3385 WAUSEON DRIVE, ST CLOUD, FL, 34772
Active31 days on marketListed Jun 18, 2026MLS #O6417200
About this home
3385 WAUSEON DRIVE
This unique waterfront community allows for individual docks to be built for homes that are directly located on one of the canals. Welcome to 3385 Wauseon Drive, a 5-bedroom, 3-bath waterfront home located in Hanover Lakes, one of St. Cloud's boating communities with direct canal access to Alligator Lake. Offering over 2,600 square feet of living space and a 3-car garage with an upgraded epoxy-coated garagefloor, fenced yard, motorized screen for the lenai, this property combines spacious living with access to Florida's outdoor lifestyle. Positioned on a canal-front homesite, the home enjoys water views from the rear and conservation views from the front. Hanover Lakes features a community boat lift system that provides residents with access from the canal system to Alligator Lake, creating opportunities for boating, fishing, kayaking, and exploring the surrounding waterways. Inside, the open-concept floor plan is designed for both everyday living and entertaining. The kitchen features quartz countertops with generous cabinet and counter space. Engineered hardwood flooring extends throughout the main living areas, while the family room showcases a coffered ceiling and triple sliding glass doors that open to the covered lanai overlooking the water. The primary suite is located on the main level and offers canal views, dual vanities, a spacious walk-in shower, private water closet, and an oversized walk-in closet. An upstairs bonus suite provides flexible living space that can be utilized as a guest retreat, home office, media room, playroom, or additional living area. Residents of Hanover Lakes enjoy access to a resort-style swimming pool, boat lift, community boat access, and neighborhood amenities designed to complement the waterfront setting. This home offers the opportunity to enjoy waterfront living while remaining connected to everything in Central Florida. Whether you're relocating to Central Florida, searching for a waterfront home in St. Cloud, or looking for a property that offers boating access and spacious living, 3385 Wauseon Drive presents a unique opportunity to enjoy life on the water.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,626
Sqft
0.16 ac
Lot size
3
Garage
2021
Year built
Two
Levels
$198
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,335 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,335/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.9%
$/sqft vs St Cloud actives
$198 vs $221
Days on market
31 vs 33 typical
Where $198/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
189 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 40% above the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 3385 WAUSEON DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$635,000
3273 WAUSEON DRIVE · same community
5 bd · 3.5 ba · 3,854 sqft · $165/sqft · 77 DOM
Sold · Feb ’26$675,000
3297 WAUSEON DRIVE · same community
5 bd · 3.5 ba · 3,854 sqft · $175/sqft · 100 DOM
Sold · Oct ’25$445,000
2949 WILD OLIVE DRIVE
4 bd · 3 ba · 2,631 sqft · $169/sqft · 226 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3385 WAUSEON DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3385 WAUSEON DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3385 WAUSEON DRIVE FAQs
What would the monthly payment be for 3385 WAUSEON DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,335/mo — principal and interest, the actual property-tax bill, the $112/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3385 WAUSEON DRIVE?+
The association fee works out to $112 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3385 WAUSEON DRIVE?+
The most recent tax bill on record (2025) was $9,342. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3385 WAUSEON DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $519,000, this home is listed about 22% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3385 WAUSEON DRIVE?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of THE AGENCY FL · Adaniel Zoga. MLS #O6417200.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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