23110 DOVER DRIVE, LAND O LAKES, FL, 34639
Active45 days on marketListed Jun 18, 2026MLS #O6417248
About this home
23110 DOVER DRIVE
Welcome to this inviting 3-bedroom, 2-bathroom home located in the desirable Lake Padgett Estates neighborhood. This home features a highly sought-after open floor plan that seamlessly connects the main living areas, creating an airy and welcoming flow throughout. The kitchen is thoughtfully appointed with striking appliances and durable granite countertops, making it a highly functional space for cooking and gathering. The bedrooms are well-sized, with the primary bedroom offering the added convenience of a large walk-in closet. Step outside to enjoy the privacy of a fully fenced-in backyard, offering an excellent outdoor extension of the home's living space. This residence is conveniently situated near shopping, dining, parks, and local amenities. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,193
Sqft
0.09 ac
Lot size
1
Garage
1998
Year built
One
Levels
$239
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,368 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,368/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.2%
$/sqft vs Land O Lakes actives
$239 vs $205
Days on market
45 vs 32 typical
Where $239/sqft sits among the 400 Land O Lakes actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Land O Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
LAND O LAKES 34639 — neighborhood snapshot
Population
31,118
Median age
40.8
Median income
$99,959
Median home value
$361,100
Avg household
2.92
Households w/ children
3,955
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $428K
Land O Lakes median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
219 of 400
Land O Lakes actives have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% below the LAND O LAKES 34639 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 23110 DOVER DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$195,000
4323 LONGSHORE DRIVE · same community
3 bd · 2 ba · 1,122 sqft · $174/sqft · 2 DOM
Sold · Apr ’26$355,000
3771 PARKWAY BOULEVARD · same community
3 bd · 2 ba · 1,376 sqft · $258/sqft · 20 DOM
Sold · May ’26$345,000
23015 MAYFAIR ROAD · same community
4 bd · 2 ba · 1,399 sqft · $247/sqft · 120 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 23110 DOVER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 23110 DOVER DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
23110 DOVER DRIVE FAQs
What would the monthly payment be for 23110 DOVER DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,368/mo — principal and interest, the actual property-tax bill, the $60/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 23110 DOVER DRIVE?+
The association fee works out to $60 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 23110 DOVER DRIVE?+
The most recent tax bill on record (2025) was $4,135. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 23110 DOVER DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $284,900, this home is listed about 31% below the Land O Lakes median of $413,946. The market section on this page shows how the area is trending.
Which schools are assigned to 23110 DOVER DRIVE?+
Denham Oaks Elementary School (elementary), Wiregrass Ranch High School (high), Dr. John Long Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LAND O LAKES 34639 market on paper
$284,900 is 25% below the LAND O LAKES 34639 median of $380,000.
02City views
The city view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Denham Oaks Elementary School, Wiregrass Ranch High School, Dr. John Long Middle School — Wiregrass Ranch High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ENTERA REALTY LLC · Robert Salmons. MLS #O6417248.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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