical
Where $180/sqft sits among the 400 Sanford actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sanford
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sanford. See the full Sanford guide →
SANFORD 32771 — neighborhood snapshot
Population
59,708
Median age
38.7
Median income
$74,520
Median home value
$332,500
Avg household
2.66
Households w/ children
7,359
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sanford market
$354K → $380K
Sanford median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
212 of 400
Sanford actives have cut their price
Median sold price, Sanford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 41% above the SANFORD 32771 median. See the full Sanford market guide →
Paper trail
This home's history
Reality check
What actually sold near 122 SOPHIA MARIE CV
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$415,000
110 SOPHIA MARIE COVE · same community
3 bd · 2 ba · 1,775 sqft · $234/sqft · 151 DOM
Sold · Jun ’26$655,000
803 BLAIRMONT LANE
4 bd · 3 ba · 2,849 sqft · $230/sqft · 19 DOM
Sold · Mar ’26$700,000
471 VIA TUSCANY LOOP
5 bd · 2.5 ba · 2,858 sqft · $245/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 122 SOPHIA MARIE CV — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 122 SOPHIA MARIE CV — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
122 SOPHIA MARIE CV FAQs
What would the monthly payment be for 122 SOPHIA MARIE CV?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,960/mo — principal and interest, the actual property-tax bill, the $145/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 122 SOPHIA MARIE CV?+
The association fee works out to $145 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 122 SOPHIA MARIE CV?+
The most recent tax bill on record (2025) was $5,196. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 122 SOPHIA MARIE CV?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sanford?+
At $509,000, this home is listed about 32% above the Sanford median of $387,000. The market section on this page shows how the area is trending.
Which schools are assigned to 122 SOPHIA MARIE CV?+
Goldsboro Elementary Magnet (elementary), Idyllwilde Elementary School (elementary), Bentley Elementary School (elementary), Seminole High School (high), Wilson Elementary School (elementary), Markham Woods Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$509,000 runs 41% above the SANFORD 32771 median — but at 2,828 sqft it's also 61% larger than the typical Sanford listing.
02Strong assigned schools
Goldsboro Elementary Magnet, Idyllwilde Elementary School, Bentley Elementary School, Seminole High School, Wilson Elementary School, Markham Woods Middle School — Goldsboro Elementary Magnet rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $549,900, now $509,000 — a $41K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ORCHARD BROKERAGE, LLC · Jen McCarty. MLS #O6417808.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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