
207 LUCAYA LOOP UNIT 207, DAVENPORT, FL, 33897
Active37 days on marketListed Jun 16, 2026MLS #O6416880
About this home
207 LUCAYA LOOP UNIT 207
Welcome to 207 Lucaya Loop, Unit 6-207, a beautifully updated and fully furnished condominium located within the highly sought-after Bahama Bay Resort & Spa in Davenport, Florida. Ideally positioned directly across from the clubhouse and resort amenities, this exceptional three-bedroom, two-bath residence offers a rare combination of luxury, location, and proven investment appeal. Unlike many comparable units within the community, this property has been meticulously upgraded over time with more than $51,000 in documented improvements, creating a true turnkey opportunity that stands out in today’s market. Thoughtful renovations, modern finishes, and high-quality furnishings make this one of the most move-in-ready offerings in the resort. Inside, the home features over 1,200 square feet of bright, open-concept living space with luxury vinyl plank flooring throughout, contemporary luxury furnishings, updated lighting, decorative trim work, and a warm, modern design that immediately feels inviting and turnkey. The kitchen has been tastefully enhanced with quartz countertops, stainless steel appliances, updated cabinetry, decorative tile backsplash, and a functional breakfast bar ideal for both everyday living and vacation rental use. The spacious primary suite provides a relaxing retreat with updated finishes and a private ensuite bathroom. Two additional guest bedrooms give flexible accommodations for family, guests, or short-term rental demand. Both bathrooms have been extensively renovated with modern tile work, upgraded vanities, glass shower enclosures, and contemporary fixtures. A standout feature of the home is the dual screened patios overlooking lush tropical landscaping, offering peaceful outdoor living spaces perfect for morning coffee, relaxation, or enjoying Florida’s year-round sunshine. Major system and capital improvements include a newer HVAC system and water heater (both replaced in 2022), along with upgraded furnishings, updated appliances, multiple interior repaint projects, and extensive cosmetic enhancements throughout the years—providing confidence, comfort, and long-term value. Bahama Bay Resort & Spa is one of Central Florida’s most desirable vacation destinations, just minutes from Walt Disney World, championship golf, shopping, dining, and Orlando’s world-famous attractions. The community offers a true resort lifestyle with four heated pools, six hot tubs, a sandy beach area on Lake Davenport, fishing pier, fitness center, spa, tennis and pickleball courts, on-site dining, walking trails, and 24-hour gated security. Short-term rental approved with no minimum lease restrictions, this property offers exceptional flexibility for personal use, seasonal living, or income generation. Whether self-managed through Airbnb and VRBO or placed in the onsite rental program, the home is fully equipped and ready to generate income immediately. HOA fees include internet, cable, landscaping, pest control, and pool maintenance, providing a low-maintenance ownership experience and predictable monthly expenses. Whether you are seeking a vacation retreat, a seasonal escape, or a strong income-producing investment, 207 Lucaya Loop delivers outstanding value, extensive upgrades, luxury furnishings, and one of the most desirable locations within Bahama Bay Resort. Experience resort living at its finest. Welcome home.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,227
Sqft
0.01 ac
Lot size
2003
Year built
One
Levels
$211
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,988 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,988/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+45.2%
Days on market
37 vs 42 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Bahama Bay, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental · projected
$31,648/yr gross
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,295/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
The Florida short-term market
▼ Softening48%
Occupancy
▼ 37% yr/yr
$325
Avg nightly rate
▲ 13% yr/yr
$38K/yr
Revenue per listing
$151
RevPAR
78 days
Booking lead time
5.7 nights
Avg stay
3
Typical min nights
11,479
Active rentals
▼ 20% supply
Seasonality — monthly occupancy
Peaks at 57% in Jul · bottoms at 36% in Jun
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Florida — the projection above is specific to this home’s size.
Where it sits
Inside Bahama Bay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Bahama Bay is a short-term-rental community. See the full guide →
DAVENPORT 33897 — neighborhood snapshot
Population
29,206
Median age
38.9
Median income
$73,457
Median home value
$279,100
Avg household
2.85
Households w/ children
3,278
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$342K → $363K
Davenport median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% below the DAVENPORT 33897 median. See the full Davenport market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 207 LUCAYA LOOP UNIT 207 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 207 LUCAYA LOOP UNIT 207 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
207 LUCAYA LOOP UNIT 207 FAQs
What would the monthly payment be for 207 LUCAYA LOOP UNIT 207?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,988/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 207 LUCAYA LOOP UNIT 207?+
The most recent tax bill on record (2025) was $2,267. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 207 LUCAYA LOOP UNIT 207 be rented short-term?+
Yes — this home sits inside Bahama Bay, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 207 LUCAYA LOOP UNIT 207?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $259,000, this home is listed about 33% below the Davenport median of $388,995. The market section on this page shows how the area is trending.
Which schools are assigned to 207 LUCAYA LOOP UNIT 207?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the DAVENPORT 33897 market on paper
$259,000 is 26% below the DAVENPORT 33897 median of $350,000.
02Zoned for nightly rentals
Bahama Bay is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
Listing courtesy of ORLANDO EXPERT REALTY LLC · Virginia Silberstein. MLS #O6416880.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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