David Ramirez
$305,000$320,0003 bd2 ba1,479 sqft$206 /sqft$2,154 /mo all-in ↓

867 NE FAIRHAVEN, PALM BAY, FL, 32907

Active40 days on marketListed Jun 18, 2026MLS #O6417662

Priced 7% below the PALM BAY 32907 medianReduced $15KSingle Family ResidencePORT MALABAR UNIT 8

About this home

867 NE FAIRHAVEN

Looking for a home that's cute, affordable, and doesn't need a reality TV renovation crew? You've found it! This charming 3-bedroom, 2-bath, one-owner home has been loved from day one and is ready for its next happy chapter. Built in 2003 and sitting proudly on a spacious corner lot, this Palm Bay gem offers plenty of room for your ideas, hobbies, toys, gardens, or maybe even that pool you've been pinning on Pinterest for years. Inside, you'll find comfortable living spaces filled with the warmth that only a well-cared-for home can provide. Outside, the possibilities are endless thanks to the generous lot size and corner location. And let's talk location-you're close to shopping, dining, schools, parks, and all the everyday conveniences that make life easier. In other words, less time driving and more time enjoying your new home. Whether you're a first-time buyer, downsizing, or simply looking for a place with great bones and even greater potential, this little corner-lot cutie is ready to welcome you home. Fair warning: homes this sweet have a way of making visitors want to say.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,479

Sqft

0.24 ac

Lot size

2

Garage

2003

Year built

One

Levels

$206

Per sqft

Inside

FlooringCarpet · Linoleum · Tile · Vinyl
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorPrimary Bedroom Main Floor
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ExteriorOther

Community & fees

Taxes (2025)$765/yr

Utilities & systems

UtilitiesCable Available · Electricity Available · Public
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,154 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,796
FHA mortgage insurance (est.)$135
Property tax — 2025 actual bill$64
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,675Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,675
Interest rate6.00%
Loan term

Estimated payment

$2,154/mo

Principal & interest$1,796
FHA mortgage insurance (est.)$135
Property taxes (actual bill)$64
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $305K
$266KedgeAI estimate $284,322 · range $277K$304K$317K

vs edgeAI estimate

+7.3%

$/sqft vs Palm Bay actives

$206 vs $208

Days on market

40 vs 31 typical

Where $206/sqft sits among the 355 Palm Bay actives

234 · this home
18
9
26
28
40
$159–247$247–335$335–423$423–511$511–599$599+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palm Bay

Map of 867 NE FAIRHAVEN

Drive times from this address

Orlando Int’l Airport (MCO)68 min
Downtown Orlando75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palm Bay. See the full Palm Bay guide →

PALM BAY 32907 — neighborhood snapshot

Population

48,352

Median age

44.5

Median income

$71,827

Median home value

$253,700

Avg household

2.9

Households w/ children

5,037

For the school run

Brevard County School District

ElementaryLockmar Elementary School★★★★★
MiddleSouthwest Middle School★★★★★
HighPalm Bay Magnet Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Bay market

Seller’s marketBalanced5.9 months of inventoryBuyer’s market

$306K$329K

Palm Bay median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

96 of 355

Palm Bay actives have cut their price

Median sold price, Palm Bay, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 7% below the PALM BAY 32907 median. See the full Palm Bay market guide →

Paper trail

This home's history

CurrentPrice reduced to $305,000 $15K
Jun 18, 2026Listed at $320,000 · 40 days on market since
2003Built · PORT MALABAR UNIT 8

Reality check

What actually sold near 867 NE FAIRHAVEN

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

501 Empire Avenue NE, Palm Bay FL 32907Sold · Sep ’25

$295,000

501 Empire Avenue NE, Palm Bay FL 32907 · same community

3 bd · 2 ba · 1,454 sqft · $203/sqft · 4 DOM

1360 Emerson DR NE, Palm Bay FL 32907Sold · Apr ’26

$239,900

1360 Emerson DR NE, Palm Bay FL 32907 · same community

3 bd · 2 ba · 1,336 sqft · $180/sqft · 0 DOM

901 EMERSON DRIVESold · Oct ’25

$237

901 EMERSON DRIVE · same community

2 bd · 2 ba · 1,640 sqft · $0/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 867 NE FAIRHAVEN — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 867 NE FAIRHAVEN — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

867 NE FAIRHAVEN FAQs

What would the monthly payment be for 867 NE FAIRHAVEN?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,154/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 867 NE FAIRHAVEN?+

The most recent tax bill on record (2025) was $765. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Palm Bay?+

At $305,000, this home is listed about 13% below the Palm Bay median of $350,000. The market section on this page shows how the area is trending.

Which schools are assigned to 867 NE FAIRHAVEN?+

Lockmar Elementary School (elementary), Southwest Middle School (middle), Palm Bay Magnet Senior High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COASTAL LIFE PROPERTIES LLC · Johna Jennings. MLS #O6417662.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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