David Ramirez
Short-Term Rental Eligible
$349,900$358,5004 bd3 ba1,673 sqft$209 /sqft$2,688 /mo all-in ↓

3045 MERLOT WAY, CLERMONT, FL, 34714

Active40 days on marketListed Jun 14, 2026MLS #O6416844

Priced 7% below the CLERMONT 34714 medianEst. $60K/yr short-term rental revenueReduced $9KPrivate poolSingle Family ResidenceMISSION PARK PH II SUB

About this home

3045 MERLOT WAY

Price Reduction! Welcome to this exceptional 4-bedroom, 3-bathroom home located in the desirable, gated Mission Park subdivision! Ready for your cosmetic final touches. Designed with an expansive open floor plan, this property features low-maintenance ceramic tile flowing seamlessly throughout the entire layout. The highly functional floor plan boasts two spacious primary suites, making it an ideal setup for multi-generational living, extended guests, or a premium rental asset. Convenience is key with a dedicated inside laundry room and a spacious 2-car garage. Step outside into your private Florida oasis-complete with a fully screened pool and spa, perfectly framed by a fully fenced backyard for ultimate privacy and peace of mind. Situated in a prime Clermont location, you are less than 30 minutes from the magic of Walt Disney World, with quick access to local dining, shopping, and major highways. Don't miss out on this perfect blend of luxury, comfort, and convenience!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

1,673

Sqft

0.13 ac

Lot size

2

Garage

2004

Year built

One

Levels

$209

Per sqft

Private poolPets allowed

Inside

FlooringCeramic Tile
AppliancesMicrowave · Range
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters
LaundryInside
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ExteriorLighting

Community & fees

HOA fee$64/mo
Taxes (2025)$2,994/yr
PetsYes
CommunityDeed Restrictions · Gated Community - No Guard · Playground

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Electricity Connected · Sewer Available · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,688 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property tax — 2025 actual bill$250
HOA fee — from the listing$64
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,247Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,247
Interest rate6.00%
Loan term

Estimated payment

$2,688/mo

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property taxes (actual bill)$250
HOA / condo fee$64
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $350K
$336KedgeAI estimate $412,252 · range $350K$441K$459K

vs edgeAI estimate

−15.1%

$/sqft vs Clermont actives

$209 vs $222

Days on market

40 vs 33 typical

Where $209/sqft sits among the 400 Clermont actives

168 · this home
135
48
14
9
26
$171–215$215–259$259–303$303–347$347–390$390+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Mission Park, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental · projected

$59,527/yr gross

Avg nightly rate$322
Occupancy (comp set)51%
CommunityMission Park
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,500/mo median

MarketClermont
Annual gross at median$30,000
Gross yield on this price8.6%
Homes for rent right now185

Live Clermont rental listing data — this home’s rate depends on size, condition and furnishing.

The Four Corners short-term market

▼ Softening

48%

Occupancy

▼ 37% yr/yr

$325

Avg nightly rate

▲ 13% yr/yr

$38K/yr

Revenue per listing

$151

RevPAR

78 days

Booking lead time

5.7 nights

Avg stay

3

Typical min nights

11,479

Active rentals

▼ 20% supply

Seasonality — monthly occupancy

Peaks at 57% in Jul · bottoms at 36% in Jun

44%
56%
55%
54%
44%
36%
57%
48%
39%
44%
44%
46%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Four Corners — the projection above is specific to this home’s size.

Where it sits

Inside Mission Park

Map of 3045 MERLOT WAY

Drive times from this address

Walt Disney World19 min
Universal Orlando32 min
Downtown Orlando38 min
Orlando Int’l Airport (MCO)43 min
Downtown Tampa71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Mission Park is a short-term-rental community. See the full guide →

CLERMONT 34714 — neighborhood snapshot

Population

26,826

Median age

34.2

Median income

$74,470

Median home value

$343,600

Avg household

2.82

Households w/ children

3,295

For the school run

Lake County School District

MiddleWindy Hill Middle School★★★★★
ElementaryLost Lake Elementary School★★★★
HighEast Ridge High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clermont market

Seller’s marketBalanced5.6 months of inventoryBuyer’s market

$443K$450K

Clermont median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

197 of 400

Clermont actives have cut their price

Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 7% below the CLERMONT 34714 median. See the full Clermont market guide →

Paper trail

This home's history

CurrentPrice reduced to $349,900 $9K
Jun 14, 2026Listed at $358,500 · 40 days on market since
2004Built · MISSION PARK PH II SUB

Reality check

What actually sold near 3045 MERLOT WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

15641 MARKHAM DRIVESold · May ’26

$395,000

15641 MARKHAM DRIVE · same community

4 bd · 2 ba · 1,886 sqft · $209/sqft · 153 DOM

15840 AUTUMN GLEN AVENUESold · Jun ’26

$315,000

15840 AUTUMN GLEN AVENUE

3 bd · 2 ba · 1,686 sqft · $187/sqft · 23 DOM

2052 ONECCO COURTSold · Feb ’26

$363,000

2052 ONECCO COURT

4 bd · 2 ba · 1,655 sqft · $219/sqft · 8 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3045 MERLOT WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3045 MERLOT WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3045 MERLOT WAY FAQs

What would the monthly payment be for 3045 MERLOT WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,688/mo — principal and interest, the actual property-tax bill, the $64/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3045 MERLOT WAY?+

The association fee works out to $64 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3045 MERLOT WAY?+

The most recent tax bill on record (2025) was $2,994. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 3045 MERLOT WAY be rented short-term?+

Yes — this home sits inside Mission Park, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 3045 MERLOT WAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clermont?+

At $349,900, this home is listed about 25% below the Clermont median of $466,500. The market section on this page shows how the area is trending.

Which schools are assigned to 3045 MERLOT WAY?+

Windy Hill Middle School (middle), Lost Lake Elementary School (elementary), East Ridge High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the CLERMONT 34714 market on paper

$349,900 is 7% below the CLERMONT 34714 median of $374,900, and at $209/sqft it sits under the Clermont average of $240.

02Zoned for nightly rentals

Mission Park is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

04Strong assigned schools

Windy Hill Middle School, Lost Lake Elementary School, East Ridge High School — Lost Lake Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $358,500, now $349,900 — a $9K cut. The full history is in the market section below.

Listing courtesy of ORLANDO REO PROF I INC · Ronald Gentile. MLS #O6416844.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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