4690 SUSSEX TERRACE UNIT 103, ORLANDO, FL, 32811
Active61 days on marketListed Jun 15, 2026MLS #O6417181
About this home
4690 SUSSEX TERRACE UNIT 103
Ask about the buyer incentive offered with an acceptable offer! Contact your agent for details. Welcome to Townes of Southgate — where comfort, convenience, and location come together in the heart of Orlando. This beautifully maintained 2-bedroom, 2-bathroom first-floor condo offers an inviting layout filled with natural light and easy everyday living. Inside, you’ll find an open-concept design with tile flooring throughout the kitchen and main living areas, creating a seamless flow between the kitchen, dining, and living spaces. The kitchen offers abundant cabinet storage, a breakfast bar for casual dining, and overlooks the main living area. One of the standout features of this home is the screened-in patio, where you can unwind while enjoying peaceful views, colorful sunsets, and even seasonal fireworks from Universal Studios. Additional conveniences include in-unit laundry, private exterior storage, and assigned parking. Residents enjoy access to community amenities, including a swimming pool, clubhouse, tennis courts, playground, and open green spaces. The low HOA provides excellent value and includes exterior maintenance, roof maintenance, lawn care, pest control, and pool service. As a bonus, the community’s tile roof was replaced approximately 5 years ago, offering peace of mind for years to come. Location truly sets this property apart—just minutes from the Mall at Millenia, major highways including I-4, Florida’s Turnpike, and SR-528, plus easy access to Orlando’s world-renowned attractions, including Universal Studios, Disney, SeaWorld, shopping, dining, and entertainment. Whether you're purchasing your first home, downsizing, or adding a low-maintenance investment property to your portfolio, this condo offers an exceptional opportunity in one of Orlando’s most convenient locations. Schedule your private showing today.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,080
Sqft
0.16 ac
Lot size
1990
Year built
One
Levels
$181
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,775 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,775/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.7%
$/sqft vs Orlando actives
$181 vs $248
Days on market
61 vs 42 typical
Where $181/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Florida Center North
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
Florida Center North — neighborhood snapshot
Population
14,112
Median age
32
Median income
$63,109
Median home value
$193,600
Avg household
2
Households w/ children
1,700
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
208 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% above the ORLANDO 32811 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 4690 SUSSEX TERRACE UNIT 103
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$205,000
4700 SUSSEX TER UNIT 201 · same community
3 bd · 2 ba · 1,263 sqft · $162/sqft · 120 DOM
Sold · May ’26$280,000
2605 CHAR STREET
3 bd · 2 ba · 1,100 sqft · $255/sqft · 8 DOM
Sold · Feb ’26$165,000
5027 VINELAND ROAD UNIT 5027
2 bd · 2 ba · 1,048 sqft · $157/sqft · 197 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4690 SUSSEX TERRACE UNIT 103 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4690 SUSSEX TERRACE UNIT 103 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4690 SUSSEX TERRACE UNIT 103 FAQs
What would the monthly payment be for 4690 SUSSEX TERRACE UNIT 103?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,775/mo — principal and interest, the actual property-tax bill, the $322/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4690 SUSSEX TERRACE UNIT 103?+
The association fee works out to $322 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4690 SUSSEX TERRACE UNIT 103?+
The most recent tax bill on record (2025) was $703. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4690 SUSSEX TERRACE UNIT 103?+
The listing reports pets: Breed Restrictions, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $195,000, this home is listed about 49% below the Orlando median of $385,750. The market section on this page shows how the area is trending.
Which schools are assigned to 4690 SUSSEX TERRACE UNIT 103?+
Millennia Elementary (elementary), Dr. Phillips High (high), Southwest Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS LEGACY REALTY · Jen Zamora. MLS #O6417181.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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