3998 BANNOCK AVENUE, TAVARES, FL, 32778
Active49 days on marketListed Jun 15, 2026MLS #O6417007
About this home
3998 BANNOCK AVENUE
Virtually Staged. Built in 2024 and impeccably maintained, this move-in-ready home offers the perfect combination of modern design, comfort, and effortless Florida living. Welcome to 3998 Bannock Avenue in Tavares, where thoughtful upgrades and stylish finishes create a home that is as beautiful as it is functional. Step inside to discover a bright, open-concept floor plan designed for both everyday living and entertaining. The spacious kitchen serves as the centerpiece of the home, featuring elegant light cabinetry, stainless steel appliances, designer hardware, a large center island with seating, and abundant counter space for meal preparation and gathering with family and friends. The kitchen flows seamlessly into the dining and living areas, creating an inviting atmosphere filled with natural light. The private primary suite offers a peaceful retreat with a spacious walk-in closet and a beautifully appointed en-suite bath featuring dual vanities and a large walk-in shower. Three additional bedrooms provide flexibility for family, guests, a home office, or hobby space. Enjoy Florida's year-round sunshine from the covered lanai overlooking the fully fenced backyard, offering plenty of room for pets, play, gardening, or future outdoor enhancements. Whether you're hosting weekend barbecues, enjoying your morning coffee, or unwinding after a long day, this outdoor space is designed to be enjoyed. With attractive curb appeal, stone-accented exterior details, modern finishes throughout, and the peace of mind that comes with newer construction, this exceptional home is truly turnkey. Conveniently located near shopping, dining, parks, lakes, and everything that makes Tavares known as America's Seaplane City, this is an opportunity you won't want to miss. Welcome home.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,811
Sqft
0.17 ac
Lot size
2
Garage
2024
Year built
One
Levels
$192
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,966 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,966/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.2%
$/sqft vs Tavares actives
$192 vs $193
Days on market
49 vs 46 typical
Where $192/sqft sits among the 244 Tavares actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Seasons, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$1,950/mo median
Live Tavares rental listing data — this home’s rate depends on size, condition and furnishing.
The Florida short-term market
▼ Softening50%
Occupancy
▼ 32% yr/yr
$296
Avg nightly rate
▲ 15% yr/yr
$35K/yr
Revenue per listing
$148
RevPAR
63 days
Booking lead time
5.5 nights
Avg stay
3
Typical min nights
10,047
Active rentals
▲ 12% supply
Seasonality — monthly occupancy
Peaks at 58% in Feb · bottoms at 38% in Jun
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Florida — the projection above is specific to this home’s size.
Where it sits
Inside Seasons
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Seasons is a short-term-rental community. See the full guide →
TAVARES 32778 — neighborhood snapshot
Population
25,099
Median age
53.8
Median income
$61,815
Median home value
$241,500
Avg household
2.16
Households w/ children
2,209
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tavares market
$318K → $302K
Tavares median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
112 of 244
Tavares actives have cut their price
Median sold price, Tavares, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% above the TAVARES 32778 median. See the full Tavares market guide →
Paper trail
This home's history
Reality check
What actually sold near 3998 BANNOCK AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$355,000
3251 KINGSTON WAY
3 bd · 2 ba · 1,824 sqft · $195/sqft · 1 DOM
Sold · Jun ’26$345,000
3292 SEVEN SEAS DRIVE
3 bd · 2 ba · 1,870 sqft · $184/sqft · 52 DOM
Sold · Jan ’26$297,700
4985 GRASSY KNOLL DRIVE
3 bd · 2 ba · 1,747 sqft · $170/sqft · 31 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3998 BANNOCK AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3998 BANNOCK AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3998 BANNOCK AVENUE FAQs
What would the monthly payment be for 3998 BANNOCK AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,966/mo — principal and interest, the actual property-tax bill, the $70/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3998 BANNOCK AVENUE?+
The association fee works out to $70 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3998 BANNOCK AVENUE?+
The most recent tax bill on record (2025) was $6,481. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 3998 BANNOCK AVENUE be rented short-term?+
Yes — this home sits inside Seasons, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 3998 BANNOCK AVENUE?+
The listing reports pets: Breed Restrictions, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tavares?+
At $347,000, this home is listed about 2% above the Tavares median of $339,745. The market section on this page shows how the area is trending.
Which schools are assigned to 3998 BANNOCK AVENUE?+
Tavares High School (high), Tavares Elementary School (elementary), Tavares Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of DOUGLAS ELLIMAN · Marlene De Cespedes. MLS #O6417007.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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