David Ramirez
$339,9994 bd2 ba2,008 sqft$169 /sqft$2,977 /mo all-in ↓

809 TIMBERLAND DRIVE, EAGLE LAKE, FL, 33839

Active21 days on marketListed Jun 28, 2026MLS #O6417512

Single Family ResidenceRANCHES/LK MCLEOD I

About this home

809 TIMBERLAND DRIVE

Virtually Staged. Why wait to build when you can own this like-new, never-occupied former model home, meticulously maintained and thoughtfully designed to blend modern style with everyday comfort. The main level showcases a bright, open-concept floor plan where the spacious family room, dining area, and gourmet kitchen flow seamlessly together—creating the perfect setting for both daily living and entertaining. The chef-inspired kitchen features a large center island, 42-inch upper cabinets, quartz countertops, stainless steel appliances, and a spacious pantry. Step outside to the rear patio, where a partially fenced backyard provides the perfect canvas to create your own private outdoor oasis for relaxing, entertaining, or future enhancements. Upstairs, a centrally located loft offers versatile living space ideal for a media room, home office, or play area. Three generously sized secondary bedrooms share a well-appointed guest bathroom, providing plenty of room for family and guests. The private owner's suite serves as a peaceful retreat, complete with a spa-inspired en-suite bathroom featuring a dual-sink vanity, oversized walk-in shower, and an expansive walk-in closet. Located within the highly desirable Ranches at Lake McLeod community, residents enjoy an array of resort-style amenities, including a community swimming pool, playground, park, and dedicated dog park. Ideally positioned near Eagle Lake and just minutes from Winter Haven, the community offers convenient access to shopping, dining, outdoor recreation, and popular attractions including Chain of Lakes Sports Complex, LEGOLAND Florida Resort, Lake Ned, and the vibrant downtown Winter Haven district—making this an exceptional place to call home.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,008

Sqft

0.1 ac

Lot size

2

Garage

2023

Year built

Two

Levels

$169

Per sqft

Pets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Range · Refrigerator
InteriorEating Space In Kitchen · Kitchen/Family Room Combo · L Dining · Open Floorplan · PrimaryBedroom Upstairs
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ExteriorIrrigation System

Community & fees

HOA fee$116/mo
Taxes (2025)$6,584/yr
PetsYes
CommunityClubhouse · Dog Park · Fitness Center · Park · Playground · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,977 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,002
FHA mortgage insurance (est.)$150
Property tax — 2025 actual bill$549
HOA fee — from the listing$116
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,900
Interest rate6.00%
Loan term

Estimated payment

$2,977/mo

Principal & interest$2,002
FHA mortgage insurance (est.)$150
Property taxes (actual bill)$549
HOA / condo fee$116
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $340K
$277KedgeAI estimate $294,120 · range $288K$302K$354K

vs edgeAI estimate

+15.6%

$/sqft vs Eagle Lake actives

$169 vs $164

Days on market

21 vs 17 typical

Where $169/sqft sits among the 60 Eagle Lake actives

13
11
8
10 · this home
8
10
$136–146$146–157$157–168$168–178$178–189$189+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Eagle Lake

Map of 809 TIMBERLAND DRIVE

Drive times from this address

Walt Disney World58 min
Downtown Tampa59 min
Orlando Int’l Airport (MCO)70 min
Universal Orlando73 min

Get to know Eagle Lake. See the full Eagle Lake guide →

EAGLE LAKE 33839 — neighborhood snapshot

Population

4,397

Median age

31.1

Median income

$93,229

Median home value

$234,600

Avg household

3.26

Households w/ children

625

For the school run

Polk County School District

ElementaryLake Shipp Elementary School★★★★
HighLake Region High School★★★★
MiddleWestwood Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Eagle Lake market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$302K$285K

Eagle Lake median sold, yr/yr

98.7%

Sale-to-list ratio (12 mo)

32 of 60

Eagle Lake actives have cut their price

Median sold price, Eagle Lake, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 22% above the EAGLE LAKE 33839 median. See the full Eagle Lake market guide →

Paper trail

This home's history

Jun 28, 2026Listed at $339,999 · 21 days on market since
2023Built · RANCHES/LK MCLEOD I

Reality check

What actually sold near 809 TIMBERLAND DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3427 ROVER ROADSold · Jun ’26

$275,000

3427 ROVER ROAD

4 bd · 2.5 ba · 1,910 sqft · $144/sqft · 14 DOM

3428 ROVER ROADSold · Jul ’26

$278,504

3428 ROVER ROAD

4 bd · 2.5 ba · 1,910 sqft · $146/sqft · 2 DOM

3451 ROVER ROADSold · May ’26

$262,490

3451 ROVER ROAD

4 bd · 2.5 ba · 1,910 sqft · $137/sqft · 33 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 809 TIMBERLAND DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 809 TIMBERLAND DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

809 TIMBERLAND DRIVE FAQs

What would the monthly payment be for 809 TIMBERLAND DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,977/mo — principal and interest, the actual property-tax bill, the $116/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 809 TIMBERLAND DRIVE?+

The association fee works out to $116 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 809 TIMBERLAND DRIVE?+

The most recent tax bill on record (2025) was $6,584. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 809 TIMBERLAND DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Eagle Lake?+

At $339,999, this home is listed about 17% above the Eagle Lake median of $290,990. The market section on this page shows how the area is trending.

Which schools are assigned to 809 TIMBERLAND DRIVE?+

Lake Shipp Elementary School (elementary), Lake Region High School (high), Westwood Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX PRIME PROPERTIES · Nick Whitehouse. MLS #O6417512.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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