
4080 GOLDEN WILLOW CIRCLE, APOPKA, FL, 32712
Active40 days on marketListed Jun 14, 2026MLS #O6416792
About this home
4080 GOLDEN WILLOW CIRCLE
**FOUR (!!) CAR GARAGE** **HUGE LOT -- PRIVACY & ROOM FOR BACKYARD DREAMS** **GATED COMMUNITY** **BEDROOM + FULL BATH ON FIRST FLOOR** *FOUR BEDROOMS + THREE FULL BATHROOMS + HUGE LOFT/MEDIA SPACE** **GOURMET KITCHEN WITH DOUBLE OVEN** Welcome to this very special home available for immediate close & move-in located in the GATED & highly coveted Oak Ridge community. Say goodbye to teeny-tiny postage-stamp lots and small garages…this estate-sized home sits on a large lot measuring 0.37 acre with plenty of privacy and TONS of room for your backyard dreams…live the Florida life outdoors! Huge FOUR CAR (!!) tandem garage …space for workshop, gym, boat/RV/trailer storage…plus extended driveway for additional parking space. FOUR bedrooms plus THREE FULL bathrooms including a first floor bedroom (or office/den) with FULL bathroom…current office built-ins can be removed. The gourmet kitchen is the centerpiece of the home…with a large center island, granite countertops, stainless steel appliances including DOUBLE OVEN, cooktop & nearly new dishwasher, professional glass rinser, custom pantry built-ins...for the professional chef or amateur, you couldn’t ask for more! ALL APPLIANCES STAY…including washer & dryer! The ULTIMATE upstairs loft & media area is wired & ready for projector and surround sound with custom built-ins and fireplace. SPECIAL FEATURES & UPGRADES INCLUDE…exterior paint (2024), water softener system, hardwood-look tile, custom built closet in primary suite, additional exterior outlets, interior Govee lighting, french doors, WIFI enabled garage door opener, automatic electronic blinds, EcoBee thermostat, security cameras (five outside + four inside), Kwikset autolocks, updated stair railing, treads & risers, ceiling fans, laundry room built-ins, B-hyve smart irrigation system with new heads…& MORE. Professionally designed wine room featuring R-19 insulated walls, mold-resistant green board, vapor barrier protection, a specialized pass-through wine cooling system designed for optimal wine storage, stained wood and glass door and a distinctive wine box ceiling that creates the perfect environment for collectors and enthusiasts alike. If wine is not your thing, this space is easily converted back to a large under stair storage closet. LOW HOA FEE includes the security gate at two entrances, common area landscaping, playground & park. Fantastic LOCATION -- easy access to the Wekiva Parkway with direct connect to all major highways and roadways for easy access to anywhere in Central Florida & beyond. WELCOME HOME!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,026
Sqft
0.37 ac
Lot size
4
Garage
2017
Year built
Two
Levels
$177
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,096 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,096/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−15.1%
$/sqft vs OAK RIDGE
$177 vs $237
Days on market
40 vs 28 typical
Where $177/sqft sits among the 13 homes for sale in OAK RIDGE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apopka
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apopka. See the full Apopka guide →
APOPKA 32712 — neighborhood snapshot
Population
49,522
Median age
41.9
Median income
$106,264
Median home value
$389,900
Avg household
3.04
Households w/ children
5,838
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apopka market
$399K → $415K
Apopka median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
8 of 13
OAK RIDGE have cut their price
Median sold price, Apopka, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% above the APOPKA 32712 median. See the full Apopka market guide →
Paper trail
This home's history
Reality check
What actually sold near 4080 GOLDEN WILLOW CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$785,000
6454 SUMMERFIELD LOOP · same community
4 bd · 3 ba · 3,068 sqft · $256/sqft · 76 DOM
Sold · Mar ’26$820,000
1868 OVERVIEW DRIVE · same community
5 bd · 3.5 ba · 3,201 sqft · $256/sqft · 119 DOM
Sold · Jun ’26$740,000
6910 DAUBON COURT · same community
3 bd · 2 ba · 2,683 sqft · $276/sqft · 28 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4080 GOLDEN WILLOW CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4080 GOLDEN WILLOW CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4080 GOLDEN WILLOW CIRCLE FAQs
What would the monthly payment be for 4080 GOLDEN WILLOW CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,096/mo — principal and interest, the actual property-tax bill, the $165/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4080 GOLDEN WILLOW CIRCLE?+
The association fee works out to $165 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4080 GOLDEN WILLOW CIRCLE?+
The most recent tax bill on record (2025) was $4,623. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4080 GOLDEN WILLOW CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apopka?+
At $535,000, this home is listed about 19% above the Apopka median of $448,952. The market section on this page shows how the area is trending.
Which schools are assigned to 4080 GOLDEN WILLOW CIRCLE?+
Apopka Middle (middle), Dream Lake Elementary (elementary), Apopka High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of TARA MOORE REAL ESTATE · Tara Moore. MLS #O6416792.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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