David Ramirez
Short-Term Rental Eligible
$3,5004 bd3 ba1,914 sqft$2 /sqft$185 /mo all-in ↓

3017 PENELOPE LOOP, KISSIMMEE, FL, 34746

Active31 days on marketListed Jun 22, 2026MLS #O6417594

Priced 99% below the KISSIMMEE 34746 medianPrivate poolFully furnishedTownhouseCOVE AT STOREY LAKE 4

About this home

3017 PENELOPE LOOP

Beautifully furnished 4 beds, 3 baths home in the highly desirable Storey Lake community, ready for immediate move-in. The first floor features a spacious open-concept living room with a 65-inch Smart TV, dining area for six, and a fully equipped kitchen with a large island and seating for four. Also on the main level is a king bedroom with a full bath and direct access to the private screened patio, complete with a pool (heating optional), barbecue grill, outdoor dining area, lounge seating, sun loungers, and ceiling fan. Upstairs, the primary suite offers a king bed, Smart TV, walk-in closet, and en-suite bath. Two additional themed bedrooms include a Disney Castle room with one full and one twin bed, and a Toy Story room with a bunk bed featuring one full and two twin beds, served by a shared full bathroom. A laundry room with washer and dryer is also located upstairs. Meticulously furnished and designed for comfort, this home includes access to Storey Lake’s resort-style amenities, including a lazy river, swimming pool, kids’ splash area, fitness center, sand volleyball court, and basketball court. Conveniently located near Disney, shopping, dining, and major attractions. Please note that bedding linens are not included with the rental and tenants are responsible for providing their own.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

1,914

Sqft

0.06 ac

Lot size

2022

Year built

Two

Levels

$2

Per sqft

Private poolFurnished

Inside

AppliancesDishwasher · Dryer · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorHigh Ceilings · Kitchen/Family Room Combo · L Dining · Living Room/Dining Room Combo · PrimaryBedroom Upstairs · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingNone
FurnishedFurnished

Outside & construction

Community & fees

PetsBreed Restrictions, Dogs OK, Number Limit, Pet Deposit
CommunityClubhouse · Fitness Center · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$185 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$21
FHA mortgage insurance (est.)$2
Est. property taxes (1.1%/yr)$3
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $123Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $123
Interest rate6.00%
Loan term

Estimated payment

$185/mo

Principal & interest$21
FHA mortgage insurance (est.)$2
Est. property taxes$3
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

The investor lens

Two ways this home pays

This home sits inside Storey Lake, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityStorey Lake
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,150/mo median

MarketKissimmee
Annual gross at median$25,800
Gross yield on this price737.1%
Homes for rent right now1,140

Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Storey Lake

Map of 3017 PENELOPE LOOP inside its neighborhood boundary

Drive times from this address

Walt Disney World20 min
Universal Orlando25 min
Downtown Orlando31 min
Orlando Int’l Airport (MCO)34 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Storey Lake is a short-term-rental community. See the full guide →

KISSIMMEE 34746 — neighborhood snapshot

Population

57,181

Median age

37.6

Median income

$67,677

Median home value

$328,500

Avg household

3.13

Households w/ children

5,929

For the school run

Osceola County School District

MiddleKissimmee Middle School★★★★
ElementaryFlora Ridge Elementary School★★★★★
HighCelebration High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer8.9 months of inventoryBuyer’s market

$369K$358K

Kissimmee median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the KISSIMMEE 34746 median. See the full Kissimmee market guide →

Paper trail

This home's history

Jun 22, 2026Listed at $3,500 · 31 days on market since
2022Built · COVE AT STOREY LAKE 4

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3017 PENELOPE LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3017 PENELOPE LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3017 PENELOPE LOOP FAQs

What would the monthly payment be for 3017 PENELOPE LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $185/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Can 3017 PENELOPE LOOP be rented short-term?+

Yes — this home sits inside Storey Lake, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 3017 PENELOPE LOOP?+

The listing reports pets: Breed Restrictions, Dogs OK, Number Limit, Pet Deposit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kissimmee?+

At $3,500, this home is listed about 99% below the Kissimmee median of $379,850. The market section on this page shows how the area is trending.

Which schools are assigned to 3017 PENELOPE LOOP?+

Kissimmee Middle School (middle), Flora Ridge Elementary School (elementary), Celebration High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the KISSIMMEE 34746 market on paper

$3,500 is 99% below the KISSIMMEE 34746 median of $354,945, and at $2/sqft it sits under the Kissimmee average of $216.

02Zoned for nightly rentals

Storey Lake is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Marianna Estrella De Castro. MLS #O6417594.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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