
3051 AGOSTINO TERRACE, KISSIMMEE, FL, 34746
Active57 days on marketListed Jun 16, 2026MLS #O6417134
About this home
3051 AGOSTINO TERRACE
Virtually Staged. Welcome to your own private retreat in the highly sought-after Bella Lago community, where resort-style living feels like an everyday convenience. Built just six years ago, this beautifully maintained 4-bedroom, 4-bathroom home with a dedicated office offers the space, flexibility, and upgrades today's buyers are searching for. From the moment you arrive, you'll notice the charming screened front porch and timeless tile roof that add both curb appeal and durability. Step inside to discover a thoughtfully designed floor plan that balances open-concept living with plenty of room to spread out. Whether you're working remotely, hosting family gatherings, or simply enjoying a quiet evening at home, this house adapts to your lifestyle. The heart of the home features spacious living and dining areas that flow seamlessly into the Florida room, creating the perfect indoor-outdoor entertaining space. Open the doors and step out to your screened pool oasis, where conservation views provide a peaceful backdrop with no rear neighbors staring into your backyard. The Florida room also includes a partial outdoor kitchen, making weekend BBQs, game-day parties, and poolside dinners effortless. The backyard is fully fenced and offers plenty of room for pets, play, and gardening enthusiasts. The oversized silver raised garden planters are included, giving you the perfect setup to grow vegetables, herbs, flowers, or create your own backyard garden sanctuary. The flexible floor plan includes four generously sized bedrooms and four full bathrooms, providing privacy and comfort for family and guests alike. A dedicated office creates the ideal work-from-home setup or can easily function as a hobby room, fitness space, or study area. Upstairs, you'll find a spacious loft perfect for a media room, game room, teen retreat, or additional living space, along with the home's fourth full bathroom. Practical upgrades haven't been overlooked. The 3-car garage offers abundant storage for vehicles, golf carts, hobbies, and outdoor gear. The laundry room includes a utility sink, making everyday chores a little easier. The home also features a transferable solar lease, helping offset energy costs while providing the benefits of renewable energy. Living in Bella Lago means enjoying more than just an incredible home. This guard-gated community offers an impressive amenity center, community pool, fitness facilities, and access to beautiful Lake Tohopekaliga (Lake Toho). Residents enjoy a private boat ramp, boat dock, and fishing pier, making it easy to spend weekends on the water fishing, boating, or simply enjoying Florida's outdoor lifestyle. If you've been searching for a newer home with space to work, entertain, relax, and enjoy the outdoors—all within a premier lake-access community—this Bella Lago gem checks every box.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
2,970
Sqft
0.35 ac
Lot size
3
Garage
2020
Year built
Two
Levels
$194
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,102 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,102/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Kissimmee actives
$194 vs $209
Days on market
57 vs 55 typical
Where $194/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Kissimmee
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kissimmee. See the full Kissimmee guide →
KISSIMMEE 34746 — neighborhood snapshot
Population
57,181
Median age
37.6
Median income
$67,677
Median home value
$328,500
Avg household
3.13
Households w/ children
5,929
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
186 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 67% above the KISSIMMEE 34746 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 3051 AGOSTINO TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$535,000
2801 RIALTO COURT · same community
4 bd · 3 ba · 2,931 sqft · $183/sqft · 35 DOM
Sold · Jan ’26$569,000
3061 AGOSTINO TERRACE · same community
4 bd · 3.5 ba · 2,727 sqft · $209/sqft · 14 DOM
Sold · Dec ’25$447,500
3170 AGOSTINO TERRACE · same community
4 bd · 3 ba · 2,430 sqft · $184/sqft · 54 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3051 AGOSTINO TERRACE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3051 AGOSTINO TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3051 AGOSTINO TERRACE FAQs
What would the monthly payment be for 3051 AGOSTINO TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,102/mo — principal and interest, the actual property-tax bill, the $205/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3051 AGOSTINO TERRACE?+
The association fee works out to $205 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3051 AGOSTINO TERRACE?+
The most recent tax bill on record (2025) was $5,024. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3051 AGOSTINO TERRACE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $575,000, this home is listed about 52% above the Kissimmee median of $379,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3051 AGOSTINO TERRACE?+
Kissimmee Middle School (middle), Flora Ridge Elementary School (elementary), Celebration High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HOMEVEST REALTY · Erica Diaz. MLS #O6417134.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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