David Ramirez
$500,000$575,0003 bd2 ba1,572 sqft$318 /sqft$3,629 /mo all-in ↓

32805 LAKE EUSTIS DRIVE, TAVARES, FL, 32778

Active29 days on marketListed Jun 25, 2026MLS #O6416810

Reduced $75KWaterfrontSingle Family ResidenceHARDENS

Come see it

Upcoming open house

Sat, Jul 25

11:00 AM – 2:00 PM

About this home

32805 LAKE EUSTIS DRIVE

LAKE EUSTIS WATERFRONT OPPORTUNITY! Huge PRICE Drop! Positioned on 90 feet of direct frontage along Lake Eustis, part of the highly sought-after Harris Chain of Lakes, this 3-bedroom, 2-bath home offers 1,572 square feet of living space and stunning panoramic water views. Enjoy boating, fishing, waterfront dining, and endless days on the water from your own backyard. Filled with character and timeless charm, the home features a wood-burning fireplace and a classic wood dock extending into the lake, providing the perfect place to take in the scenery and enjoy Florida's waterfront lifestyle. While the home is ready for updating, it offers an incredible opportunity to renovate, personalize, and create the lakefront retreat you've always envisioned. Located in Tavares, America's Seaplane City, you'll be just minutes from shopping, dining, entertainment, medical facilities, and the vibrant downtown waterfront. Orlando's world-famous attractions, theme parks, and international airport are all within easy reach, making this property ideal as a full-time residence, seasonal getaway, or investment opportunity. Waterfront properties with this combination of location, views, Chain of Lakes access, and potential are becoming increasingly rare. Don't miss your opportunity to own a piece of Central Florida's premier lakefront lifestyle.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,572

Sqft

0.43 ac

Lot size

1950

Year built

One

Levels

$318

Per sqft

WaterfrontFireplaceWater view

Inside

FlooringCarpet · Concrete · Linoleum · Tile
AppliancesDishwasher · Dryer · Gas Water Heater · Range · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s)
LaundryInside
CoolingCentral Air · Wall/Window Unit(s)
HeatingNatural Gas · Wall Furnace

Outside & construction

RoofMetal
ConstructionConcrete
FoundationCrawlspace · Slab
ViewWater
FacesEast
ExteriorLighting · Private Mailbox · Sliding Doors · Storage

Community & fees

Taxes (2025)$3,658/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Available · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,629 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,943
FHA mortgage insurance (est.)$221
Property tax — 2025 actual bill$305
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,500
Interest rate6.00%
Loan term

Estimated payment

$3,629/mo

Principal & interest$2,943
FHA mortgage insurance (est.)$221
Property taxes (actual bill)$305
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $500K
$320KedgeAI estimate $426,459 · range $333K$464K$520K

vs edgeAI estimate

+17.2%

$/sqft vs Tavares actives

$318 vs $193

Days on market

29 vs 40 typical

Where $318/sqft sits among the 247 Tavares actives

50
83
47
36
10
21 · this home
$122–160$160–197$197–235$235–273$273–310$310+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tavares

Map of 32805 LAKE EUSTIS DRIVE

Drive times from this address

Downtown Orlando48 min
Universal Orlando52 min
Walt Disney World58 min
Orlando Int’l Airport (MCO)64 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tavares. See the full Tavares guide →

TAVARES 32778 — neighborhood snapshot

Population

25,099

Median age

53.8

Median income

$61,815

Median home value

$241,500

Avg household

2.16

Households w/ children

2,209

For the school run

Lake County School District

HighTavares High School★★★★★
ElementaryTavares Elementary School★★★★★
MiddleTavares Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tavares market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$324K$345K

Tavares median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

120 of 247

Tavares actives have cut their price

Median sold price, Tavares, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 52% above the TAVARES 32778 median. See the full Tavares market guide →

Paper trail

This home's history

CurrentPrice reduced to $500,000 $75K
Jun 25, 2026Listed at $575,000 · 29 days on market since
1950Built · HARDENS

Reality check

What actually sold near 32805 LAKE EUSTIS DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2635 LAKE EUSTIS DRIVESold · Feb ’26

$699,000

2635 LAKE EUSTIS DRIVE · same community

3 bd · 2 ba · 1,597 sqft · $438/sqft · 117 DOM

32721 LAKE EUSTIS DRIVESold · Jul ’26

$655,000

32721 LAKE EUSTIS DRIVE · same community

2 bd · 2 ba · 1,140 sqft · $575/sqft · 301 DOM

811 N DISSTON AVENUESold · Mar ’26

$290,000

811 N DISSTON AVENUE

4 bd · 2 ba · 1,578 sqft · $184/sqft · 71 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 32805 LAKE EUSTIS DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 32805 LAKE EUSTIS DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

32805 LAKE EUSTIS DRIVE FAQs

What would the monthly payment be for 32805 LAKE EUSTIS DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,629/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 32805 LAKE EUSTIS DRIVE?+

The most recent tax bill on record (2025) was $3,658. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 32805 LAKE EUSTIS DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tavares?+

At $500,000, this home is listed about 52% above the Tavares median of $329,999. The market section on this page shows how the area is trending.

Which schools are assigned to 32805 LAKE EUSTIS DRIVE?+

Tavares High School (high), Tavares Elementary School (elementary), Tavares Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$500,000 runs 52% above the TAVARES 32778 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $575,000, now $500,000 — a $75K cut. The full history is in the market section below.

Listing courtesy of NEXTHOME LOTT PREMIER REALTY · Shannon Bass. MLS #O6416810.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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