631 S ANCHOR DRIVE, DELTONA, FL, 32725
Pending42 days on marketListed Jun 17, 2026MLS #O6417464
About this home
631 S ANCHOR DRIVE
THIS HOME CAN BE PURCHASED WITH NO MONEY DOWN! Experience the best of Florida living in this beautifully crafted new construction home, perfectly situated on an oversized, nearly half-acre lot with no HOA restrictions. Offering 1,538 square feet of thoughtfully designed living space, this single-story residence features 3 bedrooms, 2 bathrooms, and an open-concept that was custom designed for families. Step inside to discover high ceilings, luxury vinyl plank flooring throughout, and a bright, inviting living area designed for both everyday living and effortless entertaining. The kitchen serves as the heart of the home, featuring solid surface countertops, stainless steel appliances, a breakfast bar, and stylish pendant lighting that adds a modern touch. Whether you're hosting friends, gathering with family, or enjoying a quiet evening at home, the open floor plan creates a seamless flow throughout the main living spaces. The spacious primary suite offers a relaxing retreat, while the additional bedrooms provide flexibility for family, guests, a home office, or hobby space. Outside, the expansive backyard is a true blank canvas ready to become your personal Florida oasis. With plenty of room for a pool, outdoor kitchen, fire pit, garden, workshop, or RV and boat storage, the possibilities are endless. The generous lot size provides the space and freedom to create the outdoor lifestyle you've always envisioned. With no HOA, modern finishes, and the peace of mind that comes with new construction, this property is an exceptional opportunity for homeowners and investors alike. Whether you're searching for a primary residence, seasonal getaway, or income-producing property, this move-in-ready home offers the perfect combination of flexibility, value, and Florida charm. BUYER CAN RECEIVE UP TO $1500 TOWARDS THEIR CLOSING COSTS BY USING SELLER'S PREFERRED LENDER.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,538
Sqft
0.33 ac
Lot size
2
Garage
2026
Year built
One
Levels
$237
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,578 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,578/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.6%
$/sqft vs DELTONA LAKES UNIT 03
$237 vs $179
Days on market
42 vs 30 typical
Where $237/sqft sits among the 7 homes for sale in DELTONA LAKES UNIT 03
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Deltona Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Deltona. See the full Deltona guide →
Deltona Lakes — neighborhood snapshot
Population
86,681
Median age
40
Median income
$72,296
Median home value
$254,238
Avg household
3
Households w/ children
10,582
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Deltona market
$308K → $299K
Deltona median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
4 of 7
DELTONA LAKES UNIT 03 have cut their price
Median sold price, Deltona, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% above the DELTONA 32725 median. See the full Deltona market guide →
Paper trail
This home's history
Reality check
What actually sold near 631 S ANCHOR DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$230,000
1714 URBANA AVENUE · same community
3 bd · 2 ba · 1,434 sqft · $160/sqft · 88 DOM
Sold · Sep ’25$313,000
688 N APACHE CIRCLE · same community
3 bd · 2 ba · 1,684 sqft · $186/sqft · 36 DOM
Sold · Jun ’26$290,000
824 FRUITLAND DRIVE · same community
2 bd · 2 ba · 1,714 sqft · $169/sqft · 58 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 631 S ANCHOR DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 631 S ANCHOR DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
631 S ANCHOR DRIVE FAQs
What would the monthly payment be for 631 S ANCHOR DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,578/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 631 S ANCHOR DRIVE?+
The most recent tax bill on record (2025) was $1,290. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 631 S ANCHOR DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Deltona?+
At $365,000, this home is listed about 14% above the Deltona median of $320,000. The market section on this page shows how the area is trending.
Which schools are assigned to 631 S ANCHOR DRIVE?+
Forest Lake Elementary School (elementary), Deltona Middle School (middle), Deltona High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER, LLC · Blaine Wyker. MLS #O6417464.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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