3874 BOWFIN TRAIL, KISSIMMEE, FL, 34746
Active46 days on marketListed Jun 18, 2026MLS #O6417193
About this home
3874 BOWFIN TRAIL
Experience luxury living in the highly sought-after waterfront community of Bellalago! This immaculately maintained, like-new home showcases an open-concept floor plan designed for both everyday living and entertaining. From the moment you arrive, you'll appreciate the barrel tile roof, paver driveway, rain gutters, and impressive oversized 3-car tandem garage. Inside, upgraded tile flooring flows throughout the home, complemented by upgraded LED lighting and an abundance of natural light. The chef’s kitchen is the heart of the home, featuring a large center island with breakfast bar, built-in oven, walk-in pantry, and ample cabinetry for storage and meal preparation. The spacious living and dining areas seamlessly connect to the huge covered and screened lanai, where you can relax and enjoy peaceful wooded conservation views with exceptional privacy. A dedicated office with glass French doors provides the perfect work-from-home space or flex room. The luxurious primary suite offers a true retreat with a spa-inspired bathroom featuring an oversized walk-in shower, relaxing soaker tub, and generous space to unwind. Additional highlights include an inside utility room complete with storage cabinets and utility sink. Located within Bellalago, a premier waterfront community on the shores of West Lake Tohopekaliga, residents enjoy a 24-hour manned guard gate, private boat ramp, and an incredible array of resort-style amenities. From lakeside living and recreation to fitness, swimming, sports courts, walking trails, and community events, this neighborhood offers a lifestyle that's second to none. Don't miss the opportunity to own this exceptional home in one of Central Florida's most desirable lakefront communities!
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,763
Sqft
0.22 ac
Lot size
3
Garage
2021
Year built
One
Levels
$192
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,170 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,170/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.7%
$/sqft vs BELLALAGO PH 4K
$192 vs $197
Days on market
46 vs 45 typical
Where $192/sqft sits among the 10 homes for sale in BELLALAGO PH 4K
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bellalago
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kissimmee. See the full Kissimmee guide →
Bellalago — neighborhood snapshot
Population
4,492
Median age
34
Median income
$71,865
Median home value
$432,300
Avg household
3
Households w/ children
404
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$369K → $358K
Kissimmee median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
6 of 10
BELLALAGO PH 4K have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 52% above the KISSIMMEE 34746 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 3874 BOWFIN TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$500,000
3870 BOWFIN TRAIL · same community
4 bd · 3.5 ba · 2,763 sqft · $181/sqft · 20 DOM
Sold · Feb ’26$445,000
3898 BOWFIN TRAIL · same community
4 bd · 3 ba · 2,808 sqft · $158/sqft · 147 DOM
Sold · Aug ’25$525,000
3881 SHORESIDE DRIVE · same community
4 bd · 3 ba · 2,430 sqft · $216/sqft · 48 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3874 BOWFIN TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3874 BOWFIN TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3874 BOWFIN TRAIL FAQs
What would the monthly payment be for 3874 BOWFIN TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,170/mo — principal and interest, the actual property-tax bill, the $205/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3874 BOWFIN TRAIL?+
The association fee works out to $205 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3874 BOWFIN TRAIL?+
The most recent tax bill on record (2025) was $5,402. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3874 BOWFIN TRAIL?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $530,000, this home is listed about 40% above the Kissimmee median of $379,850. The market section on this page shows how the area is trending.
Which schools are assigned to 3874 BOWFIN TRAIL?+
Bellalago Charter Academy (elementary), Liberty High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CREEGAN GROUP · Christopher Colagiacomo. MLS #O6417193.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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