217 SE 21 LANE, CAPE CORAL, FL, 33990
Active13 days on marketListed Jul 24, 2026MLS #O6417428
About this home
217 SE 21 LANE
Under Construction. BRAND NEW HOME UNDER CONSTRUCTION. (YOU CAN ALSO BUY 213 SE 21 LN IDENTICAL HOME NEXT DOOR) SIDE BY SIDE. BRING YOUR FAMILY AND LIVE NEXT DOOR TO EACH OTHER. HIGH CEILINGS 12 FEET; CANAL; BRAND NEW CONCRETE SEAWALL! 3 BED PLUS OFFICE/DEN, 2 BATHS, 3 CAR GARAGE, DEDICATED LAUNDRY ROOM, QUARTZ COUNTERTOPS, IMPACT WINDOW, SUMMER KITCHEN, ROOM FOR POOL, CAN BE CUSTOMISED INTERIOR. CALL OR TEXT FOR MORE INFO
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,163
Sqft
0.23 ac
Lot size
3
Garage
2026
Year built
One
Levels
$364
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,792 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,792/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+62.9%
$/sqft vs Cape Coral actives
$364 vs $249
Days on market
13 vs 49 typical
Where $364/sqft sits among the 336 Cape Coral actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cape Coral
Get to know Cape Coral. See the full Cape Coral guide →
CAPE CORAL 33990 — neighborhood snapshot
Population
35,428
Median age
48.6
Median income
$70,278
Median home value
$330,500
Avg household
2.57
Households w/ children
3,310
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$375K → $405K
Cape Coral median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
105 of 336
Cape Coral actives have cut their price
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 102% above the CAPE CORAL 33990 median. See the full Cape Coral market guide →
Paper trail
This home's history
Reality check
What actually sold near 217 SE 21 LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$355,000
1901 SE 5TH COURT
3 bd · 2 ba · 2,175 sqft · $163/sqft · 33 DOM
Sold · Nov ’25$345,000
1512 SE 2ND PLACE
3 bd · 2 ba · 2,126 sqft · $162/sqft · 4 DOM
Sold · Dec ’25$640,000
126 SE 20TH STREET
4 bd · 3 ba · 2,098 sqft · $305/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 217 SE 21 LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 217 SE 21 LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
217 SE 21 LANE FAQs
What would the monthly payment be for 217 SE 21 LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,792/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 217 SE 21 LANE?+
The most recent tax bill on record (2026) was $1,083. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Cape Coral?+
At $787,000, this home is listed about 77% above the Cape Coral median of $445,750. The market section on this page shows how the area is trending.
Which schools are assigned to 217 SE 21 LANE?+
Diplomat Middle School (middle), Mariner High School (high), Hector A. Cafferata Junior Elementary School (elementary), Island Coast High School (high), Caloosa Middle School (middle), North Fort Myers High School (high), Patriot Elementary School (elementary), Skyline Elementary School (elementary), Trafalgar Elementary School (elementary), Cape Coral High School (high), Ida S. Baker High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$787,000 runs 102% above the CAPE CORAL 33990 median — but at 2,163 sqft it's also 19% larger than the typical Cape Coral listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Diplomat Middle School, Mariner High School, Hector A. Cafferata Junior Elementary School, Island Coast High School, Caloosa Middle School, North Fort Myers High School, Patriot Elementary School, Skyline Elementary School, Trafalgar Elementary School, Cape Coral High School, Ida S. Baker High School — North Fort Myers High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of EMPORIO REAL ESTATE · Denise Benzaquen. MLS #O6417428.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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