440 E CITRUS STREET, ALTAMONTE SPRINGS, FL, 32701
Active38 days on marketListed Jun 17, 2026MLS #O6417363
About this home
440 E CITRUS STREET
Don’t miss this opportunity! Seller is ready to make a deal! Bring your offers and make this home yours! Welcome to this beautifully maintained home situated on an oversized 0.30-acre fenced lot with NO HOA in the heart of Altamonte Springs! This property offers the perfect combination of comfort, functionality, and energy efficiency. Step inside to find a spacious living room featuring a charming wood-burning fireplace, perfect for cozy evenings. The primary bathroom has been fully remodeled, providing a modern and stylish retreat. Enjoy additional living space in the bright Florida Room, complete with a new sliding glass door that overlooks the backyard. The home features an indoor laundry room, a garage with a convenient utility sink, and a beautifully paved patio ideal for entertaining or relaxing outdoors. The fully fenced backyard offers plenty of space for pets, gardening, or recreation and includes a storage shed for added convenience. Major updates provide peace of mind, including a roof and AC system approximately 5 years old, a water heater approximately 6 years old, and a freshly painted exterior. The home is also equipped with leased solar panels, helping keep energy costs low year-round. Conveniently located just minutes from shopping, dining, entertainment, and major roadways, with Altamonte Mall less than 5 minutes away. This is a fantastic opportunity to own a well-maintained home on a large lot in a highly desirable location. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,752
Sqft
0.3 ac
Lot size
2
Garage
1979
Year built
One
Levels
$225
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,780 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,780/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−18.2%
$/sqft vs SANLANDO
$225 vs $235
Days on market
38 vs 36 typical
Where $225/sqft sits among the 9 homes for sale in SANLANDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Altamonte Springs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Altamonte Springs. See the full Altamonte Springs guide →
The numbers that matter
The Altamonte Springs market
$307K → $288K
Altamonte Springs median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
8 of 9
SANLANDO have cut their price
Median sold price, Altamonte Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 80% above the Altamonte Springs median. See the full Altamonte Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 440 E CITRUS STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$425,000
546 ALPINE STREET · same community
4 bd · 2 ba · 1,761 sqft · $241/sqft · 192 DOM
Sold · Oct ’25$490,000
910 FLORIDA BOULEVARD · same community
3 bd · 2 ba · 1,741 sqft · $281/sqft · 87 DOM
Sold · Sep ’25$438,500
524 ALPINE STREET · same community
4 bd · 2 ba · 1,780 sqft · $246/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 440 E CITRUS STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 440 E CITRUS STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
440 E CITRUS STREET FAQs
What would the monthly payment be for 440 E CITRUS STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,780/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 440 E CITRUS STREET?+
The most recent tax bill on record (2025) was $1,445. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Altamonte Springs?+
At $394,900, this home is listed about 80% above the Altamonte Springs median of $219,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS WINTER PARK · Betsy Breton-Garcia, PA. MLS #O6417363.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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